FinecoBank SpAFNBKY 73 PEG Ratio is 2.11 as of Jul. 03, 2026, which is 1% above its 10-year median of 2.09. GuruFocus rates FNBKY with a GF Score™ of 73/100 and a GF Value™ of $39.41 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,228 Banks companies, FinecoBank SpA ranks worse than 64.17% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for FinecoBank SpA's PEG Ratio or its related term are showing as below:
FNBKY'
s PEG Ratio Range Over the Past 10 Years
Min: 0.84 Med: 2.09 Max: 3.74
Current: 2.11
During the past 13 years, FinecoBank SpA's highest PEG Ratio was 3.74. The lowest was 0.84. And the median was 2.09.
FNBKY's PEG Ratio is ranked worse than 64.17% of 1228
companies
in the Banks industry
Industry Median: 1.53
vs FNBKY: 2.11
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
FinecoBank SpA (OTCPK:FNBKY) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
FinecoBank SpA PEG Ratio Related Terms
FinecoBank SpA PEG Ratio Historical Data
* Premium members only.
The historical data trend for FinecoBank SpA's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, FinecoBank SpA's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
FinecoBank SpA PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, FinecoBank SpA's PEG Ratio distribution charts can be found below:
* The bar in red indicates where FinecoBank SpA's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
FinecoBank SpA (FNBKY) has a PEG Ratio of 2.11 as of Jul. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on FinecoBank SpA and its competitors. This is near median its historical median of 2.09. Over the past decade, FinecoBank SpA's PEG Ratio has ranged from 0.84 to 3.74. According to the industry distribution chart, FinecoBank SpA ranks #788 out of 1228 companies in the Banks industry, placing it in the top 64.2%.
Is FinecoBank SpA's PEG Ratio too high?
FinecoBank SpA's current PEG Ratio of 2.11 is near median its 10-year median of 2.09. Over the past 10 years, this metric has ranged from a low of 0.84 to a high of 3.74. The Banks industry median PEG Ratio is 1.53. FinecoBank SpA's value of 2.11 is 37.9% above this industry median. Based on the distribution chart, FinecoBank SpA ranks #788 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, FinecoBank SpA has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does FinecoBank SpA's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, FinecoBank SpA ranks #788 out of 1228 companies for PEG Ratio. This places FinecoBank SpA in the lower half of its industry. The industry median PEG Ratio is 1.53. FinecoBank SpA's value of 2.11 is 37.9% above this benchmark. Historically, FinecoBank SpA's own PEG Ratio has ranged from 0.84 to 3.74 over the past decade. While the company's 10-year median is 2.09 vs. the industry median of 1.53, FinecoBank SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.53, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. FinecoBank SpA's current PEG Ratio of 2.11 is 37.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on FinecoBank SpA and its competitors. For the Banks industry, the median PEG Ratio is 1.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. FinecoBank SpA's current PEG Ratio is 2.11, which is near median its own 10-year median of 2.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is FinecoBank SpA stock overvalued right now?
Based on GuruFocus' analysis, FinecoBank SpA (FNBKY) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.41, compared to a current price of $49.55 — trading 25.7% above its estimated fair value. The current PEG Ratio is 2.11, which is near median its 10-year median of 2.09 and 37.9% above the Banks industry median of 1.53. FinecoBank SpA's overall GF Score™ is 73/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For FinecoBank SpA (FNBKY), the current PEG Ratio is 2.11 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is FinecoBank SpA (FNBKY) Overvalued in 2026?
Based on GuruFocus' analysis, FinecoBank SpA stock appears to be overvalued.
The current stock price of $49.55 is trading 25.7% above its estimated GF Value™ of $39.41.
GuruFocus considers FinecoBank SpA to be Modestly Overvalued.
Key valuation signals for FNBKY:
PEG Ratio: 2.11 (near median its 10-year median of 2.09)
GF Value™: $39.41 vs. price of $49.55 (25.7% above fair value)
Industry Position: 37.9% above the Banks median (#788 of 1228)
No single metric tells the full story. See the FNBKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
FinecoBank SpA is a FinTech bank based in Italy, offering its services through a network of personal financial advisors and online and mobile channels that operate in an integrated manner. The Group's offerings are divided into three product areas: Banking, Brokerage, and Investing. Maximum revenue is generated from Banking activities, which include current account services, payment services, and the issuance of debit, credit, and prepaid cards, mortgages, overdrafts, and personal loans. The Brokerage category offers order execution services on behalf of the customer, and trading access to CFDs, futures, options, bonds, ETFs, and certificates; and Investing includes the asset management activities of the Group, its investment advisory services, and various investment products offerings.
73GF Score
Get the complete analysis for FNBKY
PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FNBKY has been successfully added to your 
