C&F Financial (FRA:CFF) Cyclically Adjusted Revenue per Share: €35.93 (As of Mar. 2026)


FRA:CFF C&F Financial Corp FRA:CFF
68 GF Score
Price €67.00
GF Value €62.03
! 4 Warning Signs
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What is C&F Financial Cyclically Adjusted Revenue per Share?

C&F Financial FRA:CFF -4.29% 68 Cyclically Adjusted Revenue per Share is €35.93 as of Mar. 2026. GuruFocus rates FRA:CFF with a GF Score™ of 68/100 and a GF Value™ of €62.03. The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

C&F Financial's adjusted revenue per share for the three months ended in Mar. 2026 was €9.325. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €35.93 for the trailing ten years ended in Mar. 2026.

During the past 12 months, C&F Financial's average Cyclically Adjusted Revenue Growth Rate was 4.10% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 3.30% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.70% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 4.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of C&F Financial was 12.00% per year. The lowest was 2.50% per year. And the median was 4.40% per year.

As of today (2026-07-12), C&F Financial's current stock price is €67.00. C&F Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €35.93. C&F Financial's Cyclically Adjusted PS Ratio of today is 1.86.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of C&F Financial was 2.16. The lowest was 0.93. And the median was 1.58.


C&F Financial  (FRA:CFF) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

C&F Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=67.00/35.93
=1.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of C&F Financial was 2.16. The lowest was 0.93. And the median was 1.58.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


C&F Financial Cyclically Adjusted Revenue per Share Related Terms


C&F Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for C&F Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

C&F Financial Cyclically Adjusted Revenue per Share Chart

C&F Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 30.27 34.57 34.54 35.95 33.12

C&F Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.77 34.07 33.68 33.12 35.93

FRA:CFF vs TRUX, FRAF, OVLY: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, C&F Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


C&F Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, C&F Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where C&F Financial's Cyclically Adjusted PS Ratio falls into.


FRA:CFF
68GF Score
C&F Financial Corp FRA:CFF
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

C&F Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, C&F Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.325/330.2130*330.2130
=9.325

Current CPI (Mar. 2026) = 330.2130.

C&F Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 7.167 241.018 9.819
201609 6.999 241.428 9.573
201612 7.303 241.432 9.989
201703 6.985 243.801 9.461
201706 7.016 244.955 9.458
201709 6.509 246.819 8.708
201712 6.455 246.524 8.646
201803 6.165 249.554 8.158
201806 6.653 251.989 8.718
201809 6.731 252.439 8.805
201812 6.306 251.233 8.288
201903 6.793 254.202 8.824
201906 7.268 256.143 9.370
201909 7.532 256.759 9.687
201912 6.885 256.974 8.847
202003 6.671 258.115 8.534
202006 7.620 257.797 9.760
202009 8.578 260.280 10.883
202012 8.952 260.474 11.349
202103 7.737 264.877 9.645
202106 7.653 271.696 9.301
202109 7.827 274.310 9.422
202112 7.849 278.802 9.296
202203 6.798 287.504 7.808
202206 7.416 296.311 8.264
202209 8.642 296.808 9.615
202212 8.489 296.797 9.445
202303 8.686 301.836 9.503
202306 8.577 305.109 9.283
202309 8.171 307.789 8.766
202312 8.401 306.746 9.044
202403 8.148 312.332 8.614
202406 8.540 314.175 8.976
202409 8.963 315.301 9.387
202412 9.213 315.605 9.639
202503 9.062 319.799 9.357
202506 9.619 322.561 9.847
202509 9.207 324.800 9.360
202512 9.177 324.054 9.351
202603 9.325 330.213 9.325

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €35.93 mean?
C&F Financial (FRA:CFF) has a Cyclically Adjusted Revenue per Share of €35.93 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on C&F Financial and its competitors.
Is C&F Financial's Cyclically Adjusted Revenue per Share too high?
C&F Financial's current Cyclically Adjusted Revenue per Share is €35.93. Overall, C&F Financial has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does C&F Financial's Cyclically Adjusted Revenue per Share compare to TRUX and FRAF?
C&F Financial's Cyclically Adjusted Revenue per Share of €35.93 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on C&F Financial and its competitors. C&F Financial's current Cyclically Adjusted Revenue per Share is €35.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is C&F Financial stock overvalued right now?
C&F Financial (FRA:CFF) has a current Cyclically Adjusted Revenue per Share of €35.93. The stock's GF Value™ is €62.03, compared to a current price of €67.00 — trading 8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €35.93. C&F Financial's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For C&F Financial (FRA:CFF), the current Cyclically Adjusted Revenue per Share is €35.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is C&F Financial (FRA:CFF) Overvalued in 2026?

Based on GuruFocus' analysis, C&F Financial stock appears to be overvalued. The current stock price of €67.00 is trading 8% above its estimated GF Value™ of €62.03.

Key valuation signals for FRA:CFF:

  • Cyclically Adjusted Revenue per Share: €35.93
  • GF Value™: €62.03 vs. price of €67.00 (8% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the FRA:CFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


C&F Financial Business Description

Other Exchanges CFFI:USA
Address 3600 La Grange Parkway, Toano, VA, USA, 23168
C&F Financial Corp is an American bank holding company. The company through its subsidiaries offers banking and related financial services to both individuals and businesses. It operates in three business activities: Community Banking, Mortgage Banking, and Consumer Finance. It mainly provides a range of lending activities, which include residential mortgage loans, commercial real estate loans, non-prime automobile lending, land acquisition, and development loans, and consumer loans. The company generates maximum of its revenue from the Community Banking segment.
68GF Score

Get the complete analysis for FRA:CFF

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€67.00
Price
€62.03
GF Value