Habib Metropolitan Bank (KAR:HMB) Cyclically Adjusted Revenue per Share: ₨54.99 (As of Mar. 2026)

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KAR:HMB Habib Metropolitan Bank Ltd KAR:HMB
61 GF Score
Price ₨115.95
GF Value ₨78.52
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Habib Metropolitan Bank Cyclically Adjusted Revenue per Share?

Habib Metropolitan Bank KAR:HMB -0.09% 61 Cyclically Adjusted Revenue per Share is ₨54.99 as of Mar. 2026. GuruFocus rates KAR:HMB with a GF Score™ of 61/100 and a GF Value™ of ₨78.52 (Significantly Overvalued). The stock has 7 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Habib Metropolitan Bank's adjusted revenue per share for the three months ended in Mar. 2026 was ₨20.049. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is ₨54.99 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Habib Metropolitan Bank's average Cyclically Adjusted Revenue Growth Rate was 14.90% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 20.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Habib Metropolitan Bank was 22.30% per year. The lowest was 20.40% per year. And the median was 21.35% per year.

As of today (2026-07-17), Habib Metropolitan Bank's current stock price is ₨115.95. Habib Metropolitan Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₨54.99. Habib Metropolitan Bank's Cyclically Adjusted PS Ratio of today is 2.11.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Habib Metropolitan Bank was 2.42. The lowest was 0.88. And the median was 1.72.


Habib Metropolitan Bank  (KAR:HMB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Habib Metropolitan Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=115.95/54.99
=2.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Habib Metropolitan Bank was 2.42. The lowest was 0.88. And the median was 1.72.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Habib Metropolitan Bank Cyclically Adjusted Revenue per Share Related Terms


Habib Metropolitan Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Habib Metropolitan Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Habib Metropolitan Bank Cyclically Adjusted Revenue per Share Chart

Habib Metropolitan Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.97 30.15 37.83 45.72 52.66

Habib Metropolitan Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 47.86 49.48 51.35 52.66 54.99

Habib Metropolitan Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Habib Metropolitan Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Habib Metropolitan Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Habib Metropolitan Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Habib Metropolitan Bank's Cyclically Adjusted PS Ratio falls into.


KAR:HMB
61GF Score
Habib Metropolitan Bank Ltd KAR:HMB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Habib Metropolitan Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Habib Metropolitan Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=20.049/330.2130*330.2130
=20.049

Current CPI (Mar. 2026) = 330.2130.

Habib Metropolitan Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 4.823 241.018 6.608
201609 4.497 241.428 6.151
201612 5.318 241.432 7.274
201703 4.536 243.801 6.144
201706 5.317 244.955 7.168
201709 4.353 246.819 5.824
201712 4.161 246.524 5.574
201803 4.998 249.554 6.613
201806 5.535 251.989 7.253
201809 5.240 252.439 6.854
201812 5.676 251.233 7.460
201903 5.906 254.202 7.672
201906 5.621 256.143 7.246
201909 6.605 256.759 8.495
201912 5.807 256.974 7.462
202003 6.133 258.115 7.846
202006 8.573 257.797 10.981
202009 10.784 260.280 13.681
202012 11.329 260.474 14.362
202103 9.117 264.877 11.366
202106 9.500 271.696 11.546
202109 10.305 274.310 12.405
202112 10.231 278.802 12.118
202203 10.575 287.504 12.146
202206 12.101 296.311 13.486
202209 14.426 296.808 16.050
202212 15.059 296.797 16.754
202303 16.729 301.836 18.302
202306 20.601 305.109 22.296
202309 22.906 307.789 24.575
202312 23.429 306.746 25.221
202403 19.195 312.332 20.294
202406 20.143 314.175 21.171
202409 24.546 315.301 25.707
202412 25.183 315.605 26.349
202503 21.947 319.799 22.662
202506 23.110 322.561 23.658
202509 21.664 324.800 22.025
202512 20.643 324.054 21.035
202603 20.049 330.213 20.049

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of ₨54.99 mean?
Habib Metropolitan Bank (KAR:HMB) has a Cyclically Adjusted Revenue per Share of ₨54.99 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Habib Metropolitan Bank and its competitors.
Is Habib Metropolitan Bank's Cyclically Adjusted Revenue per Share too high?
Habib Metropolitan Bank's current Cyclically Adjusted Revenue per Share is ₨54.99. Overall, Habib Metropolitan Bank has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Habib Metropolitan Bank's Cyclically Adjusted Revenue per Share compare to competitors?
Habib Metropolitan Bank's Cyclically Adjusted Revenue per Share of ₨54.99 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Habib Metropolitan Bank and its competitors. Habib Metropolitan Bank's current Cyclically Adjusted Revenue per Share is ₨54.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Habib Metropolitan Bank stock overvalued right now?
Based on GuruFocus' analysis, Habib Metropolitan Bank (KAR:HMB) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨78.52, compared to a current price of ₨115.95 — trading 47.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is ₨54.99. Habib Metropolitan Bank's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Habib Metropolitan Bank (KAR:HMB), the current Cyclically Adjusted Revenue per Share is ₨54.99 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Habib Metropolitan Bank (KAR:HMB) Overvalued in 2026?

Based on GuruFocus' analysis, Habib Metropolitan Bank stock appears to be overvalued. The current stock price of ₨115.95 is trading 47.7% above its estimated GF Value™ of ₨78.52. GuruFocus considers Habib Metropolitan Bank to be Significantly Overvalued.

Key valuation signals for KAR:HMB:

  • Cyclically Adjusted Revenue per Share: ₨54.99
  • GF Value™: ₨78.52 vs. price of ₨115.95 (47.7% above fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the KAR:HMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Habib Metropolitan Bank Business Description

Address I.I. Chundrigar Road, Ground Floor, HabibMetro Head Office, Karachi, SD, PAK, 74200
Habib Metropolitan Bank Ltd is a provider of commercial banking products and services to individual and corporate customers. The bank utilizes the medium of branch banking and electronic banking channels to render a hoard of products and services such as current and savings accounts, deposits, remittance, cash management services, E-salary accounts and web banking. Its operating segment includes Trade and Sales; Retail Banking and Commercial Banking, and Islamic Banking. The Bank conducts its operations in Pakistan including an offshore branch in Karachi Export Processing Zone.
61GF Score

Get the complete analysis for KAR:HMB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨115.95
Price
₨78.52
GF Value