Habib Metropolitan Bank (KAR:HMB) Growth Rank: 5 (As of Aug. 31, 2026) — 38% Below Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:HMB Habib Metropolitan Bank Ltd KAR:HMB
62 GF Score
Price ₨102.01
GF Value ₨80.21
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Habib Metropolitan Bank Growth Rank?

Habib Metropolitan Bank KAR:HMB +0.14% 62 Growth Rank is 5 as of Aug. 31, 2026, which is 38% below its 10-year median of 8.00. GuruFocus rates KAR:HMB with a GF Score™ of 62/100 and a GF Value™ of ₨80.21 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Habib Metropolitan Bank has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Habib Metropolitan Bank Growth Rank Related Terms

Habib Metropolitan Bank Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Habib Metropolitan Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Habib Metropolitan Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Habib Metropolitan Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Habib Metropolitan Bank's Growth Rank falls into.


KAR:HMB
62GF Score
Habib Metropolitan Bank Ltd KAR:HMB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
Habib Metropolitan Bank (KAR:HMB) has a Growth Rank of 5 as of Aug. 31, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Habib Metropolitan Bank and its competitors. This is 38% below median its historical median of 8.00. Over the past decade, Habib Metropolitan Bank's Growth Rank has ranged from 4.00 to 10.00.
Is Habib Metropolitan Bank's Growth Rank too high?
Habib Metropolitan Bank's current Growth Rank of 5 is 38% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 4.00 to a high of 10.00. Overall, Habib Metropolitan Bank has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Habib Metropolitan Bank's Growth Rank compare to competitors?
Habib Metropolitan Bank's Growth Rank of 5 can be compared against companies in the Banks industry. Historically, Habib Metropolitan Bank's own Growth Rank has ranged from 4.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Habib Metropolitan Bank and its competitors. Habib Metropolitan Bank's current Growth Rank is 5, which is 38% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Habib Metropolitan Bank stock overvalued right now?
Based on GuruFocus' analysis, Habib Metropolitan Bank (KAR:HMB) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨80.21, compared to a current price of ₨102.01 — trading 27.2% above its estimated fair value. The current Growth Rank is 5, which is 38% below median its 10-year median of 8.00. Habib Metropolitan Bank's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Habib Metropolitan Bank (KAR:HMB), the current Growth Rank is 5 as of Aug. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Habib Metropolitan Bank (KAR:HMB) Overvalued in 2026?

Based on GuruFocus' analysis, Habib Metropolitan Bank stock appears to be overvalued. The current stock price of ₨102.01 is trading 27.2% above its estimated GF Value™ of ₨80.21. GuruFocus considers Habib Metropolitan Bank to be Modestly Overvalued.

Key valuation signals for KAR:HMB:

  • Growth Rank: 5 (38% below median its 10-year median of 8.00)
  • GF Value™: ₨80.21 vs. price of ₨102.01 (27.2% above fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the KAR:HMB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Habib Metropolitan Bank Business Description

Address I.I. Chundrigar Road, Ground Floor, HabibMetro Head Office, Karachi, SD, PAK, 74200
Habib Metropolitan Bank Ltd is a provider of commercial banking products and services to individual and corporate customers. The bank utilizes the medium of branch banking and electronic banking channels to render a hoard of products and services such as current and savings accounts, deposits, remittance, cash management services, E-salary accounts and web banking. Its operating segment includes Trade and Sales; Retail Banking and Commercial Banking, and Islamic Banking. The Bank conducts its operations in Pakistan including an offshore branch in Karachi Export Processing Zone.
62GF Score

Get the complete analysis for KAR:HMB

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨102.01
Price
₨80.21
GF Value