Sumitomo Mitsui Financial Group (STU:XMFA) Cyclically Adjusted Revenue per Share: €3.83 (As of Mar. 2026)

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STU:XMFA Sumitomo Mitsui Financial Group Inc STU:XMFA
46 GF Score
Price €21.80
GF Value €13.91
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Sumitomo Mitsui Financial Group Cyclically Adjusted Revenue per Share?

Sumitomo Mitsui Financial Group STU:XMFA 46 Cyclically Adjusted Revenue per Share is €3.83 as of Mar. 2026. GuruFocus rates STU:XMFA with a GF Score™ of 46/100 and a GF Value™ of €13.91 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Sumitomo Mitsui Financial Group's adjusted revenue per share for the three months ended in Mar. 2026 was €1.344. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is €3.83 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Sumitomo Mitsui Financial Group's average Cyclically Adjusted Revenue Growth Rate was 4.60% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 4.20% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 4.20% per year. During the past 10 years, the average Cyclically Adjusted Revenue Growth Rate was 2.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of Sumitomo Mitsui Financial Group was 4.40% per year. The lowest was 0.60% per year. And the median was 2.45% per year.

As of today (2026-07-21), Sumitomo Mitsui Financial Group's current stock price is €21.80. Sumitomo Mitsui Financial Group's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was €3.83. Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio of today is 5.69.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Sumitomo Mitsui Financial Group was 6.04. The lowest was 0.93. And the median was 1.60.


Sumitomo Mitsui Financial Group  (STU:XMFA) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=21.80/3.83
=5.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of Sumitomo Mitsui Financial Group was 6.04. The lowest was 0.93. And the median was 1.60.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Sumitomo Mitsui Financial Group Cyclically Adjusted Revenue per Share Related Terms


Sumitomo Mitsui Financial Group Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Sumitomo Mitsui Financial Group's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sumitomo Mitsui Financial Group Cyclically Adjusted Revenue per Share Chart

Sumitomo Mitsui Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 3.95 3.83

Sumitomo Mitsui Financial Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.95 3.82 3.78 3.64 3.83

STU:XMFA vs JPM, BAC, WFC: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Diversified subindustry, Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sumitomo Mitsui Financial Group Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Sumitomo Mitsui Financial Group's Cyclically Adjusted PS Ratio falls into.


STU:XMFA
46GF Score
Sumitomo Mitsui Financial Group Inc STU:XMFA
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sumitomo Mitsui Financial Group Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Sumitomo Mitsui Financial Group's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.344/112.7000*112.7000
=1.344

Current CPI (Mar. 2026) = 112.7000.

Sumitomo Mitsui Financial Group Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.270 98.100 1.459
201609 0.927 98.000 1.066
201612 1.737 98.400 1.989
201703 1.352 98.100 1.553
201706 1.275 98.500 1.459
201709 0.609 98.800 0.695
201712 1.961 99.400 2.223
201803 1.312 99.200 1.491
201806 1.226 99.200 1.393
201809 0.528 99.900 0.596
201812 1.990 99.700 2.249
201903 1.086 99.700 1.228
201906 0.899 99.800 1.015
201909 0.993 100.100 1.118
201912 0.925 100.500 1.037
202003 0.927 100.300 1.042
202006 0.885 99.900 0.998
202009 0.938 99.900 1.058
202012 0.892 99.300 1.012
202103 0.839 99.900 0.946
202106 0.873 99.500 0.989
202109 0.953 100.100 1.073
202112 0.980 100.100 1.103
202203 1.025 101.100 1.143
202206 0.975 101.800 1.079
202209 1.061 103.100 1.160
202212 0.908 104.100 0.983
202303 0.883 104.400 0.953
202306 0.987 105.200 1.057
202309 0.999 106.200 1.060
202312 1.023 106.800 1.080
202403 1.215 107.200 1.277
202406 1.063 108.200 1.107
202409 1.390 108.900 1.439
202412 1.138 110.700 1.159
202503 1.202 111.100 1.219
202506 1.143 111.700 1.153
202509 1.357 112.000 1.365
202512 1.271 113.000 1.268
202603 1.344 112.700 1.344

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of €3.83 mean?
Sumitomo Mitsui Financial Group (STU:XMFA) has a Cyclically Adjusted Revenue per Share of €3.83 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sumitomo Mitsui Financial Group and its competitors.
Is Sumitomo Mitsui Financial Group's Cyclically Adjusted Revenue per Share too high?
Sumitomo Mitsui Financial Group's current Cyclically Adjusted Revenue per Share is €3.83. Overall, Sumitomo Mitsui Financial Group has a GF Score™ of 46/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sumitomo Mitsui Financial Group's Cyclically Adjusted Revenue per Share compare to JPM and BAC?
Sumitomo Mitsui Financial Group's Cyclically Adjusted Revenue per Share of €3.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Sumitomo Mitsui Financial Group and its competitors. Sumitomo Mitsui Financial Group's current Cyclically Adjusted Revenue per Share is €3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sumitomo Mitsui Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group (STU:XMFA) is currently considered Significantly Overvalued. The stock's GF Value™ is €13.91, compared to a current price of €21.80 — trading 56.7% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is €3.83. Sumitomo Mitsui Financial Group's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Sumitomo Mitsui Financial Group (STU:XMFA), the current Cyclically Adjusted Revenue per Share is €3.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sumitomo Mitsui Financial Group (STU:XMFA) Overvalued in 2026?

Based on GuruFocus' analysis, Sumitomo Mitsui Financial Group stock appears to be overvalued. The current stock price of €21.80 is trading 56.7% above its estimated GF Value™ of €13.91. GuruFocus considers Sumitomo Mitsui Financial Group to be Significantly Overvalued.

Key valuation signals for STU:XMFA:

  • Cyclically Adjusted Revenue per Share: €3.83
  • GF Value™: €13.91 vs. price of €21.80 (56.7% above fair value)
  • GF Score™: 46/100 with 6 warning signs

No single metric tells the full story. See the STU:XMFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sumitomo Mitsui Financial Group Business Description

Address 1-2, Marunouchi 1-chome, Chiyoda-ku, Tokyo, JPN, 100-0005
Sumitomo Mitsui Financial Group is roughly tied with Mizuho Financial Group for the status of Japan's second-largest bank after Mitsubishi UFJ Financial Group. As of March 2025, its market share of domestic loans was 7.3%, compared with 8.4% for MUFG. It has a larger consumer finance business than the other two megabanks, owning 100% of the Promise business and SMBC Card. It also controls one of Japan's largest leasing companies and SMBC Aviation Capital, one of the top five aircraft lessors globally. In securities, its SMBC Nikko unit is Japan's third-largest retail broker, although SMFG has lagged somewhat in institutional securities business and asset management.
46GF Score

Get the complete analysis for STU:XMFA

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€21.80
Price
€13.91
GF Value