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Kemper (BSP:KMPR34) Cyclically Adjusted PB Ratio : 0.87 (As of Apr. 28, 2024)


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What is Kemper Cyclically Adjusted PB Ratio?

As of today (2024-04-28), Kemper's current share price is R$105.26. Kemper's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 was R$121.05. Kemper's Cyclically Adjusted PB Ratio for today is 0.87.

The historical rank and industry rank for Kemper's Cyclically Adjusted PB Ratio or its related term are showing as below:

BSP:KMPR34' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.67   Med: 1.07   Max: 2.21
Current: 1.03

During the past years, Kemper's highest Cyclically Adjusted PB Ratio was 2.21. The lowest was 0.67. And the median was 1.07.

BSP:KMPR34's Cyclically Adjusted PB Ratio is ranked better than
54.72% of 413 companies
in the Insurance industry
Industry Median: 1.15 vs BSP:KMPR34: 1.03

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kemper's adjusted book value per share data for the three months ended in Dec. 2023 was R$95.731. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is R$121.05 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Kemper Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Kemper's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Kemper Cyclically Adjusted PB Ratio Chart

Kemper Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.79 1.66 1.13 0.90 0.87

Kemper Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.90 0.98 0.86 0.75 0.87

Competitive Comparison of Kemper's Cyclically Adjusted PB Ratio

For the Insurance - Property & Casualty subindustry, Kemper's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kemper's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Kemper's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kemper's Cyclically Adjusted PB Ratio falls into.



Kemper Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Kemper's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=105.26/121.05
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kemper's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, Kemper's adjusted Book Value per Share data for the three months ended in Dec. 2023 was:

Adj_Book=Book Value per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=95.731/129.4194*129.4194
=95.731

Current CPI (Dec. 2023) = 129.4194.

Kemper Quarterly Data

Book Value per Share CPI Adj_Book
201403 44.999 99.695 58.416
201406 44.693 100.560 57.520
201409 46.711 100.428 60.196
201412 52.686 99.070 68.826
201503 63.945 99.621 83.072
201506 60.438 100.684 77.687
201509 76.995 100.392 99.258
201512 75.322 99.792 97.684
201603 73.807 100.470 95.073
201606 70.473 101.688 89.692
201609 65.897 101.861 83.725
201612 64.606 101.863 82.084
201703 60.471 102.862 76.084
201706 65.318 103.349 81.795
201709 63.395 104.136 78.787
201712 67.728 104.011 84.273
201803 65.659 105.290 80.707
201806 74.811 106.317 91.067
201809 97.224 106.507 118.140
201812 91.455 105.998 111.663
201903 98.194 107.251 118.491
201906 106.689 108.070 127.766
201909 120.362 108.329 143.795
201912 122.284 108.420 145.969
202003 140.564 108.902 167.047
202006 166.420 108.767 198.019
202009 179.466 109.815 211.505
202012 179.391 109.897 211.259
202103 188.039 111.754 217.762
202106 170.137 114.631 192.085
202109 172.142 115.734 192.497
202112 177.933 117.630 195.767
202203 132.386 121.301 141.246
202206 112.655 125.017 116.622
202209 100.039 125.227 103.389
202212 109.589 125.222 113.263
202303 107.738 127.348 109.491
202306 95.180 128.729 95.691
202309 90.992 129.860 90.684
202312 95.731 129.419 95.731

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Kemper  (BSP:KMPR34) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Kemper Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Kemper's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Kemper (BSP:KMPR34) Business Description

Traded in Other Exchanges
Address
200 East Randolph Street, Suite 3300, Chicago, IL, USA, 60601
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. It conducts its operations through three operating segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance.

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