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EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Kemper's Enterprise Value is R$29,340 Mil.
Kemper's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was R$-2,493 Mil. Therefore, Kemper's EV-to-EBIT for today is -11.77.
The historical rank and industry rank for Kemper's EV-to-EBIT or its related term are showing as below:
BSP:KMPR34'
s EV-to-EBIT Range Over the Past 10 Years
Min: -313.4 Med: 10.52 Max: 79.88
Current: -5.39
During the past 13 years, the highest EV-to-EBIT of Kemper was 79.88. The lowest was -313.40. And the median was 10.52.
BSP:KMPR34's EV-to-EBIT is ranked worse than 100% of 347
companies
in the Insurance industry
Industry Median: 8.62
vs BSP:KMPR34: -5.39
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Kemper's Enterprise Value for the quarter that ended in Jun. 2026 was R$29,339 Mil.
Kemper's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$-2,493 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kemper EV-to-EBIT Related Terms
Kemper EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Kemper's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:KMPR34 vs SAFT, STC, UFCS: EV-to-EBIT Comparison
For the Insurance - Property & Casualty subindustry, Kemper's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kemper EV-to-EBIT vs Insurance Industry
For the Insurance industry and Financial Services sector, Kemper's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Kemper's EV-to-EBIT falls into.
Kemper's current Enterprise Value is R$29,340 Mil.
Kemper's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was R$-2,493 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kemper (BSP:KMPR34) has a EV-to-EBIT of -11.77 as of Aug. 07, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Kemper and its competitors. According to the industry distribution chart, Kemper ranks #999999 out of 347 companies in the Insurance industry.
Is Kemper's EV-to-EBIT too high?
Kemper's current EV-to-EBIT is -11.77. Based on the distribution chart, Kemper ranks #999999 out of 347 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Kemper has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Kemper's EV-to-EBIT compare to SAFT and STC?
According to the Insurance industry distribution chart, Kemper ranks #999999 out of 347 companies for EV-to-EBIT. This places Kemper in the lower half of its industry. The industry median EV-to-EBIT is 8.62. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.62, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Kemper and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kemper's current EV-to-EBIT is -11.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kemper stock overvalued right now?
Kemper (BSP:KMPR34) has a current EV-to-EBIT of -11.77. The stock's GF Value™ is R$395.26, compared to a current price of R$212.10 — trading 46.3% below its estimated fair value. The current EV-to-EBIT is -11.77. Kemper's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Kemper (BSP:KMPR34), the current EV-to-EBIT is -11.77 as of Aug. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kemper (BSP:KMPR34) Overvalued in 2026?
Based on GuruFocus' analysis, Kemper stock appears to be undervalued.
The current stock price of R$212.10 is trading 46.3% below its estimated GF Value™ of R$395.26.
Key valuation signals for BSP:KMPR34:
EV-to-EBIT: -11.77
GF Value™: R$395.26 vs. price of R$212.10 (46.3% below fair value)
No single metric tells the full story. See the BSP:KMPR34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kemper Corp is an insurance holding company that offers complementary insurance products through its subsidiaries, including personal and commercial automobile insurance to consumers in targeted markets and industries. Kemper also offers life and other insurance solutions based on the needs of its clients. The company offers its insurance products through a vast network of agents and brokers, mainly under the Kemper Auto and Kemper Life brands. It has two operating segments: Specialty Property & Casualty Insurance and Life Insurance. The majority of the company's revenue is generated from the Specialty Property & Casualty Insurance segment, whose principal products are specialty personal automobile and commercial automobile insurance. Geographically, it operates only in the United States.
54GF Score
Get the complete analysis for BSP:KMPR34
EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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