NAS:SAFT (USA) Also trade in: Germany

Safety Insurance Group Inc

$ 93.45 -0.86 (-0.91%)
Volume: 30,865 Avg Vol (1m): 37,205
Market Cap $: 1.44 Bil Enterprise Value $: 241.32 Mil
P/E (TTM): 13.79 P/B: 1.88
Earnings Power Value 74.76
Net Current Asset Value 0
Tangible Book 49.33
Projected FCF 90.68
Median P/S Value 59.27
Graham Number 86.69
Peter Lynch Value 0
DCF (FCF Based) 0
DCF (Earnings Based) 0
1Y (-%)

Financial Strength : 7/10

GuruFocus Financial Strength Rank measures how strong a company's financial situation is . It is based on these factors
1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
Current vs industry vs history
Cash-to-Debt No Debt
Cash-To-Debt ranked higher than
99.24% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 10000, Med: 2.82, Min: 0.01
SAFT: No Debt
Ranked among companies with meaningful Cash-To-Debt only.
Cash-To-Debt range over the past 10 years
Min: 0.3, Med: 10000, Max: 10000
Current: 10000
0.3
10000
Equity-to-Asset 0.39
Equity-to-Asset ranked higher than
79.55% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 0.95, Med: 0.25, Min: 0.03
SAFT: 0.39
Ranked among companies with meaningful Equity-to-Asset only.
Equity-to-Asset range over the past 10 years
Min: 0.13, Med: 0.39, Max: 0.45
Current: 0.39
0.13
0.45
WACC vs ROIC %
ROIC 48.32%
WACC 6.48%

Profitability & Growth : 3/10

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.
Current vs industry vs history
Net Margin % 12.31
Net Margin ranked higher than
59.40% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 94.29, Med: 6.25, Min: -370.67
SAFT: 12.31
Ranked among companies with meaningful Net Margin only.
Net Margin range over the past 10 years
Min: -1.74, Med: 8.08, Max: 12.31
Current: 12.31
-1.74
12.31
ROE % 14.52
ROE ranked higher than
51.13% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 55.81, Med: 8.75, Min: -77.05
SAFT: 14.52
Ranked among companies with meaningful ROE only.
ROE range over the past 10 years
Min: -2.05, Med: 8.79, Max: 14.52
Current: 14.52
-2.05
14.52
ROA % 5.60
ROA ranked higher than
72.18% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.69, Med: 2.09, Min: -17.18
SAFT: 5.6
Ranked among companies with meaningful ROA only.
ROA range over the past 10 years
Min: -0.82, Med: 3.76, Max: 5.6
Current: 5.6
-0.82
5.6
3-Year Total Revenue Growth Rate 1.30
3-Year Revenue Growth Rate ranked lower than
69.84% of 126 companies
in the Insurance - Property & Casualty industry.
Industry Max: 456.8, Med: 6.3, Min: -30.7
SAFT: 0.4
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
3-Year Revenue Growth Rate range over the past 10 years
Min: -63.5, Med: 1.35, Max: 31.9
Current: 0.4
-63.5
31.9

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Business Description

Industry Insurance - Property & Casualty » Insurance - Property & Casualty    NAICS : 524126    SIC : 6331
Compare NAS:STFC NAS:KNSL XPAR:COFA NAS:SG OCSE:ALMB NAS:JRVR LSE:HSTG NAS:AMSF MEX:Q NAS:UFCS BKK:BKI NYSE:UVE NYSE:STC NAS:NMIH NYSE:PRA NYSE:MBI NAS:NAVG NAS:EMCI NAS:UIHC TSE:8715
Traded in other countries SFN.Germany
Address 20 Custom House Street, Boston, MA, USA, 02110
Safety Insurance Group Inc is a provider of private passenger automobile insurance in Massachusetts. It also offers property and casualty insurance products, including commercial automobile, homeowners, dwelling fire, umbrella and business owner policies.

Ratios

Current vs industry vs history
PE Ratio (TTM) 13.79
PE Ratio ranked lower than
59.82% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.27, Min: 2.89
SAFT: 13.79
Ranked among companies with meaningful PE Ratio only.
PE Ratio range over the past 10 years
Min: 6.86, Med: 14.63, Max: 80.01
Current: 13.79
6.86
80.01
PE Ratio without NRI 13.79
PE without NRI ranked lower than
58.93% of 112 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1755, Med: 17.6, Min: 2.89
SAFT: 13.79
Ranked among companies with meaningful PE without NRI only.
PE without NRI range over the past 10 years
Min: 6.86, Med: 14.63, Max: 80.01
Current: 13.79
6.86
80.01
Price-to-Owner-Earnings 13.08
Price-to-Owner-Earnings ranked lower than
61.90% of 84 companies
in the Insurance - Property & Casualty industry.
Industry Max: 3633.33, Med: 11.52, Min: 2.34
SAFT: 13.08
Ranked among companies with meaningful Price-to-Owner-Earnings only.
Price-to-Owner-Earnings range over the past 10 years
Min: 6.32, Med: 14.42, Max: 878.42
Current: 13.08
6.32
878.42
PB Ratio 1.88
PB Ratio ranked lower than
66.17% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.38, Med: 1.43, Min: 0.08
SAFT: 1.88
Ranked among companies with meaningful PB Ratio only.
PB Ratio range over the past 10 years
Min: 0.76, Med: 1.18, Max: 2.12
Current: 1.88
0.76
2.12
PS Ratio 1.67
PS Ratio ranked lower than
58.65% of 133 companies
in the Insurance - Property & Casualty industry.
Industry Max: 38.05, Med: 1.22, Min: 0.09
SAFT: 1.67
Ranked among companies with meaningful PS Ratio only.
PS Ratio range over the past 10 years
Min: 0.76, Med: 1.07, Max: 1.78
Current: 1.67
0.76
1.78
Price-to-Free-Cash-Flow 12.96
Price-to-Free-Cash-Flow ranked lower than
64.77% of 88 companies
in the Insurance - Property & Casualty industry.
Industry Max: 621.88, Med: 12.17, Min: 0.47
SAFT: 12.96
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
Price-to-Free-Cash-Flow range over the past 10 years
Min: 3.35, Med: 11.29, Max: 136.49
Current: 12.96
3.35
136.49
Price-to-Operating-Cash-Flow 11.69
Price-to-Operating-Cash-Flow ranked lower than
60.20% of 98 companies
in the Insurance - Property & Casualty industry.
Industry Max: 1058.33, Med: 10.59, Min: 0.46
SAFT: 11.69
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
Price-to-Operating-Cash-Flow range over the past 10 years
Min: 5.8, Med: 10.23, Max: 42.02
Current: 11.69
5.8
42.02
EV-to-EBIT 1.84
EV-to-EBIT ranked lower than
52.21% of 113 companies
in the Insurance - Property & Casualty industry.
Industry Max: 322.99, Med: 12.73, Min: 0.38
SAFT: 1.84
Ranked among companies with meaningful EV-to-EBIT only.
EV-to-EBIT range over the past 10 years
Min: -31.8, Med: 9.2, Max: 204.1
Current: 1.84
-31.8
204.1
EV-to-EBITDA 1.79
EV-to-EBITDA ranked lower than
51.72% of 116 companies
in the Insurance - Property & Casualty industry.
Industry Max: 182.88, Med: 11.2, Min: 0.33
SAFT: 1.79
Ranked among companies with meaningful EV-to-EBITDA only.
EV-to-EBITDA range over the past 10 years
Min: -57.2, Med: 7.9, Max: 52
Current: 1.79
-57.2
52
EV-to-Revenue 0.27
EV-to-Revenue ranked lower than
55.47% of 128 companies
in the Insurance - Property & Casualty industry.
Industry Max: 27.81, Med: 1.19, Min: 0.01
SAFT: 0.27
Ranked among companies with meaningful EV-to-Revenue only.
EV-to-Revenue range over the past 10 years
Min: -0.1, Med: 1, Max: 1.7
Current: 0.27
-0.1
1.7
Shiller PE Ratio 25.54
Shiller PE Ratio ranked lower than
60.87% of 69 companies
in the Insurance - Property & Casualty industry.
Industry Max: 433.84, Med: 20.4, Min: 7.01
SAFT: 25.54
Ranked among companies with meaningful Shiller PE Ratio only.
Shiller PE Ratio range over the past 10 years
Min: 3.24, Med: 13.58, Max: 28.2
Current: 25.54
3.24
28.2

Dividend & Buy Back

Current vs industry vs history
Dividend Yield % 3.41
Trailing Dividend Yield ranked higher than
71.65% of 194 companies
in the Insurance - Property & Casualty industry.
Industry Max: 15.15, Med: 2.98, Min: 0.09
SAFT: 3.41
Ranked among companies with meaningful Trailing Dividend Yield only.
Trailing Dividend Yield range over the past 10 years
Min: 3.26, Med: 4.4, Max: 5.51
Current: 3.41
3.26
5.51
Dividend Payout Ratio 0.47
Dividend Payout Ratio ranked lower than
67.91% of 134 companies
in the Insurance - Property & Casualty industry.
Industry Max: 4.8, Med: 0.32, Min: 0.02
SAFT: 0.47
Ranked among companies with meaningful Dividend Payout Ratio only.
Dividend Payout Ratio range over the past 10 years
Min: 0.46, Med: 0.6, Max: 2.22
Current: 0.47
0.46
2.22
3-Year Dividend Growth Rate (Per Share) 4.60
3-Year Dividend Growth Rate ranked lower than
64.56% of 79 companies
in the Insurance - Property & Casualty industry.
Industry Max: 128.9, Med: 8.6, Min: -100
SAFT: 4.6
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
3-Year Dividend Growth Rate range over the past 10 years
Min: 0, Med: 8.05, Max: 43.5
Current: 4.6
0
43.5
Forward Dividend Yield % 3.39
Forward Dividend Yield ranked higher than
69.27% of 192 companies
in the Insurance - Property & Casualty industry.
Industry Max: 17.42, Med: 3.17, Min: 0.09
SAFT: 3.39
Ranked among companies with meaningful Forward Dividend Yield only.
N/A
Yield-on-Cost (5-Year) % 4.46
Yield-on-Cost (5y) ranked higher than
64.77% of 193 companies
in the Insurance - Property & Casualty industry.
Industry Max: 112.5, Med: 4.91, Min: 0.09
SAFT: 4.46
Ranked among companies with meaningful Yield-on-Cost (5y) only.
Yield-on-Cost (5y) range over the past 10 years
Min: 4.26, Med: 5.75, Max: 7.2
Current: 4.46
4.26
7.2
3-Year Share Buyback Rate -0.30
3-Year Share Buyback Rate ranked lower than
51.72% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 21.9, Med: -0.4, Min: -49.5
SAFT: -0.3
Ranked among companies with meaningful 3-Year Share Buyback Rate only.
3-Year Share Buyback Rate range over the past 10 years
Min: -165.3, Med: -0.65, Max: 2.4
Current: -0.3
-165.3
2.4

Valuation & Return

Current vs industry vs history
Price-to-Tangible-Book 1.89
Price-to-Tangible-Book ranked higher than
52.71% of 129 companies
in the Insurance - Property & Casualty industry.
Industry Max: 32.5, Med: 1.7, Min: 0.08
SAFT: 1.89
Ranked among companies with meaningful Price-to-Tangible-Book only.
Price-to-Tangible-Book range over the past 10 years
Min: 0.78, Med: 1.18, Max: 1.92
Current: 1.89
0.78
1.92
Price-to-Projected-FCF 1.03
Price-to-Intrinsic-Value-Projected-FCF ranked lower than
52.17% of 92 companies
in the Insurance - Property & Casualty industry.
Industry Max: 12.4, Med: 0.84, Min: 0.06
SAFT: 1.03
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
Price-to-Intrinsic-Value-Projected-FCF range over the past 10 years
Min: 0.38, Med: 0.64, Max: 1.04
Current: 1.03
0.38
1.04
Price-to-Median-PS-Value 1.58
Price-to-Median-PS-Value ranked lower than
65.55% of 119 companies
in the Insurance - Property & Casualty industry.
Industry Max: 7.15, Med: 1.18, Min: 0.35
SAFT: 1.58
Ranked among companies with meaningful Price-to-Median-PS-Value only.
Price-to-Median-PS-Value range over the past 10 years
Min: 0.24, Med: 0.95, Max: 1.6
Current: 1.58
0.24
1.6
Price-to-Graham-Number 1.08
Price-to-Graham-Number ranked higher than
50.00% of 100 companies
in the Insurance - Property & Casualty industry.
Industry Max: 11.78, Med: 1.17, Min: 0.41
SAFT: 1.08
Ranked among companies with meaningful Price-to-Graham-Number only.
Price-to-Graham-Number range over the past 10 years
Min: 0.19, Med: 0.78, Max: 2.19
Current: 1.08
0.19
2.19
Earnings Yield (Joel Greenblatt) % 53.69
Earnings Yield (Greenblatt) ranked higher than
55.30% of 132 companies
in the Insurance - Property & Casualty industry.
Industry Max: 263.16, Med: 6.78, Min: -238.1
SAFT: 53.69
Ranked among companies with meaningful Earnings Yield (Greenblatt) only.
Earnings Yield (Greenblatt) range over the past 10 years
Min: -1232.8, Med: 10.1, Max: 15940.9
Current: 53.69
-1232.8
15940.9
Forward Rate of Return (Yacktman) % 4.15
Forward Rate of Return ranked lower than
68.97% of 87 companies
in the Insurance - Property & Casualty industry.
Industry Max: 333.79, Med: 12.52, Min: -44.7
SAFT: 4.15
Ranked among companies with meaningful Forward Rate of Return only.
Forward Rate of Return range over the past 10 years
Min: -15.6, Med: 2.4, Max: 36
Current: 4.15
-15.6
36

More Statistics

Revenue (TTM) (Mil) $ 845.29
EPS (TTM) $ 6.77
Beta 0.68
Volatility % 22.47
52-Week Range $ 77.58 - 99.7
Shares Outstanding (Mil) 15.38

Analyst Estimate

Piotroski F-Score Details