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K Z Leasing & FinanceBOM:511728 -4.30%50 Days Payable is 12.81 as of Mar. 2026, which is 1% above its 10-year median of 12.69. GuruFocus rates BOM:511728 with a GF Score™ of 50/100 and a GF Value™ of ₹17.05 (Fairly Valued). The stock has 7 warning signs investors should review. Among 301 Credit Services companies, K Z Leasing & Finance ranks worse than 63.46% on this metric.
K Z Leasing & Finance Days Payable Historical Data
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The historical data trend for K Z Leasing & Finance's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, K Z Leasing & Finance's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
K Z Leasing & Finance Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, K Z Leasing & Finance's Days Payable distribution charts can be found below:
* The bar in red indicates where K Z Leasing & Finance's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
K Z Leasing & Finance's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
K Z Leasing & Finance (BOM:511728) has a Days Payable of 12.81 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on K Z Leasing & Finance and its competitors. This is near median its historical median of 12.69. Over the past decade, K Z Leasing & Finance's Days Payable has ranged from 4.63 to 36.92. According to the industry distribution chart, K Z Leasing & Finance ranks #191 out of 301 companies in the Credit Services industry, placing it in the top 63.5%.
Is K Z Leasing & Finance's Days Payable too high?
K Z Leasing & Finance's current Days Payable of 12.81 is near median its 10-year median of 12.69. Over the past 10 years, this metric has ranged from a low of 4.63 to a high of 36.92. The Credit Services industry median Days Payable is 33.87. K Z Leasing & Finance's value of 12.81 is 62.2% below this industry median. Based on the distribution chart, K Z Leasing & Finance ranks #191 out of 301 companies in the Credit Services industry, which is below the industry midpoint. Overall, K Z Leasing & Finance has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does K Z Leasing & Finance's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, K Z Leasing & Finance ranks #191 out of 301 companies for Days Payable. This places K Z Leasing & Finance in the lower half of its industry. The industry median Days Payable is 33.87. K Z Leasing & Finance's value of 12.81 is 62.2% below this benchmark. Historically, K Z Leasing & Finance's own Days Payable has ranged from 4.63 to 36.92 over the past decade. While the company's 10-year median is 12.69 vs. the industry median of 33.87, K Z Leasing & Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. K Z Leasing & Finance's current Days Payable of 12.81 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on K Z Leasing & Finance and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. K Z Leasing & Finance's current Days Payable is 12.81, which is near median its own 10-year median of 12.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is K Z Leasing & Finance stock overvalued right now?
Based on GuruFocus' analysis, K Z Leasing & Finance (BOM:511728) is currently considered Fairly Valued. The stock's GF Value™ is ₹17.05, compared to a current price of ₹16.01 — trading 6.1% below its estimated fair value. The current Days Payable is 12.81, which is near median its 10-year median of 12.69 and 62.2% below the Credit Services industry median of 33.87. K Z Leasing & Finance's overall GF Score™ is 50/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For K Z Leasing & Finance (BOM:511728), the current Days Payable is 12.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is K Z Leasing & Finance (BOM:511728) Overvalued in 2026?
Based on GuruFocus' analysis, K Z Leasing & Finance stock appears to be undervalued.
The current stock price of ₹16.01 is trading 6.1% below its estimated GF Value™ of ₹17.05.
GuruFocus considers K Z Leasing & Finance to be Fairly Valued.
Key valuation signals for BOM:511728:
Days Payable: 12.81 (near median its 10-year median of 12.69)
GF Value™: ₹17.05 vs. price of ₹16.01 (6.1% below fair value)
Industry Position: 62.2% below the Credit Services median (#191 of 301)
No single metric tells the full story. See the BOM:511728 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
K Z Leasing & Finance Ltd operates as a non-banking financial company providing various types of loan services. Its key segments include leasing and hire purchase financing for machinery, trucks, and vehicles. Additionally, the company offers gold loans, vehicle loans, small and medium enterprise finance, microfinance, housing loans, and agricultural loans. The company's operations and client base are concentrated across Gujarat. Revenue is predominantly generated through interest and fees from its lending and leasing activities, alongside other financial services like bills discounting and investment and trading services.
50GF Score
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