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Trio Mercantile & TradingBOM:534755 +1.70%36 Days Payable is 48.20 as of Jun. 2026, which is 21% below its 10-year median of 60.67. GuruFocus rates BOM:534755 with a GF Score™ of 36/100 and a GF Value™ of ₹1.22 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 301 Credit Services companies, Trio Mercantile & Trading ranks better than 57.81% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Trio Mercantile & Trading's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Trio Mercantile & Trading Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Trio Mercantile & Trading's Days Payable distribution charts can be found below:
* The bar in red indicates where Trio Mercantile & Trading's Days Payable falls into.
Trio Mercantile & Trading Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Trio Mercantile & Trading's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Trio Mercantile & Trading (BOM:534755) has a Days Payable of 48.20 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Trio Mercantile & Trading and its competitors. This is 21% below median its historical median of 60.67. Over the past decade, Trio Mercantile & Trading's Days Payable has ranged from 9.10 to 152.92. According to the industry distribution chart, Trio Mercantile & Trading ranks #127 out of 301 companies in the Credit Services industry, placing it in the top 42.2%.
Is Trio Mercantile & Trading's Days Payable too high?
Trio Mercantile & Trading's current Days Payable of 48.20 is 21% below median its 10-year median of 60.67. Over the past 10 years, this metric has ranged from a low of 9.10 to a high of 152.92. The Credit Services industry median Days Payable is 33.87. Trio Mercantile & Trading's value of 48.20 is 42.3% above this industry median. Based on the distribution chart, Trio Mercantile & Trading ranks #127 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Trio Mercantile & Trading has a GF Score™ of 36/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Trio Mercantile & Trading's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Trio Mercantile & Trading ranks #127 out of 301 companies for Days Payable. This puts Trio Mercantile & Trading in the upper half of its industry. The industry median Days Payable is 33.87. Trio Mercantile & Trading's value of 48.20 is 42.3% above this benchmark. Historically, Trio Mercantile & Trading's own Days Payable has ranged from 9.10 to 152.92 over the past decade. While the company's 10-year median is 60.67 vs. the industry median of 33.87, Trio Mercantile & Trading has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Trio Mercantile & Trading's current Days Payable of 48.20 is 42.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Trio Mercantile & Trading and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Trio Mercantile & Trading's current Days Payable is 48.20, which is 21% below median its own 10-year median of 60.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trio Mercantile & Trading stock overvalued right now?
Based on GuruFocus' analysis, Trio Mercantile & Trading (BOM:534755) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹1.22, compared to a current price of ₹2.39 — trading 95.9% above its estimated fair value. The current Days Payable is 48.20, which is 21% below median its 10-year median of 60.67 and 42.3% above the Credit Services industry median of 33.87. Trio Mercantile & Trading's overall GF Score™ is 36/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Trio Mercantile & Trading (BOM:534755), the current Days Payable is 48.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Trio Mercantile & Trading (BOM:534755) Overvalued in 2026?
Based on GuruFocus' analysis, Trio Mercantile & Trading stock appears to be overvalued.
The current stock price of ₹2.39 is trading 95.9% above its estimated GF Value™ of ₹1.22.
GuruFocus considers Trio Mercantile & Trading to be Significantly Overvalued.
Key valuation signals for BOM:534755:
Days Payable: 48.20 (21% below median its 10-year median of 60.67)
GF Value™: ₹1.22 vs. price of ₹2.39 (95.9% above fair value)
Industry Position: 42.3% above the Credit Services median (#127 of 301)
No single metric tells the full story. See the BOM:534755 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Trio Mercantile & Trading Ltd is engaged in activities of trading in India. The company derives the majority of revenue from the sale of goods followed by the sale of services.
36GF Score
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