Guru Krupa Gems and Jewellery (BOM:540545) Days Payable: 3.95 (As of Mar. 2026) — 148% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:540545 Guru Krupa Gems and Jewellery Ltd BOM:540545
55 GF Score
Price ₹30.43
GF Value ₹4.53
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Guru Krupa Gems and Jewellery Days Payable?

Guru Krupa Gems and Jewellery BOM:540545 +4.89% 55 Days Payable is 3.95 as of Mar. 2026, which is 148% above its 10-year median of 1.59. GuruFocus rates BOM:540545 with a GF Score™ of 55/100 and a GF Value™ of ₹4.53 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,103 Retail - Cyclical companies, Guru Krupa Gems and Jewellery ranks worse than 93.47% on this metric.

Guru Krupa Gems and Jewellery's average Accounts Payable for the three months ended in Mar. 2026 was ₹2.5 Mil. Guru Krupa Gems and Jewellery's Cost of Goods Sold for the three months ended in Mar. 2026 was ₹57.5 Mil. Hence, Guru Krupa Gems and Jewellery's Days Payable for the three months ended in Mar. 2026 was 3.95.

The historical rank and industry rank for Guru Krupa Gems and Jewellery's Days Payable or its related term are showing as below:

BOM:540545' s Days Payable Range Over the Past 10 Years
Min: 0.59   Med: 1.59   Max: 9.34
Current: 6.89

During the past 13 years, Guru Krupa Gems and Jewellery's highest Days Payable was 9.34. The lowest was 0.59. And the median was 1.59.

BOM:540545's Days Payable is ranked worse than
93.47% of 1103 companies
in the Retail - Cyclical industry
Industry Median: 51.47 vs BOM:540545: 6.89

Guru Krupa Gems and Jewellery's Days Payable increased from Mar. 2025 (0.58) to Mar. 2026 (3.95). It may suggest that Guru Krupa Gems and Jewellery delayed paying its suppliers.


Guru Krupa Gems and Jewellery Days Payable Historical Data

* Premium members only.

The historical data trend for Guru Krupa Gems and Jewellery's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Guru Krupa Gems and Jewellery Days Payable Chart

Guru Krupa Gems and Jewellery Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.15 1.53 0.92 0.71 3.27

Guru Krupa Gems and Jewellery Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.58 2.54 26.67 6.41 3.95

BOM:540545 vs TPR: Days Payable Comparison

For the Luxury Goods subindustry, Guru Krupa Gems and Jewellery's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Guru Krupa Gems and Jewellery Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Guru Krupa Gems and Jewellery's Days Payable distribution charts can be found below:

* The bar in red indicates where Guru Krupa Gems and Jewellery's Days Payable falls into.


BOM:540545
55GF Score
Guru Krupa Gems and Jewellery Ltd BOM:540545
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Guru Krupa Gems and Jewellery Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Guru Krupa Gems and Jewellery's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (2.499 + 0) / 1 ) / 279.225*365
=2.499 / 279.225*365
=3.27

Guru Krupa Gems and Jewellery's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (2.49 + 0) / 1 ) / 57.49*365 / 4
=2.49 / 57.49*365 / 4
=3.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 3.95 mean?
Guru Krupa Gems and Jewellery (BOM:540545) has a Days Payable of 3.95 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Guru Krupa Gems and Jewellery and its competitors. This is 148% above median its historical median of 1.59. Over the past decade, Guru Krupa Gems and Jewellery's Days Payable has ranged from 0.59 to 9.34. According to the industry distribution chart, Guru Krupa Gems and Jewellery ranks #1031 out of 1103 companies in the Retail - Cyclical industry, placing it in the top 93.5%.
Is Guru Krupa Gems and Jewellery's Days Payable too high?
Guru Krupa Gems and Jewellery's current Days Payable of 3.95 is 148% above median its 10-year median of 1.59. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 9.34. The Retail - Cyclical industry median Days Payable is 51.47. Guru Krupa Gems and Jewellery's value of 3.95 is 92.3% below this industry median. Based on the distribution chart, Guru Krupa Gems and Jewellery ranks #1031 out of 1103 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Guru Krupa Gems and Jewellery has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guru Krupa Gems and Jewellery's Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, Guru Krupa Gems and Jewellery ranks #1031 out of 1103 companies for Days Payable. This places Guru Krupa Gems and Jewellery in the lower half of its industry. The industry median Days Payable is 51.47. Guru Krupa Gems and Jewellery's value of 3.95 is 92.3% below this benchmark. Historically, Guru Krupa Gems and Jewellery's own Days Payable has ranged from 0.59 to 9.34 over the past decade. While the company's 10-year median is 1.59 vs. the industry median of 51.47, Guru Krupa Gems and Jewellery has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.47, based on 1,103 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guru Krupa Gems and Jewellery's current Days Payable of 3.95 is 92.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Guru Krupa Gems and Jewellery and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guru Krupa Gems and Jewellery's current Days Payable is 3.95, which is 148% above median its own 10-year median of 1.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guru Krupa Gems and Jewellery stock overvalued right now?
Based on GuruFocus' analysis, Guru Krupa Gems and Jewellery (BOM:540545) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹4.53, compared to a current price of ₹30.43 — trading 571.7% above its estimated fair value. The current Days Payable is 3.95, which is 148% above median its 10-year median of 1.59 and 92.3% below the Retail - Cyclical industry median of 51.47. Guru Krupa Gems and Jewellery's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Guru Krupa Gems and Jewellery (BOM:540545), the current Days Payable is 3.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Guru Krupa Gems and Jewellery (BOM:540545) Overvalued in 2026?

Based on GuruFocus' analysis, Guru Krupa Gems and Jewellery stock appears to be overvalued. The current stock price of ₹30.43 is trading 571.7% above its estimated GF Value™ of ₹4.53. GuruFocus considers Guru Krupa Gems and Jewellery to be Significantly Overvalued.

Key valuation signals for BOM:540545:

  • Days Payable: 3.95 (148% above median its 10-year median of 1.59)
  • GF Value™: ₹4.53 vs. price of ₹30.43 (571.7% above fair value)
  • GF Score™: 55/100 with 5 warning signs
  • Industry Position: 92.3% below the Retail - Cyclical median (#1031 of 1103)

No single metric tells the full story. See the BOM:540545 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Guru Krupa Gems and Jewellery Business Description

Address C G Road, Ahmedabad Ashram Road, FF/02, 413/1 Kalp BhaktiHouse, Near NarayanSociety, Behind Axis Bank, Ahmedabad, GJ, IND, 380009
Guru Krupa Gems and Jewellery Ltd, formelry Bhakti Gems and Jewellery Ltd is an integrated manufacturer and wholesaler of branded gold jewellery and ornaments. The company offer a diverse portfolio of gold jewellery crafted with or without studded precious and semi-precious stones, made from raw materials such as kundan, gemstones, and American diamonds. Its extensive product range includes rings, chains, bracelets, mangalsutras, necklaces, zuda, ear chains, toe rings, earrings, anklets, pendants, bangles, and more. Committed to craftsmanship and design, the company serves traditional, modern, and Indo-Western jewellery and ornaments in India.
55GF Score

Get the complete analysis for BOM:540545

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹30.43
Price
₹4.53
GF Value