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Guru Krupa Gems and JewelleryBOM:540545 -3.72%55 Return-on-Tangible-Equity is 1.45% as of Mar. 2026, which is 44% below its 10-year median of 2.60. GuruFocus rates BOM:540545 with a GF Score™ of 55/100 and a GF Value™ of ₹4.51 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,065 Retail - Cyclical companies, Guru Krupa Gems and Jewellery ranks worse than 68.64% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Guru Krupa Gems and Jewellery's annualized net income for the quarter that ended in Mar. 2026 was ₹3.6 Mil. Guru Krupa Gems and Jewellery's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹246.7 Mil. Therefore, Guru Krupa Gems and Jewellery's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 1.45%.
The historical rank and industry rank for Guru Krupa Gems and Jewellery's Return-on-Tangible-Equity or its related term are showing as below:
BOM:540545'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 0.53 Med: 2.6 Max: 5.67
Current: 2.32
During the past 13 years, Guru Krupa Gems and Jewellery's highest Return-on-Tangible-Equity was 5.67%. The lowest was 0.53%. And the median was 2.60%.
BOM:540545's Return-on-Tangible-Equity is ranked worse than 68.64% of 1065
companies
in the Retail - Cyclical industry
Industry Median: 8.45
vs BOM:540545: 2.32
Guru Krupa Gems and Jewellery (BOM:540545) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Guru Krupa Gems and Jewellery Return-on-Tangible-Equity Related Terms
Guru Krupa Gems and Jewellery Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Guru Krupa Gems and Jewellery Return-on-Tangible-Equity Chart
BOM:540545 vs TPR: Return-on-Tangible-Equity Comparison
For the Luxury Goods subindustry, Guru Krupa Gems and Jewellery's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Guru Krupa Gems and Jewellery Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Guru Krupa Gems and Jewellery's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Guru Krupa Gems and Jewellery's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 1.45% mean?
Guru Krupa Gems and Jewellery (BOM:540545) has a Return-on-Tangible-Equity of 1.45% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Guru Krupa Gems and Jewellery and its competitors. This is 44% below median its historical median of 2.60. Over the past decade, Guru Krupa Gems and Jewellery's Return-on-Tangible-Equity has ranged from 0.53 to 5.67. According to the industry distribution chart, Guru Krupa Gems and Jewellery ranks #731 out of 1065 companies in the Retail - Cyclical industry, placing it in the top 68.6%.
Is Guru Krupa Gems and Jewellery's Return-on-Tangible-Equity too high?
Guru Krupa Gems and Jewellery's current Return-on-Tangible-Equity of 1.45% is 44% below median its 10-year median of 2.60. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 5.67. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.45. Guru Krupa Gems and Jewellery's value of 1.45% is 82.8% below this industry median. Based on the distribution chart, Guru Krupa Gems and Jewellery ranks #731 out of 1065 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Guru Krupa Gems and Jewellery has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Guru Krupa Gems and Jewellery's Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Guru Krupa Gems and Jewellery ranks #731 out of 1065 companies for Return-on-Tangible-Equity. This places Guru Krupa Gems and Jewellery in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.45. Guru Krupa Gems and Jewellery's value of 1.45% is 82.8% below this benchmark. Historically, Guru Krupa Gems and Jewellery's own Return-on-Tangible-Equity has ranged from 0.53 to 5.67 over the past decade. While the company's 10-year median is 2.60 vs. the industry median of 8.45, Guru Krupa Gems and Jewellery has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.45, based on 1,065 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Guru Krupa Gems and Jewellery's current Return-on-Tangible-Equity of 1.45% is 82.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Guru Krupa Gems and Jewellery and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Guru Krupa Gems and Jewellery's current Return-on-Tangible-Equity is 1.45%, which is 44% below median its own 10-year median of 2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Guru Krupa Gems and Jewellery stock overvalued right now?
Based on GuruFocus' analysis, Guru Krupa Gems and Jewellery (BOM:540545) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹4.51, compared to a current price of ₹31.36 — trading 595.3% above its estimated fair value. The current Return-on-Tangible-Equity is 1.45%, which is 44% below median its 10-year median of 2.60 and 82.8% below the Retail - Cyclical industry median of 8.45. Guru Krupa Gems and Jewellery's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Guru Krupa Gems and Jewellery (BOM:540545), the current Return-on-Tangible-Equity is 1.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Guru Krupa Gems and Jewellery (BOM:540545) Overvalued in 2026?
Based on GuruFocus' analysis, Guru Krupa Gems and Jewellery stock appears to be overvalued.
The current stock price of ₹31.36 is trading 595.3% above its estimated GF Value™ of ₹4.51.
GuruFocus considers Guru Krupa Gems and Jewellery to be Significantly Overvalued.
Key valuation signals for BOM:540545:
Return-on-Tangible-Equity: 1.45% (44% below median its 10-year median of 2.60)
GF Value™: ₹4.51 vs. price of ₹31.36 (595.3% above fair value)
Industry Position: 82.8% below the Retail - Cyclical median (#731 of 1065)
No single metric tells the full story. See the BOM:540545 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Guru Krupa Gems and Jewellery Business Description
Guru Krupa Gems and Jewellery Ltd, formelry Bhakti Gems and Jewellery Ltd is an integrated manufacturer and wholesaler of branded gold jewellery and ornaments. The company offer a diverse portfolio of gold jewellery crafted with or without studded precious and semi-precious stones, made from raw materials such as kundan, gemstones, and American diamonds. Its extensive product range includes rings, chains, bracelets, mangalsutras, necklaces, zuda, ear chains, toe rings, earrings, anklets, pendants, bangles, and more. Committed to craftsmanship and design, the company serves traditional, modern, and Indo-Western jewellery and ornaments in India.
55GF Score
Get the complete analysis for BOM:540545
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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