Five9BSP:F2IV34 +0.45%46 Days Payable is 20.94 as of Mar. 2026, which is 4% above its 10-year median of 20.08. GuruFocus rates BSP:F2IV34 with a GF Score™ of 46/100 and a GF Value™ of R$13.12 (Significantly Undervalued). The stock has 6 warning signs investors should review. Among 2,602 Software companies, Five9 ranks worse than 79.4% on this metric.
Five9's average Accounts Payable for the
three
months ended in Mar. 2026 was R$162 Mil. Five9's Cost of Goods Sold for the
three
months ended in Mar. 2026 was R$705 Mil.
Hence, Five9's Days Payable for the
three
months ended in Mar. 2026 was 20.94.
The historical rank and industry rank for Five9's Days Payable or its related term are showing as below:
BSP:F2IV34'
s Days Payable Range Over the Past 10 Years
Min: 16.18 Med: 20.08 Max: 27.64
Current: 21.07
During the past 13 years, Five9's highest Days Payable was 27.64. The lowest was 16.18. And the median was 20.08.
BSP:F2IV34's Days Payable is ranked worse than 79.4% of 2602
companies
in the Software industry
Industry Median: 53.825
vs BSP:F2IV34: 21.07
Five9's Days Payable
increased
from Mar. 2025 (20.76) to Mar. 2026 (20.94).
It may suggest that Five9delayed paying its suppliers.
Five9 Days Payable Related Terms
Five9 Days Payable Historical Data
* Premium members only.
The historical data trend for Five9's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:F2IV34 vs AEVA, FLYW, PAYO: Days Payable Comparison
For the Software - Infrastructure subindustry, Five9's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Five9 Days Payable vs Software Industry
For the Software industry and Technology sector, Five9's Days Payable distribution charts can be found below:
* The bar in red indicates where Five9's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Five9's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Five9 (BSP:F2IV34) has a Days Payable of 20.94 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Five9 and its competitors. This is near median its historical median of 20.08. Over the past decade, Five9's Days Payable has ranged from 16.18 to 27.64. According to the industry distribution chart, Five9 ranks #2066 out of 2602 companies in the Software industry, placing it in the top 79.4%.
Is Five9's Days Payable too high?
Five9's current Days Payable of 20.94 is near median its 10-year median of 20.08. Over the past 10 years, this metric has ranged from a low of 16.18 to a high of 27.64. The Software industry median Days Payable is 53.83. Five9's value of 20.94 is 61.1% below this industry median. Based on the distribution chart, Five9 ranks #2066 out of 2602 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Five9 has a GF Score™ of 46/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Five9's Days Payable compare to AEVA and FLYW?
According to the Software industry distribution chart, Five9 ranks #2066 out of 2602 companies for Days Payable. This places Five9 in the lower half of its industry. The industry median Days Payable is 53.83. Five9's value of 20.94 is 61.1% below this benchmark. Historically, Five9's own Days Payable has ranged from 16.18 to 27.64 over the past decade. While the company's 10-year median is 20.08 vs. the industry median of 53.83, Five9 has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Five9's current Days Payable of 20.94 is 61.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Five9 and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Five9's current Days Payable is 20.94, which is near median its own 10-year median of 20.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Five9 stock overvalued right now?
Based on GuruFocus' analysis, Five9 (BSP:F2IV34) is currently considered Significantly Undervalued. The stock's GF Value™ is R$13.12, compared to a current price of R$6.67 — trading 49.2% below its estimated fair value. The current Days Payable is 20.94, which is near median its 10-year median of 20.08 and 61.1% below the Software industry median of 53.83. Five9's overall GF Score™ is 46/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Five9 (BSP:F2IV34), the current Days Payable is 20.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Five9 (BSP:F2IV34) Overvalued in 2026?
Based on GuruFocus' analysis, Five9 stock appears to be undervalued.
The current stock price of R$6.67 is trading 49.2% below its estimated GF Value™ of R$13.12.
GuruFocus considers Five9 to be Significantly Undervalued.
Key valuation signals for BSP:F2IV34:
Days Payable: 20.94 (near median its 10-year median of 20.08)
GF Value™: R$13.12 vs. price of R$6.67 (49.2% below fair value)
Industry Position: 61.1% below the Software median (#2066 of 2602)
No single metric tells the full story. See the BSP:F2IV34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Five9 offers cloud-native contact center software enabling digital customer service, sales, and marketing engagement. The company's Intelligent CX platform combines core telephony functionality, omnichannel engagement, and modules into a cloud contact-center-as-a-service, or CCaaS, platform. Five9's modules include digital self-service, agent assist technology, workflow automation, and optimization solutions, as well as artificial intelligence-driven automation solutions that optimize customer service efficiency and manage interaction quality and agent performance.
46GF Score
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