Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Lojas Quero-QueroBSP:LJQQ3 -4.20%68 Days Payable is 75.36 as of Mar. 2026, which is 33% below its 10-year median of 112.37. GuruFocus rates BSP:LJQQ3 with a GF Score™ of 68/100 and a GF Value™ of R$2.90 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,103 Retail - Cyclical companies, Lojas Quero-Quero ranks better than 64.73% on this metric.
The historical rank and industry rank for Lojas Quero-Quero's Days Payable or its related term are showing as below:
BSP:LJQQ3'
s Days Payable Range Over the Past 10 Years
Min: 72.61 Med: 112.37 Max: 131.82
Current: 72.61
During the past 9 years, Lojas Quero-Quero's highest Days Payable was 131.82. The lowest was 72.61. And the median was 112.37.
BSP:LJQQ3's Days Payable is ranked better than 64.73% of 1103
companies
in the Retail - Cyclical industry
Industry Median: 51.47
vs BSP:LJQQ3: 72.61
Lojas Quero-Quero's Days Payable
declined
from Mar. 2025 (81.29) to Mar. 2026 (75.36).
It may suggest that Lojas Quero-Queroaccelerated paying its suppliers.
Lojas Quero-Quero Days Payable Related Terms
Lojas Quero-Quero Days Payable Historical Data
* Premium members only.
The historical data trend for Lojas Quero-Quero's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:LJQQ3 vs CASY, WSM, DKS: Days Payable Comparison
For the Specialty Retail subindustry, Lojas Quero-Quero's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lojas Quero-Quero Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Lojas Quero-Quero's Days Payable distribution charts can be found below:
* The bar in red indicates where Lojas Quero-Quero's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Lojas Quero-Quero's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lojas Quero-Quero (BSP:LJQQ3) has a Days Payable of 75.36 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lojas Quero-Quero and its competitors. This is 33% below median its historical median of 112.37. Over the past decade, Lojas Quero-Quero's Days Payable has ranged from 72.61 to 131.82. According to the industry distribution chart, Lojas Quero-Quero ranks #389 out of 1103 companies in the Retail - Cyclical industry, placing it in the top 35.3%.
Is Lojas Quero-Quero's Days Payable too high?
Lojas Quero-Quero's current Days Payable of 75.36 is 33% below median its 10-year median of 112.37. Over the past 10 years, this metric has ranged from a low of 72.61 to a high of 131.82. The Retail - Cyclical industry median Days Payable is 51.47. Lojas Quero-Quero's value of 75.36 is 46.4% above this industry median. Based on the distribution chart, Lojas Quero-Quero ranks #389 out of 1103 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Lojas Quero-Quero has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lojas Quero-Quero's Days Payable compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Lojas Quero-Quero ranks #389 out of 1103 companies for Days Payable. This puts Lojas Quero-Quero in the upper half of its industry. The industry median Days Payable is 51.47. Lojas Quero-Quero's value of 75.36 is 46.4% above this benchmark. Historically, Lojas Quero-Quero's own Days Payable has ranged from 72.61 to 131.82 over the past decade. While the company's 10-year median is 112.37 vs. the industry median of 51.47, Lojas Quero-Quero has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.47, based on 1,103 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lojas Quero-Quero's current Days Payable of 75.36 is 46.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lojas Quero-Quero and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lojas Quero-Quero's current Days Payable is 75.36, which is 33% below median its own 10-year median of 112.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lojas Quero-Quero stock overvalued right now?
Based on GuruFocus' analysis, Lojas Quero-Quero (BSP:LJQQ3) is currently considered Possible Value Trap. The stock's GF Value™ is R$2.90, compared to a current price of R$1.14 — trading 60.7% below its estimated fair value. The current Days Payable is 75.36, which is 33% below median its 10-year median of 112.37 and 46.4% above the Retail - Cyclical industry median of 51.47. Lojas Quero-Quero's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Lojas Quero-Quero (BSP:LJQQ3), the current Days Payable is 75.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lojas Quero-Quero (BSP:LJQQ3) Overvalued in 2026?
Based on GuruFocus' analysis, Lojas Quero-Quero stock appears to be undervalued.
The current stock price of R$1.14 is trading 60.7% below its estimated GF Value™ of R$2.90.
GuruFocus considers Lojas Quero-Quero to be Possible Value Trap.
Key valuation signals for BSP:LJQQ3:
Days Payable: 75.36 (33% below median its 10-year median of 112.37)
GF Value™: R$2.90 vs. price of R$1.14 (60.7% below fair value)
Industry Position: 46.4% above the Retail - Cyclical median (#389 of 1103)
No single metric tells the full story. See the BSP:LJQQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lojas Quero-Quero SA is mainly engaged in retail trade activities in general, offering building materials, household appliances and furniture, and related activities such as import, rendering of correspondent bank services and intermediation of extended warranty sales. It currently has stores distributed in the states of Rio Grande do Sul, Santa Cataria, Parana, Mato Grosso do Sul, and Sao Paulo, in addition to three distribution centers. The company has one operating segment, which consists of revenues obtained from retail activities, financial services, and credit cards on a segregated basis.
68GF Score
Get the complete analysis for BSP:LJQQ3
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:LJQQ3 has been successfully added to your 
