Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Lojas Quero-QueroBSP:LJQQ3 +1.63%70 Debt-to-EBITDA is 11.23 as of Jun. 2026, which is 148% above its 10-year median of 4.52. GuruFocus rates BSP:LJQQ3 with a GF Score™ of 70/100 and a GF Value™ of R$2.87 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 910 Retail - Cyclical companies, Lojas Quero-Quero ranks worse than 90.66% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Lojas Quero-Quero's Debt-to-EBITDA or its related term are showing as below:
BSP:LJQQ3'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: 2.17 Med: 4.52 Max: 9.8
Current: 9.8
During the past 9 years, the highest Debt-to-EBITDA Ratio of Lojas Quero-Quero was 9.80. The lowest was 2.17. And the median was 4.52.
BSP:LJQQ3's Debt-to-EBITDA is ranked worse than 90.66% of 910
companies
in the Retail - Cyclical industry
Industry Median: 2.29
vs BSP:LJQQ3: 9.80
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Lojas Quero-Quero Debt-to-EBITDA Related Terms
Lojas Quero-Quero Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Lojas Quero-Quero's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BSP:LJQQ3 vs CASY, WSM, ULTA: Debt-to-EBITDA Comparison
For the Specialty Retail subindustry, Lojas Quero-Quero's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lojas Quero-Quero Debt-to-EBITDA vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Lojas Quero-Quero's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Lojas Quero-Quero's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.
Lojas Quero-Quero (BSP:LJQQ3) has a Debt-to-EBITDA of 11.23 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lojas Quero-Quero. This is 148% above median its historical median of 4.52. Over the past decade, Lojas Quero-Quero's Debt-to-EBITDA has ranged from 2.17 to 9.80. According to the industry distribution chart, Lojas Quero-Quero ranks #825 out of 910 companies in the Retail - Cyclical industry, placing it in the top 90.7%.
Is Lojas Quero-Quero's Debt-to-EBITDA too high?
Lojas Quero-Quero's current Debt-to-EBITDA of 11.23 is 148% above median its 10-year median of 4.52. Over the past 10 years, this metric has ranged from a low of 2.17 to a high of 9.80. The Retail - Cyclical industry median Debt-to-EBITDA is 2.29. Lojas Quero-Quero's value of 11.23 is 390.4% above this industry median. Based on the distribution chart, Lojas Quero-Quero ranks #825 out of 910 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Lojas Quero-Quero has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lojas Quero-Quero's Debt-to-EBITDA compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Lojas Quero-Quero ranks #825 out of 910 companies for Debt-to-EBITDA. This places Lojas Quero-Quero in the lower half of its industry. The industry median Debt-to-EBITDA is 2.29. Lojas Quero-Quero's value of 11.23 is 390.4% above this benchmark. Historically, Lojas Quero-Quero's own Debt-to-EBITDA has ranged from 2.17 to 9.80 over the past decade. While the company's 10-year median is 4.52 vs. the industry median of 2.29, Lojas Quero-Quero has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.29, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lojas Quero-Quero's current Debt-to-EBITDA of 11.23 is 390.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Lojas Quero-Quero. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lojas Quero-Quero's current Debt-to-EBITDA is 11.23, which is 148% above median its own 10-year median of 4.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lojas Quero-Quero stock overvalued right now?
Based on GuruFocus' analysis, Lojas Quero-Quero (BSP:LJQQ3) is currently considered Possible Value Trap. The stock's GF Value™ is R$2.87, compared to a current price of R$1.25 — trading 56.4% below its estimated fair value. The current Debt-to-EBITDA is 11.23, which is 148% above median its 10-year median of 4.52 and 390.4% above the Retail - Cyclical industry median of 2.29. Lojas Quero-Quero's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Lojas Quero-Quero (BSP:LJQQ3), the current Debt-to-EBITDA is 11.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lojas Quero-Quero (BSP:LJQQ3) Overvalued in 2026?
Based on GuruFocus' analysis, Lojas Quero-Quero stock appears to be undervalued.
The current stock price of R$1.25 is trading 56.4% below its estimated GF Value™ of R$2.87.
GuruFocus considers Lojas Quero-Quero to be Possible Value Trap.
Key valuation signals for BSP:LJQQ3:
Debt-to-EBITDA: 11.23 (148% above median its 10-year median of 4.52)
GF Value™: R$2.87 vs. price of R$1.25 (56.4% below fair value)
Industry Position: 390.4% above the Retail - Cyclical median (#825 of 910)
No single metric tells the full story. See the BSP:LJQQ3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lojas Quero-Quero SA is mainly engaged in retail trade activities in general, offering building materials, household appliances and furniture, and related activities such as import, rendering of correspondent bank services and intermediation of extended warranty sales. It currently has stores distributed in the states of Rio Grande do Sul, Santa Cataria, Parana, Mato Grosso do Sul, and Sao Paulo, in addition to three distribution centers. The company has one operating segment, which consists of revenues obtained from retail activities, financial services, and credit cards on a segregated basis.
70GF Score
Get the complete analysis for BSP:LJQQ3
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BSP:LJQQ3 has been successfully added to your 
