Expert .AI SpAEXSPF -9.95%50 Days Payable is 92.24 as of Dec. 2025, which is 43% below its 10-year median of 161.08. GuruFocus rates EXSPF with a GF Score™ of 50/100 and a GF Value™ of $1.72 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,602 Software companies, Expert .AI SpA ranks better than 83.97% on this metric.
The historical rank and industry rank for Expert .AI SpA's Days Payable or its related term are showing as below:
EXSPF'
s Days Payable Range Over the Past 10 Years
Min: 161.08 Med: 161.08 Max: 210.47
Current: 210.47
During the past 13 years, Expert .AI SpA's highest Days Payable was 210.47. The lowest was 161.08. And the median was 161.08.
EXSPF's Days Payable is ranked better than 83.97% of 2602
companies
in the Software industry
Industry Median: 53.825
vs EXSPF: 210.47
Expert .AI SpA's Days Payable
increased
from Dec. 2024 (0.00) to Dec. 2025 (92.24).
It may suggest that Expert .AI SpAdelayed paying its suppliers.
Expert .AI SpA Days Payable Related Terms
Expert .AI SpA Days Payable Historical Data
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The historical data trend for Expert .AI SpA's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Application subindustry, Expert .AI SpA's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Expert .AI SpA Days Payable vs Software Industry
For the Software industry and Technology sector, Expert .AI SpA's Days Payable distribution charts can be found below:
* The bar in red indicates where Expert .AI SpA's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Expert .AI SpA's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Expert .AI SpA (EXSPF) has a Days Payable of 92.24 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Expert .AI SpA and its competitors. This is 43% below median its historical median of 161.08. Over the past decade, Expert .AI SpA's Days Payable has ranged from 161.08 to 210.47. According to the industry distribution chart, Expert .AI SpA ranks #417 out of 2602 companies in the Software industry, placing it in the top 16%.
Is Expert .AI SpA's Days Payable too high?
Expert .AI SpA's current Days Payable of 92.24 is 43% below median its 10-year median of 161.08. Over the past 10 years, this metric has ranged from a low of 161.08 to a high of 210.47. The Software industry median Days Payable is 53.83. Expert .AI SpA's value of 92.24 is 71.4% above this industry median. Based on the distribution chart, Expert .AI SpA ranks #417 out of 2602 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Expert .AI SpA has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Expert .AI SpA's Days Payable compare to CRM and SHOP?
According to the Software industry distribution chart, Expert .AI SpA ranks #417 out of 2602 companies for Days Payable. This places Expert .AI SpA in the top 16% of its industry — outperforming the majority of peers. The industry median Days Payable is 53.83. Expert .AI SpA's value of 92.24 is 71.4% above this benchmark. Historically, Expert .AI SpA's own Days Payable has ranged from 161.08 to 210.47 over the past decade. While the company's 10-year median is 161.08 vs. the industry median of 53.83, Expert .AI SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.83, based on 2,602 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Expert .AI SpA's current Days Payable of 92.24 is 71.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Expert .AI SpA and its competitors. For the Software industry, the median Days Payable is 53.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Expert .AI SpA's current Days Payable is 92.24, which is 43% below median its own 10-year median of 161.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Expert .AI SpA stock overvalued right now?
Based on GuruFocus' analysis, Expert .AI SpA (EXSPF) is currently considered Fairly Valued. The stock's GF Value™ is $1.72, compared to a current price of $1.81 — trading 5.2% above its estimated fair value. The current Days Payable is 92.24, which is 43% below median its 10-year median of 161.08 and 71.4% above the Software industry median of 53.83. Expert .AI SpA's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Expert .AI SpA (EXSPF), the current Days Payable is 92.24 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Expert .AI SpA (EXSPF) Overvalued in 2026?
Based on GuruFocus' analysis, Expert .AI SpA stock appears to be overvalued.
The current stock price of $1.81 is trading 5.2% above its estimated GF Value™ of $1.72.
GuruFocus considers Expert .AI SpA to be Fairly Valued.
Key valuation signals for EXSPF:
Days Payable: 92.24 (43% below median its 10-year median of 161.08)
GF Value™: $1.72 vs. price of $1.81 (5.2% above fair value)
Industry Position: 71.4% above the Software median (#417 of 2602)
No single metric tells the full story. See the EXSPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Expert .AI SpA is an artificial intelligence platform for language understanding. Its platform for Natural Language combines symbolic human-like comprehension and machine learning to transform language-intensive processes into practical knowledge, providing the insight required to improve decision making throughout organizations. It offers full range of on-premise, private and public cloud offerings, expert.ai augments business operations, accelerates and scales data science capabilities and simplifies AI adoption across a vast range of industries including Insurance, Banking & Finance, Publishing & Media, Defense & Intelligence, Life Science & Pharma, Oil Gas & Energy, and more.
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