EXSPF (Expert .AI SpA) Long-Term Debt: $15.09 Mil (As of Dec. 2025)


EXSPF Expert .AI SpA EXSPF
49 GF Score
Price $1.81
GF Value $1.70
Valuation Fairly Valued
! 2 Warning Signs
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What is Expert .AI SpA Long-Term Debt?

Expert .AI SpA EXSPF -9.95% 49 Long-Term Debt is $15.09 Mil as of Dec. 2025. GuruFocus rates EXSPF with a GF Score™ of 49/100 and a GF Value™ of $1.70 (Fairly Valued). The stock has 2 warning signs investors should review.

Expert .AI SpA's Long-Term Debt for the quarter that ended in Dec. 2025 was $15.09 Mil.

Expert .AI SpA's quarterly Long-Term Debt increased from Dec. 2024 ($0.00 Mil) to Jun. 2025 ($15.19 Mil) but then declined from Jun. 2025 ($15.19 Mil) to Dec. 2025 ($15.09 Mil).

Expert .AI SpA's annual Long-Term Debt stayed the same from Dec. 2023 ($0.00 Mil) to Dec. 2024 ($0.00 Mil) but then increased from Dec. 2024 ($0.00 Mil) to Dec. 2025 ($15.09 Mil).

Expert .AI SpA  (OTCPK:EXSPF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Expert .AI SpA Long-Term Debt Related Terms

Expert .AI SpA Long-Term Debt Historical Data

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The historical data trend for Expert .AI SpA's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Expert .AI SpA Long-Term Debt Chart

Expert .AI SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 15.09

Expert .AI SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 15.19 15.09
EXSPF
49GF Score
Expert .AI SpA EXSPF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $15.09 Mil mean?
Expert .AI SpA (EXSPF) has a Long-Term Debt of $15.09 Mil as of Dec. 2025.
Is Expert .AI SpA's Long-Term Debt too high?
Expert .AI SpA's current Long-Term Debt is $15.09 Mil. Overall, Expert .AI SpA has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Expert .AI SpA's Long-Term Debt compare to UBER and SHOP?
Expert .AI SpA's Long-Term Debt of $15.09 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Software company?
A good Long-Term Debt depends on the Software industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Expert .AI SpA's current Long-Term Debt is $15.09 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Expert .AI SpA stock overvalued right now?
Based on GuruFocus' analysis, Expert .AI SpA (EXSPF) is currently considered Fairly Valued. The stock's GF Value™ is $1.70, compared to a current price of $1.81 — trading 6.5% above its estimated fair value. The current Long-Term Debt is $15.09 Mil. Expert .AI SpA's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Expert .AI SpA (EXSPF), the current Long-Term Debt is $15.09 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Expert .AI SpA (EXSPF) Overvalued in 2026?

Based on GuruFocus' analysis, Expert .AI SpA stock appears to be overvalued. The current stock price of $1.81 is trading 6.5% above its estimated GF Value™ of $1.70. GuruFocus considers Expert .AI SpA to be Fairly Valued.

Key valuation signals for EXSPF:

  • Long-Term Debt: $15.09 Mil
  • GF Value™: $1.70 vs. price of $1.81 (6.5% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the EXSPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Expert .AI SpA Business Description

Other Exchanges EXAI:Italy3K2:Germany
Address Via Virgilio, 56/Q, Modena, ITA, 41123
Expert .AI SpA is an artificial intelligence platform for language understanding. Its platform for Natural Language combines symbolic human-like comprehension and machine learning to transform language-intensive processes into practical knowledge, providing the insight required to improve decision making throughout organizations. It offers full range of on-premise, private and public cloud offerings, expert.ai augments business operations, accelerates and scales data science capabilities and simplifies AI adoption across a vast range of industries including Insurance, Banking & Finance, Publishing & Media, Defense & Intelligence, Life Science & Pharma, Oil Gas & Energy, and more.
49GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.81
Price
$1.70
GF Value