The historical rank and industry rank for XPS Pensions Group's Days Payable or its related term are showing as below:
During the past 13 years, XPS Pensions Group's highest Days Payable was 89.64. The lowest was 10.15. And the median was 19.76.
FRA:406's Days Payable is not ranked *
in the Personal Services industry.
Industry Median: 32.93 * Ranked among companies with meaningful Days Payable only.
XPS Pensions Group's Days Payable
stayed the same
from Mar. 2025 (0.00) to Mar. 2026 (0.00).
XPS Pensions Group Days Payable Related Terms
XPS Pensions Group Days Payable Historical Data
* Premium members only.
The historical data trend for XPS Pensions Group's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:406 vs ROL, SCI, FTDR: Days Payable Comparison
For the Personal Services subindustry, XPS Pensions Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
XPS Pensions Group Days Payable vs Personal Services Industry
For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's Days Payable distribution charts can be found below:
* The bar in red indicates where XPS Pensions Group's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
XPS Pensions Group's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XPS Pensions Group (FRA:406) has a Days Payable of 0.00 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on XPS Pensions Group and its competitors. Over the past decade, XPS Pensions Group's Days Payable has ranged from 10.15 to 89.64. According to the industry distribution chart, XPS Pensions Group ranks #999999 out of 89 companies in the Personal Services industry.
Is XPS Pensions Group's Days Payable too high?
XPS Pensions Group's current Days Payable is 0.00. Over the past 10 years, this metric has ranged from a low of 10.15 to a high of 89.64. Based on the distribution chart, XPS Pensions Group ranks #999999 out of 89 companies in the Personal Services industry, which is in the bottom quartile relative to peers. Overall, XPS Pensions Group has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does XPS Pensions Group's Days Payable compare to ROL and SCI?
According to the Personal Services industry distribution chart, XPS Pensions Group ranks #999999 out of 89 companies for Days Payable. This places XPS Pensions Group in the lower half of its industry. The industry median Days Payable is 32.93. Historically, XPS Pensions Group's own Days Payable has ranged from 10.15 to 89.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Personal Services company?
The median Days Payable among Personal Services companies is 32.93, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on XPS Pensions Group and its competitors. For the Personal Services industry, the median Days Payable is 32.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. XPS Pensions Group's current Days Payable is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is XPS Pensions Group stock overvalued right now?
Based on GuruFocus' analysis, XPS Pensions Group (FRA:406) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.38, compared to a current price of €3.72 — trading 15.1% below its estimated fair value. The current Days Payable is 0.00. XPS Pensions Group's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For XPS Pensions Group (FRA:406), the current Days Payable is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is XPS Pensions Group (FRA:406) Overvalued in 2026?
Based on GuruFocus' analysis, XPS Pensions Group stock appears to be undervalued.
The current stock price of €3.72 is trading 15.1% below its estimated GF Value™ of €4.38.
GuruFocus considers XPS Pensions Group to be Modestly Undervalued.
Key valuation signals for FRA:406:
Days Payable: 0.00
GF Value™: €4.38 vs. price of €3.72 (15.1% below fair value)
No single metric tells the full story. See the FRA:406 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.
85GF Score
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