XPS Pensions Group (FRA:406) Effective Interest Rate on Debt % : 7.03% (As of Sep. 2024)

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What is XPS Pensions Group Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. XPS Pensions Group's annualized positive value of Interest Expense for the quarter that ended in Sep. 2024 was €3.3 Mil. XPS Pensions Group's average total debt for the quarter that ended in Sep. 2024 was €46.9 Mil. Therefore, XPS Pensions Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 was 7.03%.

XPS Pensions Group Effective Interest Rate on Debt % Historical Data

The historical data trend for XPS Pensions Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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XPS Pensions Group Effective Interest Rate on Debt % Chart

XPS Pensions Group Annual Data

Trend

Mar15

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Effective Interest Rate on Debt %

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2.86

2.00

1.93

3.90

7.36

XPS Pensions Group Semi-Annual Data
	Mar14	Mar15	Mar16	Sep16	Mar17	Sep17	Mar18	Sep18	Mar19	Sep19	Mar20	Sep20	Mar21	Sep21	Mar22	Sep22	Mar23	Sep23	Mar24	Sep24
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															3.25	4.18	6.52	4.81	7.03

Competitive Comparison of XPS Pensions Group's Effective Interest Rate on Debt %

For the Personal Services subindustry, XPS Pensions Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

XPS Pensions Group's Effective Interest Rate on Debt % Distribution in the Personal Services Industry

For the Personal Services industry and Consumer Cyclical sector, XPS Pensions Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where XPS Pensions Group's Effective Interest Rate on Debt % falls into.

XPS Pensions Group Effective Interest Rate on Debt % Calculation

XPS Pensions Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2023 )	+	Total Debt (A: Mar. 2024 ))	/ count )
=	-1 * -4.62	/	( (87.557	+	38.054)	/ 2 )
=	-1 * -4.62	/	62.8055
=	7.36 %

where

	Total Debt (A: Mar. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	84.495	+	3.062
=	87.557

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	35.866	+	2.188
=	38.054

XPS Pensions Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Mar. 2024 )	+	Total Debt (Q: Sep. 2024 ))	/ count )
=	-1 * -3.296	/	( (38.054	+	55.769)	/ 2 )
=	-1 * -3.296	/	46.9115
=	7.03 %

where

	Total Debt (Q: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	35.866	+	2.188
=	38.054

	Total Debt (Q: Sep. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	53.117	+	2.652
=	55.769

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

XPS Pensions Group (FRA:406) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

XPS Pensions Group Effective Interest Rate on Debt % Related Terms

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XPS Pensions Group Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Consumer Cyclical » Personal Services » XPS Pensions Group PLC (FRA:406) » Definitions » Effective Interest Rate on Debt %

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Address

1 Station Hill, Phoenix House, Reading, Berkshire, GBR, RG1 1NB

Website

https://www.xpsgroup.com

XPS Pensions Group PLC is a UK employee benefits consultancy and related business services. The services provided by the company include Pensions, Investment, National Pension Trust Administration, and Self-Invested Pensions. The company derives maximum revenue from Pensions Actuarial & Consulting followed by Pensions Administration, Pensions Investment, National Pension Trust (NPT), and SIP.

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