Tandy Leather Factory (FRA:V5D) Days Payable: 32.66 (As of Mar. 2026) — Near Median

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FRA:V5D Tandy Leather Factory Inc FRA:V5D
47 GF Score
Price €1.99
GF Value €3.49
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Tandy Leather Factory Days Payable?

Tandy Leather Factory FRA:V5D 47 Days Payable is 32.66 as of Mar. 2026, which is 5% below its 10-year median of 34.20. GuruFocus rates FRA:V5D with a GF Score™ of 47/100 and a GF Value™ of €3.49 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 1,107 Retail - Cyclical companies, Tandy Leather Factory ranks worse than 72.09% on this metric.

Tandy Leather Factory's average Accounts Payable for the three months ended in Mar. 2026 was €2.37 Mil. Tandy Leather Factory's Cost of Goods Sold for the three months ended in Mar. 2026 was €6.63 Mil. Hence, Tandy Leather Factory's Days Payable for the three months ended in Mar. 2026 was 32.66.

The historical rank and industry rank for Tandy Leather Factory's Days Payable or its related term are showing as below:

FRA:V5D' s Days Payable Range Over the Past 10 Years
Min: 21.08   Med: 34.2   Max: 84.56
Current: 32.05

During the past 13 years, Tandy Leather Factory's highest Days Payable was 84.56. The lowest was 21.08. And the median was 34.20.

FRA:V5D's Days Payable is ranked worse than
72.09% of 1107 companies
in the Retail - Cyclical industry
Industry Median: 51.41 vs FRA:V5D: 32.05

Tandy Leather Factory's Days Payable declined from Mar. 2025 (38.08) to Mar. 2026 (32.66). It may suggest that Tandy Leather Factory accelerated paying its suppliers.


Tandy Leather Factory Days Payable Historical Data

* Premium members only.

The historical data trend for Tandy Leather Factory's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tandy Leather Factory Days Payable Chart

Tandy Leather Factory Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 57.82 43.14 35.27 33.13 33.87

Tandy Leather Factory Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 38.08 39.21 33.63 21.89 32.66

FRA:V5D vs RECT, BWTL, AETN: Days Payable Comparison

For the Specialty Retail subindustry, Tandy Leather Factory's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tandy Leather Factory Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Tandy Leather Factory's Days Payable distribution charts can be found below:

* The bar in red indicates where Tandy Leather Factory's Days Payable falls into.


FRA:V5D
47GF Score
Tandy Leather Factory Inc FRA:V5D
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tandy Leather Factory Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Tandy Leather Factory's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (3.27 + 1.926) / 2 ) / 27.999*365
=2.598 / 27.999*365
=33.87

Tandy Leather Factory's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (1.926 + 2.817) / 2 ) / 6.625*365 / 4
=2.3715 / 6.625*365 / 4
=32.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 32.66 mean?
Tandy Leather Factory (FRA:V5D) has a Days Payable of 32.66 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Tandy Leather Factory and its competitors. This is near median its historical median of 34.20. Over the past decade, Tandy Leather Factory's Days Payable has ranged from 21.08 to 84.56. According to the industry distribution chart, Tandy Leather Factory ranks #798 out of 1107 companies in the Retail - Cyclical industry, placing it in the top 72.1%.
Is Tandy Leather Factory's Days Payable too high?
Tandy Leather Factory's current Days Payable of 32.66 is near median its 10-year median of 34.20. Over the past 10 years, this metric has ranged from a low of 21.08 to a high of 84.56. The Retail - Cyclical industry median Days Payable is 51.41. Tandy Leather Factory's value of 32.66 is 36.5% below this industry median. Based on the distribution chart, Tandy Leather Factory ranks #798 out of 1107 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Tandy Leather Factory has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Tandy Leather Factory's Days Payable compare to RECT and BWTL?
According to the Retail - Cyclical industry distribution chart, Tandy Leather Factory ranks #798 out of 1107 companies for Days Payable. This places Tandy Leather Factory in the lower half of its industry. The industry median Days Payable is 51.41. Tandy Leather Factory's value of 32.66 is 36.5% below this benchmark. Historically, Tandy Leather Factory's own Days Payable has ranged from 21.08 to 84.56 over the past decade. While the company's 10-year median is 34.20 vs. the industry median of 51.41, Tandy Leather Factory has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.41, based on 1,107 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tandy Leather Factory's current Days Payable of 32.66 is 36.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Tandy Leather Factory and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tandy Leather Factory's current Days Payable is 32.66, which is near median its own 10-year median of 34.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tandy Leather Factory stock overvalued right now?
Based on GuruFocus' analysis, Tandy Leather Factory (FRA:V5D) is currently considered Significantly Undervalued. The stock's GF Value™ is €3.49, compared to a current price of €1.99 — trading 43% below its estimated fair value. The current Days Payable is 32.66, which is near median its 10-year median of 34.20 and 36.5% below the Retail - Cyclical industry median of 51.41. Tandy Leather Factory's overall GF Score™ is 47/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Tandy Leather Factory (FRA:V5D), the current Days Payable is 32.66 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tandy Leather Factory (FRA:V5D) Overvalued in 2026?

Based on GuruFocus' analysis, Tandy Leather Factory stock appears to be undervalued. The current stock price of €1.99 is trading 43% below its estimated GF Value™ of €3.49. GuruFocus considers Tandy Leather Factory to be Significantly Undervalued.

Key valuation signals for FRA:V5D:

  • Days Payable: 32.66 (near median its 10-year median of 34.20)
  • GF Value™: €3.49 vs. price of €1.99 (43% below fair value)
  • GF Score™: 47/100 with 2 warning signs
  • Industry Position: 36.5% below the Retail - Cyclical median (#798 of 1107)

No single metric tells the full story. See the FRA:V5D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tandy Leather Factory Business Description

Other Exchanges TLF:USA
Address 7602 SouthWest Loop 820, Suite 101, Fort Worth, TX, USA, 76140
Tandy Leather Factory Inc is a specialty retailers of leather and leathercraft-related items. Its primary line of business is the sale of leather, leather crafts, and related supplies. Its broad line of leather and related products includes leather, leatherworking tools, leather dyes and finishes, and do-it-yourself kits. Its products include Leather, tools, Hardware, Supplies, Kits, Books and Patterns, and Gift cards. The company sells its products primarily through company-owned stores and through orders generated from its global websites, and through direct account representatives in its commercial division. Geographically the company operates within the United States, and Canada. it generates the highest revenue from the United States.
47GF Score

Get the complete analysis for FRA:V5D

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.99
Price
€3.49
GF Value