Lerado Financial Group Co (HKSE:01225) Days Payable: 169.60 (As of Dec. 2025) — 32% Below Median

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HKSE:01225 Lerado Financial Group Co Ltd HKSE:01225
33 GF Score
Price HK$0.24
GF Value HK$0.10
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Lerado Financial Group Co Days Payable?

Lerado Financial Group Co HKSE:01225 +0.43% 33 Days Payable is 169.60 as of Dec. 2025, which is 32% below its 10-year median of 249.96. GuruFocus rates HKSE:01225 with a GF Score™ of 33/100 and a GF Value™ of HK$0.10 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 536 Capital Markets companies, Lerado Financial Group Co ranks better than 59.51% on this metric.

Lerado Financial Group Co's average Accounts Payable for the six months ended in Dec. 2025 was HK$36.6 Mil. Lerado Financial Group Co's Cost of Goods Sold for the six months ended in Dec. 2025 was HK$39.3 Mil. Hence, Lerado Financial Group Co's Days Payable for the six months ended in Dec. 2025 was 169.60.

The historical rank and industry rank for Lerado Financial Group Co's Days Payable or its related term are showing as below:

HKSE:01225' s Days Payable Range Over the Past 10 Years
Min: 143.75   Med: 249.96   Max: 819.82
Current: 185.8

During the past 13 years, Lerado Financial Group Co's highest Days Payable was 819.82. The lowest was 143.75. And the median was 249.96.

HKSE:01225's Days Payable is ranked better than
59.51% of 536 companies
in the Capital Markets industry
Industry Median: 94.62 vs HKSE:01225: 185.80

Lerado Financial Group Co's Days Payable declined from Dec. 2024 (227.04) to Dec. 2025 (169.60). It may suggest that Lerado Financial Group Co accelerated paying its suppliers.


Lerado Financial Group Co Days Payable Historical Data

* Premium members only.

The historical data trend for Lerado Financial Group Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lerado Financial Group Co Days Payable Chart

Lerado Financial Group Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 216.01 144.85 143.75 150.37 183.29

Lerado Financial Group Co Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 230.22 195.10 227.04 212.91 169.60

HKSE:01225 vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Lerado Financial Group Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lerado Financial Group Co Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Lerado Financial Group Co's Days Payable distribution charts can be found below:

* The bar in red indicates where Lerado Financial Group Co's Days Payable falls into.


HKSE:01225
33GF Score
Lerado Financial Group Co Ltd HKSE:01225
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lerado Financial Group Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Lerado Financial Group Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (27.53 + 38.656) / 2 ) / 65.901*365
=33.093 / 65.901*365
=183.29

Lerado Financial Group Co's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (34.455 + 38.656) / 2 ) / 39.335*365 / 2
=36.5555 / 39.335*365 / 2
=169.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 169.60 mean?
Lerado Financial Group Co (HKSE:01225) has a Days Payable of 169.60 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lerado Financial Group Co and its competitors. This is 32% below median its historical median of 249.96. Over the past decade, Lerado Financial Group Co's Days Payable has ranged from 143.75 to 819.82. According to the industry distribution chart, Lerado Financial Group Co ranks #217 out of 536 companies in the Capital Markets industry, placing it in the top 40.5%.
Is Lerado Financial Group Co's Days Payable too high?
Lerado Financial Group Co's current Days Payable of 169.60 is 32% below median its 10-year median of 249.96. Over the past 10 years, this metric has ranged from a low of 143.75 to a high of 819.82. The Capital Markets industry median Days Payable is 94.62. Lerado Financial Group Co's value of 169.60 is 79.2% above this industry median. Based on the distribution chart, Lerado Financial Group Co ranks #217 out of 536 companies in the Capital Markets industry, which is above the industry midpoint. Overall, Lerado Financial Group Co has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lerado Financial Group Co's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Lerado Financial Group Co ranks #217 out of 536 companies for Days Payable. This puts Lerado Financial Group Co in the upper half of its industry. The industry median Days Payable is 94.62. Lerado Financial Group Co's value of 169.60 is 79.2% above this benchmark. Historically, Lerado Financial Group Co's own Days Payable has ranged from 143.75 to 819.82 over the past decade. While the company's 10-year median is 249.96 vs. the industry median of 94.62, Lerado Financial Group Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 94.62, based on 536 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lerado Financial Group Co's current Days Payable of 169.60 is 79.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lerado Financial Group Co and its competitors. For the Capital Markets industry, the median Days Payable is 94.62 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lerado Financial Group Co's current Days Payable is 169.60, which is 32% below median its own 10-year median of 249.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lerado Financial Group Co stock overvalued right now?
Based on GuruFocus' analysis, Lerado Financial Group Co (HKSE:01225) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.10, compared to a current price of HK$0.24 — trading 136% above its estimated fair value. The current Days Payable is 169.60, which is 32% below median its 10-year median of 249.96 and 79.2% above the Capital Markets industry median of 94.62. Lerado Financial Group Co's overall GF Score™ is 33/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Lerado Financial Group Co (HKSE:01225), the current Days Payable is 169.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lerado Financial Group Co (HKSE:01225) Overvalued in 2026?

Based on GuruFocus' analysis, Lerado Financial Group Co stock appears to be overvalued. The current stock price of HK$0.24 is trading 136% above its estimated GF Value™ of HK$0.10. GuruFocus considers Lerado Financial Group Co to be Significantly Overvalued.

Key valuation signals for HKSE:01225:

  • Days Payable: 169.60 (32% below median its 10-year median of 249.96)
  • GF Value™: HK$0.10 vs. price of HK$0.24 (136% above fair value)
  • GF Score™: 33/100 with 5 warning signs
  • Industry Position: 79.2% above the Capital Markets median (#217 of 536)

No single metric tells the full story. See the HKSE:01225 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lerado Financial Group Co Business Description

Address 59-67 Bonham Strand West, Flat F&G, 4th Floor., Golden Sun Centre, Sheung Wan, Hong Kong, HKG
Lerado Financial Group Co Ltd is an investment holding company. It is engaged in financial services, including securities broking, margin financing, and money lending, as well as manufacturing and distributing children's plastic toys and medical care products like mobility aids and other medical equipment. The group's operating segments are the Medical products and plastic toys business, Securities brokerage business and asset management services, and Money lending business and other financial services. It derives key revenue from the Medical products and plastic toys business segment, which involves the manufacturing and distribution of medical care products and plastic toys. It has a business presence in Hong Kong, Europe, the U.S., the PRC, Australia, South America, and other countries.
33GF Score

Get the complete analysis for HKSE:01225

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.24
Price
HK$0.10
GF Value