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ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Lerado Financial Group Co's annualizedNet Income for the quarter that ended in Dec. 2025 was HK$67.1 Mil.
Lerado Financial Group Co's average Total Assets over the quarter that ended in Dec. 2025 was HK$587.0 Mil. Therefore, Lerado Financial Group Co's annualized ROA % for the quarter that ended in Dec. 2025 was 11.43%.
The historical rank and industry rank for Lerado Financial Group Co's ROA % or its related term are showing as below:
HKSE:01225'
s ROA % Range Over the Past 10 Years
Min: -22.34 Med: -7.04 Max: 12.43
Current: 12.43
During the past 13 years, Lerado Financial Group Co's highest ROA % was 12.43%. The lowest was -22.34%. And the median was -7.04%.
HKSE:01225's ROA % is ranked better than 88.7% of 814
companies
in the Capital Markets industry
Industry Median: 1.565
vs HKSE:01225: 12.43
Lerado Financial Group Co (HKSE:01225) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Lerado Financial Group Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lerado Financial Group Co ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Lerado Financial Group Co's ROA % distribution charts can be found below:
* The bar in red indicates where Lerado Financial Group Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
ROA % is displayed in the 30-year financial page.
Lerado Financial Group Co (HKSE:01225) has a ROA % of 11.43% as of Dec. 2025. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Lerado Financial Group Co and its competitors. According to the industry distribution chart, Lerado Financial Group Co ranks #92 out of 814 companies in the Capital Markets industry, placing it in the top 11.3%.
Is Lerado Financial Group Co's ROA % too high?
Lerado Financial Group Co's current ROA % is 11.43%. The Capital Markets industry median ROA % is 1.57. Lerado Financial Group Co's value of 11.43% is 630.4% above this industry median. Based on the distribution chart, Lerado Financial Group Co ranks #92 out of 814 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Lerado Financial Group Co has a GF Score™ of 33/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Lerado Financial Group Co's ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, Lerado Financial Group Co ranks #92 out of 814 companies for ROA %. This places Lerado Financial Group Co in the top 11% of its industry — outperforming the majority of peers. The industry median ROA % is 1.57. Lerado Financial Group Co's value of 11.43% is 630.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.57, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lerado Financial Group Co's current ROA % of 11.43% is 630.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Lerado Financial Group Co and its competitors. For the Capital Markets industry, the median ROA % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lerado Financial Group Co's current ROA % is 11.43%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lerado Financial Group Co stock overvalued right now?
Based on GuruFocus' analysis, Lerado Financial Group Co (HKSE:01225) is currently considered Significantly Overvalued. The stock's GF Value™ is HK$0.10, compared to a current price of HK$0.24 — trading 136% above its estimated fair value. The current ROA % is 11.43% and 630.4% above the Capital Markets industry median of 1.57. Lerado Financial Group Co's overall GF Score™ is 33/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Lerado Financial Group Co (HKSE:01225), the current ROA % is 11.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lerado Financial Group Co (HKSE:01225) Overvalued in 2026?
Based on GuruFocus' analysis, Lerado Financial Group Co stock appears to be overvalued.
The current stock price of HK$0.24 is trading 136% above its estimated GF Value™ of HK$0.10.
GuruFocus considers Lerado Financial Group Co to be Significantly Overvalued.
Key valuation signals for HKSE:01225:
ROA %: 11.43%
GF Value™: HK$0.10 vs. price of HK$0.24 (136% above fair value)
Industry Position: 630.4% above the Capital Markets median (#92 of 814)
No single metric tells the full story. See the HKSE:01225 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lerado Financial Group Co Ltd is an investment holding company. It is engaged in financial services, including securities broking, margin financing, and money lending, as well as manufacturing and distributing children's plastic toys and medical care products like mobility aids and other medical equipment. The group's operating segments are the Medical products and plastic toys business, Securities brokerage business and asset management services, and Money lending business and other financial services. It derives key revenue from the Medical products and plastic toys business segment, which involves the manufacturing and distribution of medical care products and plastic toys. It has a business presence in Hong Kong, Europe, the U.S., the PRC, Australia, South America, and other countries.
33GF Score
Get the complete analysis for HKSE:01225
ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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