Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EPS Creative Health Technology Group Days Payable Chart
HKSE:03860 vs TJX, ROST, BURL: Days Payable Comparison
For the Apparel Retail subindustry, EPS Creative Health Technology Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EPS Creative Health Technology Group Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, EPS Creative Health Technology Group's Days Payable distribution charts can be found below:
* The bar in red indicates where EPS Creative Health Technology Group's Days Payable falls into.
EPS Creative Health Technology Group Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EPS Creative Health Technology Group (HKSE:03860) has a Days Payable of 31.46 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on EPS Creative Health Technology Group and its competitors. This is 56% above median its historical median of 20.18. Over the past decade, EPS Creative Health Technology Group's Days Payable has ranged from 14.38 to 27.09. According to the industry distribution chart, EPS Creative Health Technology Group ranks #862 out of 1102 companies in the Retail - Cyclical industry, placing it in the top 78.2%.
Is EPS Creative Health Technology Group's Days Payable too high?
EPS Creative Health Technology Group's current Days Payable of 31.46 is 56% above median its 10-year median of 20.18. Over the past 10 years, this metric has ranged from a low of 14.38 to a high of 27.09. The Retail - Cyclical industry median Days Payable is 50.56. EPS Creative Health Technology Group's value of 31.46 is 37.8% below this industry median. Based on the distribution chart, EPS Creative Health Technology Group ranks #862 out of 1102 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, EPS Creative Health Technology Group has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EPS Creative Health Technology Group's Days Payable compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, EPS Creative Health Technology Group ranks #862 out of 1102 companies for Days Payable. This places EPS Creative Health Technology Group in the lower half of its industry. The industry median Days Payable is 50.56. EPS Creative Health Technology Group's value of 31.46 is 37.8% below this benchmark. Historically, EPS Creative Health Technology Group's own Days Payable has ranged from 14.38 to 27.09 over the past decade. While the company's 10-year median is 20.18 vs. the industry median of 50.56, EPS Creative Health Technology Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 50.56, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EPS Creative Health Technology Group's current Days Payable of 31.46 is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on EPS Creative Health Technology Group and its competitors. For the Retail - Cyclical industry, the median Days Payable is 50.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EPS Creative Health Technology Group's current Days Payable is 31.46, which is 56% above median its own 10-year median of 20.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EPS Creative Health Technology Group stock overvalued right now?
Based on GuruFocus' analysis, EPS Creative Health Technology Group (HKSE:03860) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.59, compared to a current price of HK$0.63 — trading 6.8% above its estimated fair value. The current Days Payable is 31.46, which is 56% above median its 10-year median of 20.18 and 37.8% below the Retail - Cyclical industry median of 50.56. EPS Creative Health Technology Group's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For EPS Creative Health Technology Group (HKSE:03860), the current Days Payable is 31.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EPS Creative Health Technology Group (HKSE:03860) Overvalued in 2026?
Based on GuruFocus' analysis, EPS Creative Health Technology Group stock appears to be overvalued.
The current stock price of HK$0.63 is trading 6.8% above its estimated GF Value™ of HK$0.59.
GuruFocus considers EPS Creative Health Technology Group to be Fairly Valued.
Key valuation signals for HKSE:03860:
Days Payable: 31.46 (56% above median its 10-year median of 20.18)
GF Value™: HK$0.59 vs. price of HK$0.63 (6.8% above fair value)
Industry Position: 37.8% below the Retail - Cyclical median (#862 of 1102)
No single metric tells the full story. See the HKSE:03860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EPS Creative Health Technology Group Ltd is an investment holding company. Its segment includes the Garment business, Healthcare Products Business, and IRO with CRO and In-House R&D Business. It generates maximum revenue from the Garment segment which includes the provision of apparel supply chain management services for knitwear apparel products. Geographically, it derives a majority of revenue from Japan and also has its presence in Hong Kong, Mainland China, Europe, United States and Other Countries.
56GF Score
Get the complete analysis for HKSE:03860
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HKSE:03860 has been successfully added to your 
