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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. EPS Creative Health Technology Group's
Operating Income
for the
six
months ended in Mar. 2026 was HK$1.4 Mil. EPS Creative Health Technology Group's Interest Expense for the
six
months ended in Mar. 2026 was HK$-2.8 Mil.
EPS Creative Health Technology Group's interest coverage for the quarter that ended in Mar. 2026 was 0.50.
The higher the ratio, the stronger the company's financial strength is.
HKSE:03860'
s Interest Coverage Range Over the Past 10 Years
Min: 0.12 Med: 90.3 Max: 285.52
Current: 0.12
HKSE:03860's Interest Coverage is ranked worse than 99.64% of 833
companies
in the Retail - Cyclical industry
Industry Median: 7.57
vs HKSE:03860: 0.12
EPS Creative Health Technology Group (HKSE:03860) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
EPS Creative Health Technology Group Interest Coverage Related Terms
EPS Creative Health Technology Group Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
EPS Creative Health Technology Group Interest Coverage Chart
HKSE:03860 vs TJX, ROST, BURL: Interest Coverage Comparison
For the Apparel Retail subindustry, EPS Creative Health Technology Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EPS Creative Health Technology Group Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, EPS Creative Health Technology Group's Interest Coverage distribution charts can be found below:
* The bar in red indicates where EPS Creative Health Technology Group's Interest Coverage falls into.
EPS Creative Health Technology Group Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EPS Creative Health Technology Group (HKSE:03860) has a Interest Coverage of 0.50 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on EPS Creative Health Technology Group and its competitors. This is 99% below median its historical median of 90.30. Over the past decade, EPS Creative Health Technology Group's Interest Coverage has ranged from 0.12 to 285.52. According to the industry distribution chart, EPS Creative Health Technology Group ranks #830 out of 833 companies in the Retail - Cyclical industry, placing it in the top 99.6%.
Is EPS Creative Health Technology Group's Interest Coverage too high?
EPS Creative Health Technology Group's current Interest Coverage of 0.50 is 99% below median its 10-year median of 90.30. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 285.52. The Retail - Cyclical industry median Interest Coverage is 7.57. EPS Creative Health Technology Group's value of 0.50 is 93.4% below this industry median. Based on the distribution chart, EPS Creative Health Technology Group ranks #830 out of 833 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, EPS Creative Health Technology Group has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EPS Creative Health Technology Group's Interest Coverage compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, EPS Creative Health Technology Group ranks #830 out of 833 companies for Interest Coverage. This places EPS Creative Health Technology Group in the lower half of its industry. The industry median Interest Coverage is 7.57. EPS Creative Health Technology Group's value of 0.50 is 93.4% below this benchmark. Historically, EPS Creative Health Technology Group's own Interest Coverage has ranged from 0.12 to 285.52 over the past decade. While the company's 10-year median is 90.30 vs. the industry median of 7.57, EPS Creative Health Technology Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.57, based on 833 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EPS Creative Health Technology Group's current Interest Coverage of 0.50 is 93.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on EPS Creative Health Technology Group and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EPS Creative Health Technology Group's current Interest Coverage is 0.50, which is 99% below median its own 10-year median of 90.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EPS Creative Health Technology Group stock overvalued right now?
Based on GuruFocus' analysis, EPS Creative Health Technology Group (HKSE:03860) is currently considered Fairly Valued. The stock's GF Value™ is HK$0.59, compared to a current price of HK$0.63 — trading 6.8% above its estimated fair value. The current Interest Coverage is 0.50, which is 99% below median its 10-year median of 90.30 and 93.4% below the Retail - Cyclical industry median of 7.57. EPS Creative Health Technology Group's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For EPS Creative Health Technology Group (HKSE:03860), the current Interest Coverage is 0.50 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EPS Creative Health Technology Group (HKSE:03860) Overvalued in 2026?
Based on GuruFocus' analysis, EPS Creative Health Technology Group stock appears to be overvalued.
The current stock price of HK$0.63 is trading 6.8% above its estimated GF Value™ of HK$0.59.
GuruFocus considers EPS Creative Health Technology Group to be Fairly Valued.
Key valuation signals for HKSE:03860:
Interest Coverage: 0.50 (99% below median its 10-year median of 90.30)
GF Value™: HK$0.59 vs. price of HK$0.63 (6.8% above fair value)
Industry Position: 93.4% below the Retail - Cyclical median (#830 of 833)
No single metric tells the full story. See the HKSE:03860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EPS Creative Health Technology Group Ltd is an investment holding company. Its segment includes the Garment business, Healthcare Products Business, and IRO with CRO and In-House R&D Business. It generates maximum revenue from the Garment segment which includes the provision of apparel supply chain management services for knitwear apparel products. Geographically, it derives a majority of revenue from Japan and also has its presence in Hong Kong, Mainland China, Europe, United States and Other Countries.
56GF Score
Get the complete analysis for HKSE:03860
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