ISGIF (InsuraGuest Technologies) Days Payable: 110.05 (As of Dec. 2025) — 78% Below Median


What is InsuraGuest Technologies Days Payable?

InsuraGuest Technologies ISGIF -0.09% Days Payable is 110.05 as of Dec. 2025, which is 78% below its 10-year median of 503.42. The stock has 2 warning signs investors should review. Among 2,600 Software companies, InsuraGuest Technologies ranks better than 87.81% on this metric.

InsuraGuest Technologies's average Accounts Payable for the three months ended in Dec. 2025 was $0.22 Mil. InsuraGuest Technologies's Cost of Goods Sold for the three months ended in Dec. 2025 was $0.18 Mil. Hence, InsuraGuest Technologies's Days Payable for the three months ended in Dec. 2025 was 110.05.

The historical rank and industry rank for InsuraGuest Technologies's Days Payable or its related term are showing as below:

ISGIF' s Days Payable Range Over the Past 10 Years
Min: 221.88   Med: 503.42   Max: 2426.57
Current: 286.3

During the past 13 years, InsuraGuest Technologies's highest Days Payable was 2426.57. The lowest was 221.88. And the median was 503.42.

ISGIF's Days Payable is ranked better than
87.81% of 2600 companies
in the Software industry
Industry Median: 54.025 vs ISGIF: 286.30

InsuraGuest Technologies's Days Payable declined from Dec. 2024 (208.82) to Dec. 2025 (110.05). It may suggest that InsuraGuest Technologies accelerated paying its suppliers.


InsuraGuest Technologies Days Payable Historical Data

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The historical data trend for InsuraGuest Technologies's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InsuraGuest Technologies Days Payable Chart

InsuraGuest Technologies Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,314.43 566.51 225.25 461.46 436.89

InsuraGuest Technologies Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 208.82 124.02 0.00 226.89 110.05

ISGIF vs UBER, SHOP, CRM: Days Payable Comparison

For the Software - Application subindustry, InsuraGuest Technologies's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InsuraGuest Technologies Days Payable vs Software Industry

For the Software industry and Technology sector, InsuraGuest Technologies's Days Payable distribution charts can be found below:

* The bar in red indicates where InsuraGuest Technologies's Days Payable falls into.



InsuraGuest Technologies Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

InsuraGuest Technologies's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (0.154 + 0.162) / 2 ) / 0.132*365
=0.158 / 0.132*365
=436.89

InsuraGuest Technologies's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Sep. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (0.206 + 0.233) / 2 ) / 0.182*365 / 4
=0.2195 / 0.182*365 / 4
=110.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 110.05 mean?
InsuraGuest Technologies (ISGIF) has a Days Payable of 110.05 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on InsuraGuest Technologies and its competitors. This is 78% below median its historical median of 503.42. Over the past decade, InsuraGuest Technologies' Days Payable has ranged from 221.88 to 2,426.57. According to the industry distribution chart, InsuraGuest Technologies ranks #317 out of 2600 companies in the Software industry, placing it in the top 12.2%.
Is InsuraGuest Technologies' Days Payable too high?
InsuraGuest Technologies' current Days Payable of 110.05 is 78% below median its 10-year median of 503.42. Over the past 10 years, this metric has ranged from a low of 221.88 to a high of 2,426.57. The Software industry median Days Payable is 54.03. InsuraGuest Technologies' value of 110.05 is 103.7% above this industry median. Based on the distribution chart, InsuraGuest Technologies ranks #317 out of 2600 companies in the Software industry, which is in the top quartile — a strong position relative to peers.
How does InsuraGuest Technologies' Days Payable compare to UBER and SHOP?
According to the Software industry distribution chart, InsuraGuest Technologies ranks #317 out of 2600 companies for Days Payable. This places InsuraGuest Technologies in the top 12% of its industry — outperforming the majority of peers. The industry median Days Payable is 54.03. InsuraGuest Technologies' value of 110.05 is 103.7% above this benchmark. Historically, InsuraGuest Technologies' own Days Payable has ranged from 221.88 to 2,426.57 over the past decade. While the company's 10-year median is 503.42 vs. the industry median of 54.03, InsuraGuest Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.03, based on 2,600 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InsuraGuest Technologies's current Days Payable of 110.05 is 103.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on InsuraGuest Technologies and its competitors. For the Software industry, the median Days Payable is 54.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InsuraGuest Technologies's current Days Payable is 110.05, which is 78% below median its own 10-year median of 503.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsuraGuest Technologies stock overvalued right now?
Based on GuruFocus' analysis, InsuraGuest Technologies (ISGIF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.01, compared to a current price of $0.01 — trading 44.2% below its estimated fair value. The current Days Payable is 110.05, which is 78% below median its 10-year median of 503.42 and 103.7% above the Software industry median of 54.03. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For InsuraGuest Technologies (ISGIF), the current Days Payable is 110.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InsuraGuest Technologies Business Description

Other Exchanges ISGI:Canada
Address 625 Howe Street, Suite 1140, Vancouver, BC, CAN, V6C 2T6
InsuraGuest Technologies Inc is an insurtech company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company that utilizes proprietary insurance and technology software to integrate its insurtech software platform, embedding short-term rental and event-based insurance products into the vacation rental, hotel, sports, and ticketed events sectors.