ISGIF (InsuraGuest Technologies) 3-Year EBITDA Growth Rate: 49.30% (As of Dec. 2025) — 81% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is InsuraGuest Technologies 3-Year EBITDA Growth Rate?

InsuraGuest Technologies ISGIF 3-Year EBITDA Growth Rate is 49.30% as of Dec. 2025, which is 81% above its 10-year median of 27.30. The stock has 2 warning signs investors should review. Among 2,071 Software companies, InsuraGuest Technologies ranks better than 84.65% on this metric.

InsuraGuest Technologies's EBITDA per Share for the three months ended in Dec. 2025 was $0.00.

During the past 3 years, the average EBITDA Per Share Growth Rate was 49.30% per year. During the past 5 years, the average EBITDA Per Share Growth Rate was 49.40% per year. During the past 10 years, the average EBITDA Per Share Growth Rate was 28.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

During the past 13 years, the highest 3-Year average EBITDA Per Share Growth Rate of InsuraGuest Technologies was 57.40% per year. The lowest was -29.70% per year. And the median was 27.30% per year.


InsuraGuest Technologies  (OTCPK:ISGIF) 3-Year EBITDA Growth Rate Explanation

EBITDA per Share is the amount of Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) per outstanding share of the company's stock.

Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA) is what the company earns before it expenses interest, taxes, depreciation and amortization.


InsuraGuest Technologies 3-Year EBITDA Growth Rate Related Terms


ISGIF vs QH, SHOP, UBER: 3-Year EBITDA Growth Rate Comparison

For the Software - Application subindustry, InsuraGuest Technologies's 3-Year EBITDA Growth Rate, along with its competitors' market caps and 3-Year EBITDA Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InsuraGuest Technologies 3-Year EBITDA Growth Rate vs Software Industry

For the Software industry and Technology sector, InsuraGuest Technologies's 3-Year EBITDA Growth Rate distribution charts can be found below:

* The bar in red indicates where InsuraGuest Technologies's 3-Year EBITDA Growth Rate falls into.



InsuraGuest Technologies 3-Year EBITDA Growth Rate Calculation

This is the 3-year average growth rate of EBITDA per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EBITDA per share growth rate.

What does a 3-Year EBITDA Growth Rate of 49.30% mean?
InsuraGuest Technologies (ISGIF) has a 3-Year EBITDA Growth Rate of 49.30% as of Dec. 2025. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for InsuraGuest Technologies and its competitors. This is 81% above median its historical median of 27.30. According to the industry distribution chart, InsuraGuest Technologies ranks #318 out of 2071 companies in the Software industry, placing it in the top 15.4%.
Is InsuraGuest Technologies' 3-Year EBITDA Growth Rate too high?
InsuraGuest Technologies' current 3-Year EBITDA Growth Rate of 49.30% is 81% above median its 10-year median of 27.30. The Software industry median 3-Year EBITDA Growth Rate is 12.20. InsuraGuest Technologies' value of 49.30% is 304.1% above this industry median. Based on the distribution chart, InsuraGuest Technologies ranks #318 out of 2071 companies in the Software industry, which is in the top quartile — a strong position relative to peers.
How does InsuraGuest Technologies' 3-Year EBITDA Growth Rate compare to QH and SHOP?
According to the Software industry distribution chart, InsuraGuest Technologies ranks #318 out of 2071 companies for 3-Year EBITDA Growth Rate. This places InsuraGuest Technologies in the top 15% of its industry — outperforming the majority of peers. The industry median 3-Year EBITDA Growth Rate is 12.20. InsuraGuest Technologies' value of 49.30% is 304.1% above this benchmark. While the company's 10-year median is 27.30 vs. the industry median of 12.20, InsuraGuest Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EBITDA Growth Rate for a Software company?
The median 3-Year EBITDA Growth Rate among Software companies is 12.20, based on 2,071 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EBITDA Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EBITDA Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InsuraGuest Technologies's current 3-Year EBITDA Growth Rate of 49.30% is 304.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EBITDA Growth Rate mean?
A high 3-Year EBITDA Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EBITDA Growth Rate is the 3-year average growth rate of EBITDA per share. View historical data for InsuraGuest Technologies and its competitors. For the Software industry, the median 3-Year EBITDA Growth Rate is 12.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InsuraGuest Technologies's current 3-Year EBITDA Growth Rate is 49.30%, which is 81% above median its own 10-year median of 27.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InsuraGuest Technologies stock overvalued right now?
Based on GuruFocus' analysis, InsuraGuest Technologies (ISGIF) is currently considered Possible Value Trap. The stock's GF Value™ is $0.02, compared to a current price of $0.01 — trading 47.4% below its estimated fair value. The current 3-Year EBITDA Growth Rate is 49.30%, which is 81% above median its 10-year median of 27.30 and 304.1% above the Software industry median of 12.20. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EBITDA Growth Rate calculated?
3-Year EBITDA Growth Rate is calculated from a company's financial statements. For InsuraGuest Technologies (ISGIF), the current 3-Year EBITDA Growth Rate is 49.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

InsuraGuest Technologies Business Description

Other Exchanges ISGI:Canada
Address 625 Howe Street, Suite 1140, Vancouver, BC, CAN, V6C 2T6
InsuraGuest Technologies Inc is an insurtech company disrupting the insurance landscape by utilizing its proprietary software platform to deliver digital insurance to multiple sectors. Its products include InsuraGuest Hospitality and InsuraGuest Technologies' Insurtech Platform. It is a SaaS company that utilizes proprietary insurance and technology software to integrate its insurtech software platform, embedding short-term rental and event-based insurance products into the vacation rental, hotel, sports, and ticketed events sectors.