Tera Yatirim Menkul Degerler AS (IST:TERA) Days Payable: 178.36 (As of Mar. 2026) — 315% Above Median


IST:TERA Tera Yatirim Menkul Degerler AS IST:TERA
78 GF Score
Price ₺164.50
GF Value ₺362.81
Valuation Possible Value Trap
! 4 Warning Signs
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What is Tera Yatirim Menkul Degerler AS Days Payable?

Tera Yatirim Menkul Degerler AS IST:TERA +1.54% 78 Days Payable is 178.36 as of Mar. 2026, which is 315% above its 10-year median of 43.01. GuruFocus rates IST:TERA with a GF Score™ of 78/100 and a GF Value™ of ₺362.81 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 541 Capital Markets companies, Tera Yatirim Menkul Degerler AS ranks worse than 61.74% on this metric.

Tera Yatirim Menkul Degerler AS's average Accounts Payable for the three months ended in Mar. 2026 was ₺87,521 Mil. Tera Yatirim Menkul Degerler AS's Cost of Goods Sold for the three months ended in Mar. 2026 was ₺44,777 Mil. Hence, Tera Yatirim Menkul Degerler AS's Days Payable for the three months ended in Mar. 2026 was 178.36.

The historical rank and industry rank for Tera Yatirim Menkul Degerler AS's Days Payable or its related term are showing as below:

IST:TERA' s Days Payable Range Over the Past 10 Years
Min: 24.09   Med: 43.01   Max: 116.48
Current: 41.78

During the past 7 years, Tera Yatirim Menkul Degerler AS's highest Days Payable was 116.48. The lowest was 24.09. And the median was 43.01.

IST:TERA's Days Payable is ranked worse than
61.74% of 541 companies
in the Capital Markets industry
Industry Median: 92.89 vs IST:TERA: 41.78

Tera Yatirim Menkul Degerler AS's Days Payable increased from Mar. 2025 (39.54) to Mar. 2026 (178.36). It may suggest that Tera Yatirim Menkul Degerler AS delayed paying its suppliers.


Tera Yatirim Menkul Degerler AS Days Payable Related Terms


Tera Yatirim Menkul Degerler AS Days Payable Historical Data

* Premium members only.

The historical data trend for Tera Yatirim Menkul Degerler AS's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tera Yatirim Menkul Degerler AS Days Payable Chart

Tera Yatirim Menkul Degerler AS Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 24.09 73.76 75.84 116.48 36.77

Tera Yatirim Menkul Degerler AS Quarterly Data
Dec19 Dec20 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.54 36.59 9.27 32.92 178.36

IST:TERA vs MS, GS, SCHW: Days Payable Comparison

For the Capital Markets subindustry, Tera Yatirim Menkul Degerler AS's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tera Yatirim Menkul Degerler AS Days Payable vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Tera Yatirim Menkul Degerler AS's Days Payable distribution charts can be found below:

* The bar in red indicates where Tera Yatirim Menkul Degerler AS's Days Payable falls into.


IST:TERA
78GF Score
Tera Yatirim Menkul Degerler AS IST:TERA
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Tera Yatirim Menkul Degerler AS Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Tera Yatirim Menkul Degerler AS's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (3298.901 + 71867.88) / 2 ) / 373044.772*365
=37583.3905 / 373044.772*365
=36.77

Tera Yatirim Menkul Degerler AS's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (71867.88 + 103174.113) / 2 ) / 44777.271*365 / 4
=87520.9965 / 44777.271*365 / 4
=178.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 178.36 mean?
Tera Yatirim Menkul Degerler AS (IST:TERA) has a Days Payable of 178.36 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Tera Yatirim Menkul Degerler AS and its competitors. This is 315% above median its historical median of 43.01. Over the past decade, Tera Yatirim Menkul Degerler AS's Days Payable has ranged from 24.09 to 116.48. According to the industry distribution chart, Tera Yatirim Menkul Degerler AS ranks #334 out of 541 companies in the Capital Markets industry, placing it in the top 61.7%.
Is Tera Yatirim Menkul Degerler AS's Days Payable too high?
Tera Yatirim Menkul Degerler AS's current Days Payable of 178.36 is 315% above median its 10-year median of 43.01. Over the past 10 years, this metric has ranged from a low of 24.09 to a high of 116.48. The Capital Markets industry median Days Payable is 92.89. Tera Yatirim Menkul Degerler AS's value of 178.36 is 92% above this industry median. Based on the distribution chart, Tera Yatirim Menkul Degerler AS ranks #334 out of 541 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Tera Yatirim Menkul Degerler AS has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tera Yatirim Menkul Degerler AS's Days Payable compare to MS and GS?
According to the Capital Markets industry distribution chart, Tera Yatirim Menkul Degerler AS ranks #334 out of 541 companies for Days Payable. This places Tera Yatirim Menkul Degerler AS in the lower half of its industry. The industry median Days Payable is 92.89. Tera Yatirim Menkul Degerler AS's value of 178.36 is 92% above this benchmark. Historically, Tera Yatirim Menkul Degerler AS's own Days Payable has ranged from 24.09 to 116.48 over the past decade. While the company's 10-year median is 43.01 vs. the industry median of 92.89, Tera Yatirim Menkul Degerler AS has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Capital Markets company?
The median Days Payable among Capital Markets companies is 92.89, based on 541 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tera Yatirim Menkul Degerler AS's current Days Payable of 178.36 is 92% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Tera Yatirim Menkul Degerler AS and its competitors. For the Capital Markets industry, the median Days Payable is 92.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tera Yatirim Menkul Degerler AS's current Days Payable is 178.36, which is 315% above median its own 10-year median of 43.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tera Yatirim Menkul Degerler AS stock overvalued right now?
Based on GuruFocus' analysis, Tera Yatirim Menkul Degerler AS (IST:TERA) is currently considered Possible Value Trap. The stock's GF Value™ is ₺362.81, compared to a current price of ₺164.50 — trading 54.7% below its estimated fair value. The current Days Payable is 178.36, which is 315% above median its 10-year median of 43.01 and 92% above the Capital Markets industry median of 92.89. Tera Yatirim Menkul Degerler AS's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Tera Yatirim Menkul Degerler AS (IST:TERA), the current Days Payable is 178.36 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tera Yatirim Menkul Degerler AS (IST:TERA) Overvalued in 2026?

Based on GuruFocus' analysis, Tera Yatirim Menkul Degerler AS stock appears to be undervalued. The current stock price of ₺164.50 is trading 54.7% below its estimated GF Value™ of ₺362.81. GuruFocus considers Tera Yatirim Menkul Degerler AS to be Possible Value Trap.

Key valuation signals for IST:TERA:

  • Days Payable: 178.36 (315% above median its 10-year median of 43.01)
  • GF Value™: ₺362.81 vs. price of ₺164.50 (54.7% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 92% above the Capital Markets median (#334 of 541)

No single metric tells the full story. See the IST:TERA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tera Yatirim Menkul Degerler AS Business Description

Address Eski Buyukdere Cad. No: 9, ?z Plaza Giz Kat:11, Sariyer, Maslak, Istanbul, TUR, 34485
Tera Yatirim Menkul Degerler AS act as an intermediary on capital market instruments.
78GF Score

Get the complete analysis for IST:TERA

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺164.50
Price
₺362.81
GF Value