Tera Yatirim Menkul Degerler AS (IST:TERA) Debt-to-EBITDA : 0.12 (As of Mar. 2026) — 95% Below Median

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IST:TERA Tera Yatirim Menkul Degerler AS IST:TERA
78 GF Score
Price ₺180.00
GF Value ₺369.49
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is Tera Yatirim Menkul Degerler AS Debt-to-EBITDA?

Tera Yatirim Menkul Degerler AS IST:TERA +5.63% 78 Debt-to-EBITDA is 0.12 as of Mar. 2026, which is 95% below its 10-year median of 2.26. GuruFocus rates IST:TERA with a GF Score™ of 78/100 and a GF Value™ of ₺369.49 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 421 Capital Markets companies, Tera Yatirim Menkul Degerler AS ranks better than 83.14% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tera Yatirim Menkul Degerler AS's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺15,692 Mil. Tera Yatirim Menkul Degerler AS's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₺63 Mil. Tera Yatirim Menkul Degerler AS's annualized EBITDA for the quarter that ended in Mar. 2026 was ₺127,934 Mil. Tera Yatirim Menkul Degerler AS's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 was 0.12.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA or its related term are showing as below:

IST:TERA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.18   Med: 2.26   Max: 4.18
Current: 0.18

During the past 7 years, the highest Debt-to-EBITDA Ratio of Tera Yatirim Menkul Degerler AS was 4.18. The lowest was 0.18. And the median was 2.26.

IST:TERA's Debt-to-EBITDA is ranked better than
83.14% of 421 companies
in the Capital Markets industry
Industry Median: 1.54 vs IST:TERA: 0.18

Tera Yatirim Menkul Degerler AS  (IST:TERA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Tera Yatirim Menkul Degerler AS Debt-to-EBITDA Related Terms


Tera Yatirim Menkul Degerler AS Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tera Yatirim Menkul Degerler AS Debt-to-EBITDA Chart

Tera Yatirim Menkul Degerler AS Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial 1.83 4.18 1.45 2.26 0.25

Tera Yatirim Menkul Degerler AS Quarterly Data
Dec19 Dec20 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.91 0.15 0.39 0.12

IST:TERA vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tera Yatirim Menkul Degerler AS Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA falls into.


IST:TERA
78GF Score
Tera Yatirim Menkul Degerler AS IST:TERA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tera Yatirim Menkul Degerler AS Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(17064.314 + 32.523) / 68447.358
=0.25

Tera Yatirim Menkul Degerler AS's annualized Debt-to-EBITDA for the quarter that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(15691.525 + 63.45) / 127933.624
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.12 mean?
Tera Yatirim Menkul Degerler AS (IST:TERA) has a Debt-to-EBITDA of 0.12 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tera Yatirim Menkul Degerler AS. This is 95% below median its historical median of 2.26. Over the past decade, Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA has ranged from 0.18 to 4.18. According to the industry distribution chart, Tera Yatirim Menkul Degerler AS ranks #71 out of 421 companies in the Capital Markets industry, placing it in the top 16.9%.
Is Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA too high?
Tera Yatirim Menkul Degerler AS's current Debt-to-EBITDA of 0.12 is 95% below median its 10-year median of 2.26. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 4.18. The Capital Markets industry median Debt-to-EBITDA is 1.54. Tera Yatirim Menkul Degerler AS's value of 0.12 is 92.2% below this industry median. Based on the distribution chart, Tera Yatirim Menkul Degerler AS ranks #71 out of 421 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, Tera Yatirim Menkul Degerler AS has a GF Score™ of 78/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Tera Yatirim Menkul Degerler AS's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, Tera Yatirim Menkul Degerler AS ranks #71 out of 421 companies for Debt-to-EBITDA. This places Tera Yatirim Menkul Degerler AS in the top 17% of its industry — outperforming the majority of peers. The industry median Debt-to-EBITDA is 1.54. Tera Yatirim Menkul Degerler AS's value of 0.12 is 92.2% below this benchmark. Historically, Tera Yatirim Menkul Degerler AS's own Debt-to-EBITDA has ranged from 0.18 to 4.18 over the past decade. While the company's 10-year median is 2.26 vs. the industry median of 1.54, Tera Yatirim Menkul Degerler AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.54, based on 421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tera Yatirim Menkul Degerler AS's current Debt-to-EBITDA of 0.12 is 92.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Tera Yatirim Menkul Degerler AS. For the Capital Markets industry, the median Debt-to-EBITDA is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tera Yatirim Menkul Degerler AS's current Debt-to-EBITDA is 0.12, which is 95% below median its own 10-year median of 2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tera Yatirim Menkul Degerler AS stock overvalued right now?
Based on GuruFocus' analysis, Tera Yatirim Menkul Degerler AS (IST:TERA) is currently considered Possible Value Trap. The stock's GF Value™ is ₺369.49, compared to a current price of ₺180.00 — trading 51.3% below its estimated fair value. The current Debt-to-EBITDA is 0.12, which is 95% below median its 10-year median of 2.26 and 92.2% below the Capital Markets industry median of 1.54. Tera Yatirim Menkul Degerler AS's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Tera Yatirim Menkul Degerler AS (IST:TERA), the current Debt-to-EBITDA is 0.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tera Yatirim Menkul Degerler AS (IST:TERA) Overvalued in 2026?

Based on GuruFocus' analysis, Tera Yatirim Menkul Degerler AS stock appears to be undervalued. The current stock price of ₺180.00 is trading 51.3% below its estimated GF Value™ of ₺369.49. GuruFocus considers Tera Yatirim Menkul Degerler AS to be Possible Value Trap.

Key valuation signals for IST:TERA:

  • Debt-to-EBITDA: 0.12 (95% below median its 10-year median of 2.26)
  • GF Value™: ₺369.49 vs. price of ₺180.00 (51.3% below fair value)
  • GF Score™: 78/100 with 4 warning signs
  • Industry Position: 92.2% below the Capital Markets median (#71 of 421)

No single metric tells the full story. See the IST:TERA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tera Yatirim Menkul Degerler AS Business Description

Address Eski Buyukdere Cad. No: 9, ?z Plaza Giz Kat:11, Sariyer, Maslak, Istanbul, TUR, 34485
Tera Yatirim Menkul Degerler AS act as an intermediary on capital market instruments.
78GF Score

Get the complete analysis for IST:TERA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₺180.00
Price
₺369.49
GF Value