9FJFU +1.56%57 Days Payable is 419.19 as of Dec. 2025, which is 134% above its 10-year median of 179.33. GuruFocus rates JFU with a GF Score™ of 57/100 and a GF Value™ of $1.56 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,601 Software companies, 9F ranks better than 89.7% on this metric.
9F's average Accounts Payable for the
six
months ended in Dec. 2025 was $14.29 Mil. 9F's Cost of Goods Sold for the
six
months ended in Dec. 2025 was $6.22 Mil.
Hence, 9F's Days Payable for the
six
months ended in Dec. 2025 was 419.19.
The historical rank and industry rank for 9F's Days Payable or its related term are showing as below:
JFU'
s Days Payable Range Over the Past 10 Years
Min: 18.39 Med: 179.33 Max: 1149.74
Current: 337.68
During the past 10 years, 9F's highest Days Payable was 1149.74. The lowest was 18.39. And the median was 179.33.
JFU's Days Payable is ranked better than 89.7% of 2601
companies
in the Software industry
Industry Median: 54.04
vs JFU: 337.68
9F's Days Payable
increased
from Dec. 2024 (327.32) to Dec. 2025 (419.19).
It may suggest that 9Fdelayed paying its suppliers.
9F Days Payable Related Terms
9F Days Payable Historical Data
* Premium members only.
The historical data trend for 9F's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Information Technology Services subindustry, 9F's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
9F Days Payable vs Software Industry
For the Software industry and Technology sector, 9F's Days Payable distribution charts can be found below:
* The bar in red indicates where 9F's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
9F's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
9F (JFU) has a Days Payable of 419.19 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on 9F and its competitors. This is 134% above median its historical median of 179.33. Over the past decade, 9F's Days Payable has ranged from 18.39 to 1,149.74. According to the industry distribution chart, 9F ranks #268 out of 2601 companies in the Software industry, placing it in the top 10.3%.
Is 9F's Days Payable too high?
9F's current Days Payable of 419.19 is 134% above median its 10-year median of 179.33. Over the past 10 years, this metric has ranged from a low of 18.39 to a high of 1,149.74. The Software industry median Days Payable is 54.04. 9F's value of 419.19 is 675.7% above this industry median. Based on the distribution chart, 9F ranks #268 out of 2601 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, 9F has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 9F's Days Payable compare to ASFH and VEEA?
According to the Software industry distribution chart, 9F ranks #268 out of 2601 companies for Days Payable. This places 9F in the top 10% of its industry — outperforming the majority of peers. The industry median Days Payable is 54.04. 9F's value of 419.19 is 675.7% above this benchmark. Historically, 9F's own Days Payable has ranged from 18.39 to 1,149.74 over the past decade. While the company's 10-year median is 179.33 vs. the industry median of 54.04, 9F has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 54.04, based on 2,601 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 9F's current Days Payable of 419.19 is 675.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on 9F and its competitors. For the Software industry, the median Days Payable is 54.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 9F's current Days Payable is 419.19, which is 134% above median its own 10-year median of 179.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 9F stock overvalued right now?
Based on GuruFocus' analysis, 9F (JFU) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.56, compared to a current price of $2.60 — trading 66.7% above its estimated fair value. The current Days Payable is 419.19, which is 134% above median its 10-year median of 179.33 and 675.7% above the Software industry median of 54.04. 9F's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For 9F (JFU), the current Days Payable is 419.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 9F (JFU) Overvalued in 2026?
Based on GuruFocus' analysis, 9F stock appears to be overvalued.
The current stock price of $2.60 is trading 66.7% above its estimated GF Value™ of $1.56.
GuruFocus considers 9F to be Significantly Overvalued.
Key valuation signals for JFU:
Days Payable: 419.19 (134% above median its 10-year median of 179.33)
GF Value™: $1.56 vs. price of $2.60 (66.7% above fair value)
Industry Position: 675.7% above the Software median (#268 of 2601)
No single metric tells the full story. See the JFU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
9F Inc is a digital technology and wealth management service provider aiming to empower institutional partners with financial technologies as well as attract investors with investment opportunities that come with the vast potential of China's new consumer economy and the appreciation of world-wide assets and access to quality products at a competitive price. The Company's operations are organized into segments, consisting of E-commerce services, technology Empowerment service, and Wealth Management services.
57GF Score
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