KOJAF (Lumo Kodit Oyj) Days Payable: 107.98 (As of Mar. 2026) — 140% Above Median


KOJAF Lumo Kodit Oyj KOJAF
70 GF Score
Price $9.40
GF Value $13.12
! 6 Warning Signs
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What is Lumo Kodit Oyj Days Payable?

Lumo Kodit Oyj KOJAF 70 Days Payable is 107.98 as of Mar. 2026, which is 140% above its 10-year median of 44.98. GuruFocus rates KOJAF with a GF Score™ of 70/100 and a GF Value™ of $13.12. The stock has 6 warning signs investors should review. Among 1,572 Real Estate companies, Lumo Kodit Oyj ranks better than 67.05% on this metric.

Lumo Kodit Oyj's average Accounts Payable for the three months ended in Mar. 2026 was $69.6 Mil. Lumo Kodit Oyj's Cost of Goods Sold for the three months ended in Mar. 2026 was $58.8 Mil. Hence, Lumo Kodit Oyj's Days Payable for the three months ended in Mar. 2026 was 107.98.

The historical rank and industry rank for Lumo Kodit Oyj's Days Payable or its related term are showing as below:

KOJAF' s Days Payable Range Over the Past 10 Years
Min: 15.98   Med: 44.98   Max: 175.17
Current: 175.17

During the past 11 years, Lumo Kodit Oyj's highest Days Payable was 175.17. The lowest was 15.98. And the median was 44.98.

KOJAF's Days Payable is ranked better than
67.05% of 1572 companies
in the Real Estate industry
Industry Median: 93.66 vs KOJAF: 175.17

Lumo Kodit Oyj's Days Payable increased from Mar. 2025 (86.68) to Mar. 2026 (107.98). It may suggest that Lumo Kodit Oyj delayed paying its suppliers.


Lumo Kodit Oyj Days Payable Historical Data

* Premium members only.

The historical data trend for Lumo Kodit Oyj's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumo Kodit Oyj Days Payable Chart

Lumo Kodit Oyj Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 66.43 68.27 28.67 16.07 27.97

Lumo Kodit Oyj Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 86.68 218.88 238.02 105.17 107.98

KOJAF vs CBRE, BEKE, JLL: Days Payable Comparison

For the Real Estate Services subindustry, Lumo Kodit Oyj's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lumo Kodit Oyj Days Payable vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Lumo Kodit Oyj's Days Payable distribution charts can be found below:

* The bar in red indicates where Lumo Kodit Oyj's Days Payable falls into.


KOJAF
70GF Score
Lumo Kodit Oyj KOJAF
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Lumo Kodit Oyj Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Lumo Kodit Oyj's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (11.832 + 14.637) / 2 ) / 172.717*365
=13.2345 / 172.717*365
=27.97

Lumo Kodit Oyj's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (14.637 + 124.624) / 2 ) / 58.843*365 / 4
=69.6305 / 58.843*365 / 4
=107.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 107.98 mean?
Lumo Kodit Oyj (KOJAF) has a Days Payable of 107.98 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lumo Kodit Oyj and its competitors. This is 140% above median its historical median of 44.98. Over the past decade, Lumo Kodit Oyj's Days Payable has ranged from 15.98 to 175.17. According to the industry distribution chart, Lumo Kodit Oyj ranks #518 out of 1572 companies in the Real Estate industry, placing it in the top 33%.
Is Lumo Kodit Oyj's Days Payable too high?
Lumo Kodit Oyj's current Days Payable of 107.98 is 140% above median its 10-year median of 44.98. Over the past 10 years, this metric has ranged from a low of 15.98 to a high of 175.17. The Real Estate industry median Days Payable is 93.66. Lumo Kodit Oyj's value of 107.98 is 15.3% above this industry median. Based on the distribution chart, Lumo Kodit Oyj ranks #518 out of 1572 companies in the Real Estate industry, which is above the industry midpoint. Overall, Lumo Kodit Oyj has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does Lumo Kodit Oyj's Days Payable compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Lumo Kodit Oyj ranks #518 out of 1572 companies for Days Payable. This puts Lumo Kodit Oyj in the upper half of its industry. The industry median Days Payable is 93.66. Lumo Kodit Oyj's value of 107.98 is 15.3% above this benchmark. Historically, Lumo Kodit Oyj's own Days Payable has ranged from 15.98 to 175.17 over the past decade. While the company's 10-year median is 44.98 vs. the industry median of 93.66, Lumo Kodit Oyj has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 93.66, based on 1,572 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumo Kodit Oyj's current Days Payable of 107.98 is 15.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Lumo Kodit Oyj and its competitors. For the Real Estate industry, the median Days Payable is 93.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumo Kodit Oyj's current Days Payable is 107.98, which is 140% above median its own 10-year median of 44.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumo Kodit Oyj stock overvalued right now?
Lumo Kodit Oyj (KOJAF) has a current Days Payable of 107.98. The stock's GF Value™ is $13.12, compared to a current price of $9.40 — trading 28.4% below its estimated fair value. The current Days Payable is 107.98, which is 140% above median its 10-year median of 44.98 and 15.3% above the Real Estate industry median of 93.66. Lumo Kodit Oyj's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Lumo Kodit Oyj (KOJAF), the current Days Payable is 107.98 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumo Kodit Oyj (KOJAF) Overvalued in 2026?

Based on GuruFocus' analysis, Lumo Kodit Oyj stock appears to be undervalued. The current stock price of $9.40 is trading 28.4% below its estimated GF Value™ of $13.12.

Key valuation signals for KOJAF:

  • Days Payable: 107.98 (140% above median its 10-year median of 44.98)
  • GF Value™: $13.12 vs. price of $9.40 (28.4% below fair value)
  • GF Score™: 70/100 with 6 warning signs
  • Industry Position: 15.3% above the Real Estate median (#518 of 1572)

No single metric tells the full story. See the KOJAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lumo Kodit Oyj Business Description

Other Exchanges LUMOh:UK0A0E:UKLUMO:Finland
Address Mannerheimintie 168a, P.O. Box 40, Helsinki, FIN, 00300
Lumo Kodit Oyj is a housing investment company that owns and manages residential properties in Finland. Its portfolio is located in various urban areas with access to transport and services. The company focuses on rental housing and incorporates digital and operational solutions to support property management and tenant services.
70GF Score

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Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.40
Price
$13.12
GF Value