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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Lumo Kodit Oyj's Total Liabilities for the quarter that ended in Jun. 2026 was $5,433.2 Mil. Lumo Kodit Oyj's Total Assets for the quarter that ended in Jun. 2026 was $9,866.7 Mil.
Therefore, Lumo Kodit Oyj's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.55.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Lumo Kodit Oyj Liabilities-to-Assets Related Terms
Lumo Kodit Oyj Liabilities-to-Assets Historical Data
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The historical data trend for Lumo Kodit Oyj's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KOJAF vs CBRE, BEKE, JLL: Liabilities-to-Assets Comparison
For the Real Estate Services subindustry, Lumo Kodit Oyj's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lumo Kodit Oyj Liabilities-to-Assets vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Lumo Kodit Oyj's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Lumo Kodit Oyj's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Lumo Kodit Oyj's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Lumo Kodit Oyj (KOJAF) has a Liabilities-to-Assets of 0.55 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Lumo Kodit Oyj and its competitors.
Is Lumo Kodit Oyj's Liabilities-to-Assets too high?
Lumo Kodit Oyj's current Liabilities-to-Assets is 0.55. Overall, Lumo Kodit Oyj has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Lumo Kodit Oyj's Liabilities-to-Assets compare to CBRE and BEKE?
Lumo Kodit Oyj's Liabilities-to-Assets of 0.55 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Real Estate company?
A good Liabilities-to-Assets depends on the Real Estate industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Lumo Kodit Oyj and its competitors. Lumo Kodit Oyj's current Liabilities-to-Assets is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumo Kodit Oyj stock overvalued right now?
Lumo Kodit Oyj (KOJAF) has a current Liabilities-to-Assets of 0.55. The stock's GF Value™ is $11.54, compared to a current price of $9.40 — trading 18.5% below its estimated fair value. The current Liabilities-to-Assets is 0.55. Lumo Kodit Oyj's overall GF Score™ is 68/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Lumo Kodit Oyj (KOJAF), the current Liabilities-to-Assets is 0.55 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lumo Kodit Oyj (KOJAF) Overvalued in 2026?
Based on GuruFocus' analysis, Lumo Kodit Oyj stock appears to be undervalued.
The current stock price of $9.40 is trading 18.5% below its estimated GF Value™ of $11.54.
Key valuation signals for KOJAF:
Liabilities-to-Assets: 0.55
GF Value™: $11.54 vs. price of $9.40 (18.5% below fair value)
No single metric tells the full story. See the KOJAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lumo Kodit Oyj is a housing investment company that owns and manages residential properties in Finland. Its portfolio is located in various urban areas with access to transport and services. The company focuses on rental housing and incorporates digital and operational solutions to support property management and tenant services.
68GF Score
Get the complete analysis for KOJAF
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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