Katapult HoldingsKPLT +4.97%57 Days Payable is 4.63 as of Mar. 2026, which is 61% above its 10-year median of 2.87. GuruFocus rates KPLT with a GF Score™ of 57/100 and a GF Value™ of $11.06 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,604 Software companies, Katapult Holdings ranks worse than 96.47% on this metric.
The historical rank and industry rank for Katapult Holdings's Days Payable or its related term are showing as below:
KPLT'
s Days Payable Range Over the Past 10 Years
Min: 2.17 Med: 2.87 Max: 4.43
Current: 4.43
During the past 7 years, Katapult Holdings's highest Days Payable was 4.43. The lowest was 2.17. And the median was 2.87.
KPLT's Days Payable is ranked worse than 96.47% of 2604
companies
in the Software industry
Industry Median: 53.955
vs KPLT: 4.43
Katapult Holdings's Days Payable
increased
from Mar. 2025 (3.59) to Mar. 2026 (4.63).
It may suggest that Katapult Holdingsdelayed paying its suppliers.
Katapult Holdings Days Payable Related Terms
Katapult Holdings Days Payable Historical Data
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The historical data trend for Katapult Holdings's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Katapult Holdings's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katapult Holdings Days Payable vs Software Industry
For the Software industry and Technology sector, Katapult Holdings's Days Payable distribution charts can be found below:
* The bar in red indicates where Katapult Holdings's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Katapult Holdings's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Katapult Holdings (KPLT) has a Days Payable of 4.63 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Katapult Holdings and its competitors. This is 61% above median its historical median of 2.87. Over the past decade, Katapult Holdings' Days Payable has ranged from 2.17 to 4.43. According to the industry distribution chart, Katapult Holdings ranks #2512 out of 2604 companies in the Software industry, placing it in the top 96.5%.
Is Katapult Holdings' Days Payable too high?
Katapult Holdings' current Days Payable of 4.63 is 61% above median its 10-year median of 2.87. Over the past 10 years, this metric has ranged from a low of 2.17 to a high of 4.43. The Software industry median Days Payable is 53.96. Katapult Holdings' value of 4.63 is 91.4% below this industry median. Based on the distribution chart, Katapult Holdings ranks #2512 out of 2604 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Katapult Holdings has a GF Score™ of 57/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Katapult Holdings' Days Payable compare to XBP and SSGC?
According to the Software industry distribution chart, Katapult Holdings ranks #2512 out of 2604 companies for Days Payable. This places Katapult Holdings in the lower half of its industry. The industry median Days Payable is 53.96. Katapult Holdings' value of 4.63 is 91.4% below this benchmark. Historically, Katapult Holdings' own Days Payable has ranged from 2.17 to 4.43 over the past decade. While the company's 10-year median is 2.87 vs. the industry median of 53.96, Katapult Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 53.96, based on 2,604 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katapult Holdings's current Days Payable of 4.63 is 91.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Katapult Holdings and its competitors. For the Software industry, the median Days Payable is 53.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katapult Holdings's current Days Payable is 4.63, which is 61% above median its own 10-year median of 2.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katapult Holdings stock overvalued right now?
Based on GuruFocus' analysis, Katapult Holdings (KPLT) is currently considered Possible Value Trap. The stock's GF Value™ is $11.06, compared to a current price of $6.77 — trading 38.8% below its estimated fair value. The current Days Payable is 4.63, which is 61% above median its 10-year median of 2.87 and 91.4% below the Software industry median of 53.96. Katapult Holdings' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Katapult Holdings (KPLT), the current Days Payable is 4.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Katapult Holdings (KPLT) Overvalued in 2026?
Based on GuruFocus' analysis, Katapult Holdings stock appears to be undervalued.
The current stock price of $6.77 is trading 38.8% below its estimated GF Value™ of $11.06.
GuruFocus considers Katapult Holdings to be Possible Value Trap.
Key valuation signals for KPLT:
Days Payable: 4.63 (61% above median its 10-year median of 2.87)
GF Value™: $11.06 vs. price of $6.77 (38.8% below fair value)
Industry Position: 91.4% below the Software median (#2512 of 2604)
No single metric tells the full story. See the KPLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Katapult Holdings Inc. is a technology-driven lease-to-own platform that integrates with omni-channel retailers and e-commerce platforms to power the purchase of everyday durable goods for underserved U.S. non-prime consumers. It is an e-commerce-focused FinTech company offering a lease-purchase solution to consumers and enabling essential transactions at the merchant point of sale. Katapult is associated with hundreds of retailers across the United States.
57GF Score
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