Katapult HoldingsKPLT +2.15%55 3-Year ROIIC % is 49.81 as of Dec. 2025, which is at its 10-year median of 49.81. GuruFocus rates KPLT with a GF Score™ of 55/100 and a GF Value™ of $11.05 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 2,621 Software companies, Katapult Holdings ranks better than 81.23% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Katapult Holdings's 3-Year ROIIC % for the quarter that ended in Dec. 2025 was 49.81%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Katapult Holdings's 3-Year ROIIC % or its related term are showing as below:
KPLT's 3-Year ROIIC % is ranked better than 81.23% of 2621
companies
in the Software industry
Industry Median: 5.24
vs KPLT: 49.81
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Katapult Holdings 3-Year ROIIC % Related Terms
Katapult Holdings 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Katapult Holdings's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KPLT vs XBP, EXYN, TAOX: 3-Year ROIIC % Comparison
For the Software - Infrastructure subindustry, Katapult Holdings's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Katapult Holdings 3-Year ROIIC % vs Software Industry
For the Software industry and Technology sector, Katapult Holdings's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Katapult Holdings's 3-Year ROIIC % falls into.
Katapult Holdings's 3-Year ROIIC % for the quarter that ended in Dec. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 0.24318 (Dec. 2025) - -28.0323208 (Dec. 2022) )
/
( 106.537 (Dec. 2025) - 49.771 (Dec. 2022) )
=
28.2755008
/
56.766
=
49.81%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Katapult Holdings (KPLT) has a 3-Year ROIIC % of 49.81 as of Dec. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Katapult Holdings and its competitors. This is near median its historical median of 49.81. According to the industry distribution chart, Katapult Holdings ranks #492 out of 2621 companies in the Software industry, placing it in the top 18.8%.
Is Katapult Holdings' 3-Year ROIIC % too high?
Katapult Holdings' current 3-Year ROIIC % of 49.81 is near median its 10-year median of 49.81. The Software industry median 3-Year ROIIC % is 5.24. Katapult Holdings' value of 49.81 is 850.6% above this industry median. Based on the distribution chart, Katapult Holdings ranks #492 out of 2621 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Katapult Holdings has a GF Score™ of 55/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Katapult Holdings' 3-Year ROIIC % compare to XBP and EXYN?
According to the Software industry distribution chart, Katapult Holdings ranks #492 out of 2621 companies for 3-Year ROIIC %. This places Katapult Holdings in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year ROIIC % is 5.24. Katapult Holdings' value of 49.81 is 850.6% above this benchmark. While the company's 10-year median is 49.81 vs. the industry median of 5.24, Katapult Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.24, based on 2,621 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Katapult Holdings's current 3-Year ROIIC % of 49.81 is 850.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Katapult Holdings and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Katapult Holdings's current 3-Year ROIIC % is 49.81, which is near median its own 10-year median of 49.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Katapult Holdings stock overvalued right now?
Based on GuruFocus' analysis, Katapult Holdings (KPLT) is currently considered Possible Value Trap. The stock's GF Value™ is $11.05, compared to a current price of $7.42 — trading 32.8% below its estimated fair value. The current 3-Year ROIIC % is 49.81, which is near median its 10-year median of 49.81 and 850.6% above the Software industry median of 5.24. Katapult Holdings' overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Katapult Holdings (KPLT), the current 3-Year ROIIC % is 49.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Katapult Holdings (KPLT) Overvalued in 2026?
Based on GuruFocus' analysis, Katapult Holdings stock appears to be undervalued.
The current stock price of $7.42 is trading 32.8% below its estimated GF Value™ of $11.05.
GuruFocus considers Katapult Holdings to be Possible Value Trap.
Key valuation signals for KPLT:
3-Year ROIIC %: 49.81 (near median its 10-year median of 49.81)
GF Value™: $11.05 vs. price of $7.42 (32.8% below fair value)
Industry Position: 850.6% above the Software median (#492 of 2621)
No single metric tells the full story. See the KPLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Katapult Holdings Inc. is a technology-driven lease-to-own platform that integrates with omni-channel retailers and e-commerce platforms to power the purchase of everyday durable goods for underserved U.S. non-prime consumers. It is an e-commerce-focused FinTech company offering a lease-purchase solution to consumers and enabling essential transactions at the merchant point of sale. Katapult is associated with hundreds of retailers across the United States.
55GF Score
Get the complete analysis for KPLT
3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KPLT has been successfully added to your 
