Industrial Investment TrustLUX:INITL 68 Days Payable is 31.90 as of Mar. 2026, which is 77% below its 10-year median of 141.54. GuruFocus rates LUX:INITL with a GF Score™ of 68/100 and a GF Value™ of $7.08. The stock has 1 warning sign investors should review. Among 299 Credit Services companies, Industrial Investment Trust ranks worse than 51.51% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Industrial Investment Trust's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Industrial Investment Trust Days Payable vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Industrial Investment Trust's Days Payable distribution charts can be found below:
* The bar in red indicates where Industrial Investment Trust's Days Payable falls into.
Industrial Investment Trust Days Payable Calculation
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Industrial Investment Trust (LUX:INITL) has a Days Payable of 31.90 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Industrial Investment Trust and its competitors. This is 77% below median its historical median of 141.54. Over the past decade, Industrial Investment Trust's Days Payable has ranged from 22.52 to 264.11. According to the industry distribution chart, Industrial Investment Trust ranks #154 out of 299 companies in the Credit Services industry, placing it in the top 51.5%.
Is Industrial Investment Trust's Days Payable too high?
Industrial Investment Trust's current Days Payable of 31.90 is 77% below median its 10-year median of 141.54. Over the past 10 years, this metric has ranged from a low of 22.52 to a high of 264.11. The Credit Services industry median Days Payable is 33.87. Industrial Investment Trust's value of 31.90 is 5.8% below this industry median. Based on the distribution chart, Industrial Investment Trust ranks #154 out of 299 companies in the Credit Services industry, which is below the industry midpoint. Overall, Industrial Investment Trust has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Industrial Investment Trust's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Industrial Investment Trust ranks #154 out of 299 companies for Days Payable. This places Industrial Investment Trust in the lower half of its industry. The industry median Days Payable is 33.87. Industrial Investment Trust's value of 31.90 is 5.8% below this benchmark. Historically, Industrial Investment Trust's own Days Payable has ranged from 22.52 to 264.11 over the past decade. While the company's 10-year median is 141.54 vs. the industry median of 33.87, Industrial Investment Trust has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 299 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Industrial Investment Trust's current Days Payable of 31.90 is 5.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Industrial Investment Trust and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Industrial Investment Trust's current Days Payable is 31.90, which is 77% below median its own 10-year median of 141.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Industrial Investment Trust stock overvalued right now?
Industrial Investment Trust (LUX:INITL) has a current Days Payable of 31.90. The stock's GF Value™ is $7.08, compared to a current price of $4.92 — trading 30.5% below its estimated fair value. The current Days Payable is 31.90, which is 77% below median its 10-year median of 141.54 and 5.8% below the Credit Services industry median of 33.87. Industrial Investment Trust's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Industrial Investment Trust (LUX:INITL), the current Days Payable is 31.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Industrial Investment Trust (LUX:INITL) Overvalued in 2026?
Based on GuruFocus' analysis, Industrial Investment Trust stock appears to be undervalued.
The current stock price of $4.92 is trading 30.5% below its estimated GF Value™ of $7.08.
Key valuation signals for LUX:INITL:
Days Payable: 31.90 (77% below median its 10-year median of 141.54)
GF Value™: $7.08 vs. price of $4.92 (30.5% below fair value)
Industry Position: 5.8% below the Credit Services median (#154 of 299)
No single metric tells the full story. See the LUX:INITL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Industrial Investment Trust Ltd is principally a non-banking financial company. Along with its subsidiaries, the company has four principal operating and reporting segments: Investment Activity, Lending Activity, Real Estate, and Others. The majority of its revenue is generated from the Lending Activity.
68GF Score
Get the complete analysis for LUX:INITL
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LUX:INITL has been successfully added to your 
