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Indian Terrain FashionsNSE:INDTERRAIN -2.12%65 Days Payable is 118.31 as of Mar. 2026, which is 23% below its 10-year median of 153.63. GuruFocus rates NSE:INDTERRAIN with a GF Score™ of 65/100 and a GF Value™ of ₹36.50 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,103 Retail - Cyclical companies, Indian Terrain Fashions ranks better than 85.49% on this metric.
The historical rank and industry rank for Indian Terrain Fashions's Days Payable or its related term are showing as below:
NSE:INDTERRAIN'
s Days Payable Range Over the Past 10 Years
Min: 82.07 Med: 153.63 Max: 257.51
Current: 136.41
During the past 13 years, Indian Terrain Fashions's highest Days Payable was 257.51. The lowest was 82.07. And the median was 153.63.
NSE:INDTERRAIN's Days Payable is ranked better than 85.49% of 1103
companies
in the Retail - Cyclical industry
Industry Median: 51.47
vs NSE:INDTERRAIN: 136.41
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:INDTERRAIN vs TJX, ROST, BURL: Days Payable Comparison
For the Apparel Retail subindustry, Indian Terrain Fashions's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Terrain Fashions Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Indian Terrain Fashions's Days Payable distribution charts can be found below:
* The bar in red indicates where Indian Terrain Fashions's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Indian Terrain Fashions's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Terrain Fashions (NSE:INDTERRAIN) has a Days Payable of 118.31 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indian Terrain Fashions and its competitors. This is 23% below median its historical median of 153.63. Over the past decade, Indian Terrain Fashions' Days Payable has ranged from 82.07 to 257.51. According to the industry distribution chart, Indian Terrain Fashions ranks #160 out of 1103 companies in the Retail - Cyclical industry, placing it in the top 14.5%.
Is Indian Terrain Fashions' Days Payable too high?
Indian Terrain Fashions' current Days Payable of 118.31 is 23% below median its 10-year median of 153.63. Over the past 10 years, this metric has ranged from a low of 82.07 to a high of 257.51. The Retail - Cyclical industry median Days Payable is 51.47. Indian Terrain Fashions' value of 118.31 is 129.9% above this industry median. Based on the distribution chart, Indian Terrain Fashions ranks #160 out of 1103 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Indian Terrain Fashions has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Terrain Fashions' Days Payable compare to TJX and ROST?
According to the Retail - Cyclical industry distribution chart, Indian Terrain Fashions ranks #160 out of 1103 companies for Days Payable. This places Indian Terrain Fashions in the top 15% of its industry — outperforming the majority of peers. The industry median Days Payable is 51.47. Indian Terrain Fashions' value of 118.31 is 129.9% above this benchmark. Historically, Indian Terrain Fashions' own Days Payable has ranged from 82.07 to 257.51 over the past decade. While the company's 10-year median is 153.63 vs. the industry median of 51.47, Indian Terrain Fashions has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.47, based on 1,103 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indian Terrain Fashions's current Days Payable of 118.31 is 129.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Indian Terrain Fashions and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Terrain Fashions's current Days Payable is 118.31, which is 23% below median its own 10-year median of 153.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Terrain Fashions stock overvalued right now?
Based on GuruFocus' analysis, Indian Terrain Fashions (NSE:INDTERRAIN) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹36.50, compared to a current price of ₹29.49 — trading 19.2% below its estimated fair value. The current Days Payable is 118.31, which is 23% below median its 10-year median of 153.63 and 129.9% above the Retail - Cyclical industry median of 51.47. Indian Terrain Fashions' overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Indian Terrain Fashions (NSE:INDTERRAIN), the current Days Payable is 118.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Terrain Fashions (NSE:INDTERRAIN) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Terrain Fashions stock appears to be undervalued.
The current stock price of ₹29.49 is trading 19.2% below its estimated GF Value™ of ₹36.50.
GuruFocus considers Indian Terrain Fashions to be Modestly Undervalued.
Key valuation signals for NSE:INDTERRAIN:
Days Payable: 118.31 (23% below median its 10-year median of 153.63)
GF Value™: ₹36.50 vs. price of ₹29.49 (19.2% below fair value)
Industry Position: 129.9% above the Retail - Cyclical median (#160 of 1103)
No single metric tells the full story. See the NSE:INDTERRAIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Terrain Fashions Ltd is engaged in the business of retailing branded apparel in India. The company specializes in the men's smart casual category under the brand name Indian Terrain. Its product portfolio comprises shirts, T-shirts, jackets, sweaters, sweatshirts, coats and blazers, shorts, polo t-shirts, trousers, and denims, among others. These products are retailed across India through multi-brand outlets, large format stores, exclusive brand outlets, and e-commerce platforms.
65GF Score
Get the complete analysis for NSE:INDTERRAIN
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