Loyal Textile Mills (NSE:LOYALTEX) Days Payable: 96.07 (As of Mar. 2026) — 21% Above Median


NSE:LOYALTEX Loyal Textile Mills Ltd NSE:LOYALTEX
66 GF Score
Price ₹210.00
GF Value ₹180.36
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Loyal Textile Mills Days Payable?

Loyal Textile Mills NSE:LOYALTEX +4.48% 66 Days Payable is 96.07 as of Mar. 2026, which is 21% above its 10-year median of 79.60. GuruFocus rates NSE:LOYALTEX with a GF Score™ of 66/100 and a GF Value™ of ₹180.36 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,014 Manufacturing - Apparel & Accessories companies, Loyal Textile Mills ranks better than 72.68% on this metric.

Loyal Textile Mills's average Accounts Payable for the three months ended in Mar. 2026 was ₹478 Mil. Loyal Textile Mills's Cost of Goods Sold for the three months ended in Mar. 2026 was ₹454 Mil. Hence, Loyal Textile Mills's Days Payable for the three months ended in Mar. 2026 was 96.07.

The historical rank and industry rank for Loyal Textile Mills's Days Payable or its related term are showing as below:

NSE:LOYALTEX' s Days Payable Range Over the Past 10 Years
Min: 36.96   Med: 79.6   Max: 132.78
Current: 89.9

During the past 13 years, Loyal Textile Mills's highest Days Payable was 132.78. The lowest was 36.96. And the median was 79.60.

NSE:LOYALTEX's Days Payable is ranked better than
72.68% of 1014 companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 54.045 vs NSE:LOYALTEX: 89.90

Loyal Textile Mills's Days Payable increased from Mar. 2025 (95.75) to Mar. 2026 (96.07). It may suggest that Loyal Textile Mills delayed paying its suppliers.


Loyal Textile Mills Days Payable Historical Data

* Premium members only.

The historical data trend for Loyal Textile Mills's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Loyal Textile Mills Days Payable Chart

Loyal Textile Mills Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 71.27 71.68 86.99 89.06 97.13

Loyal Textile Mills Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 95.75 83.32 89.65 83.64 96.07

Loyal Textile Mills Days Payable Competitor Comparison

For the Textile Manufacturing subindustry, Loyal Textile Mills's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Loyal Textile Mills Days Payable vs Manufacturing - Apparel & Accessories Industry

For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Loyal Textile Mills's Days Payable distribution charts can be found below:

* The bar in red indicates where Loyal Textile Mills's Days Payable falls into.


NSE:LOYALTEX
66GF Score
Loyal Textile Mills Ltd NSE:LOYALTEX
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Loyal Textile Mills Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Loyal Textile Mills's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (794.47 + 478.1) / 2 ) / 2391.1*365
=636.285 / 2391.1*365
=97.13

Loyal Textile Mills's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0 + 478.1) / 1 ) / 454.1*365 / 4
=478.1 / 454.1*365 / 4
=96.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 96.07 mean?
Loyal Textile Mills (NSE:LOYALTEX) has a Days Payable of 96.07 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Loyal Textile Mills and its competitors. This is 21% above median its historical median of 79.60. Over the past decade, Loyal Textile Mills' Days Payable has ranged from 36.96 to 132.78. According to the industry distribution chart, Loyal Textile Mills ranks #277 out of 1014 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 27.3%.
Is Loyal Textile Mills' Days Payable too high?
Loyal Textile Mills' current Days Payable of 96.07 is 21% above median its 10-year median of 79.60. Over the past 10 years, this metric has ranged from a low of 36.96 to a high of 132.78. The Manufacturing - Apparel & Accessories industry median Days Payable is 54.05. Loyal Textile Mills' value of 96.07 is 77.8% above this industry median. Based on the distribution chart, Loyal Textile Mills ranks #277 out of 1014 companies in the Manufacturing - Apparel & Accessories industry, which is above the industry midpoint. Overall, Loyal Textile Mills has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Loyal Textile Mills' Days Payable compare to competitors?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Loyal Textile Mills ranks #277 out of 1014 companies for Days Payable. This puts Loyal Textile Mills in the upper half of its industry. The industry median Days Payable is 54.05. Loyal Textile Mills' value of 96.07 is 77.8% above this benchmark. Historically, Loyal Textile Mills' own Days Payable has ranged from 36.96 to 132.78 over the past decade. While the company's 10-year median is 79.60 vs. the industry median of 54.05, Loyal Textile Mills has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Manufacturing - Apparel & Accessories company?
The median Days Payable among Manufacturing - Apparel & Accessories companies is 54.05, based on 1,014 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Loyal Textile Mills's current Days Payable of 96.07 is 77.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Loyal Textile Mills and its competitors. For the Manufacturing - Apparel & Accessories industry, the median Days Payable is 54.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Loyal Textile Mills's current Days Payable is 96.07, which is 21% above median its own 10-year median of 79.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Loyal Textile Mills stock overvalued right now?
Based on GuruFocus' analysis, Loyal Textile Mills (NSE:LOYALTEX) is currently considered Fairly Valued. The stock's GF Value™ is ₹180.36, compared to a current price of ₹210.00 — trading 16.4% above its estimated fair value. The current Days Payable is 96.07, which is 21% above median its 10-year median of 79.60 and 77.8% above the Manufacturing - Apparel & Accessories industry median of 54.05. Loyal Textile Mills' overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Loyal Textile Mills (NSE:LOYALTEX), the current Days Payable is 96.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Loyal Textile Mills (NSE:LOYALTEX) Overvalued in 2026?

Based on GuruFocus' analysis, Loyal Textile Mills stock appears to be overvalued. The current stock price of ₹210.00 is trading 16.4% above its estimated GF Value™ of ₹180.36. GuruFocus considers Loyal Textile Mills to be Fairly Valued.

Key valuation signals for NSE:LOYALTEX:

  • Days Payable: 96.07 (21% above median its 10-year median of 79.60)
  • GF Value™: ₹180.36 vs. price of ₹210.00 (16.4% above fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 77.8% above the Manufacturing - Apparel & Accessories median (#277 of 1014)

No single metric tells the full story. See the NSE:LOYALTEX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Loyal Textile Mills Business Description

Other Exchanges 514036:India
Address 1st Main Road, No. 83, R. A. Puram, Mandaveli, Chennai, TN, IND, 600028
Loyal Textile Mills Ltd is an India-based company that provides various products and services for the textile and apparel industries. The company is engaged in the manufacturing of yarn, woven fabric, knitted fabric, and technical clothing. The company operates in two business segments: manufacturing and trading activities. The Company has manufacturing plants at Kovilpatti, Sattur, Cuddalore, Sivagangai in Tamil Nadu, Khammam in Telangana, and Naidupeta in Andhra Pradesh.
66GF Score

Get the complete analysis for NSE:LOYALTEX

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹210.00
Price
₹180.36
GF Value