P N Gadgil Jewellers (NSE:PNGJL) Days Payable: 25.09 (As of Jun. 2026) — 75% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:PNGJL P N Gadgil Jewellers Ltd NSE:PNGJL
45 GF Score
Price ₹630.40
! 3 Warning Signs
View Full Analysis

What is P N Gadgil Jewellers Days Payable?

P N Gadgil Jewellers NSE:PNGJL -1.14% 45 Days Payable is 25.09 as of Jun. 2026, which is 75% above its 10-year median of 14.33. GuruFocus rates NSE:PNGJL with a GF Score™ of 45/100. The stock has 3 warning signs investors should review. Among 1,108 Retail - Cyclical companies, P N Gadgil Jewellers ranks worse than 84.12% on this metric.

P N Gadgil Jewellers's average Accounts Payable for the three months ended in Jun. 2026 was ₹5,755 Mil. P N Gadgil Jewellers's Cost of Goods Sold for the three months ended in Jun. 2026 was ₹20,933 Mil. Hence, P N Gadgil Jewellers's Days Payable for the three months ended in Jun. 2026 was 25.09.

The historical rank and industry rank for P N Gadgil Jewellers's Days Payable or its related term are showing as below:

NSE:PNGJL' s Days Payable Range Over the Past 10 Years
Min: 9.14   Med: 14.33   Max: 19.24
Current: 18.64

During the past 6 years, P N Gadgil Jewellers's highest Days Payable was 19.24. The lowest was 9.14. And the median was 14.33.

NSE:PNGJL's Days Payable is ranked worse than
84.12% of 1108 companies
in the Retail - Cyclical industry
Industry Median: 50.75 vs NSE:PNGJL: 18.64

P N Gadgil Jewellers's Days Payable increased from Jun. 2025 (15.68) to Jun. 2026 (25.09). It may suggest that P N Gadgil Jewellers delayed paying its suppliers.


P N Gadgil Jewellers Days Payable Historical Data

* Premium members only.

The historical data trend for P N Gadgil Jewellers's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

P N Gadgil Jewellers Days Payable Chart

P N Gadgil Jewellers Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Days Payable
Get a 7-Day Free Trial 19.24 13.26 9.14 10.57 16.08

P N Gadgil Jewellers Quarterly Data
Mar21 Mar22 Mar23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.68 33.63 22.82 16.41 25.09

NSE:PNGJL vs TPR: Days Payable Comparison

For the Luxury Goods subindustry, P N Gadgil Jewellers's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


P N Gadgil Jewellers Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, P N Gadgil Jewellers's Days Payable distribution charts can be found below:

* The bar in red indicates where P N Gadgil Jewellers's Days Payable falls into.


NSE:PNGJL
45GF Score
P N Gadgil Jewellers Ltd NSE:PNGJL
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

P N Gadgil Jewellers Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

P N Gadgil Jewellers's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as

Days Payable (A: Mar. 2026 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Mar. 2025 ) + Accounts Payable (A: Mar. 2026 )) / count ) / Cost of Goods Sold (A: Mar. 2026 )*Days in Period
=( (2557.3 + 5755.25) / 2 ) / 94369.35*365
=4156.275 / 94369.35*365
=16.08

P N Gadgil Jewellers's Days Payable for the quarter that ended in Jun. 2026 is calculated as:

Days Payable (Q: Jun. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Mar. 2026 ) + Accounts Payable (Q: Jun. 2026 )) / count ) / Cost of Goods Sold (Q: Jun. 2026 )*Days in Period
=( (5755.25 + 0) / 1 ) / 20933.48*365 / 4
=5755.25 / 20933.48*365 / 4
=25.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 25.09 mean?
P N Gadgil Jewellers (NSE:PNGJL) has a Days Payable of 25.09 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on P N Gadgil Jewellers and its competitors. This is 75% above median its historical median of 14.33. Over the past decade, P N Gadgil Jewellers' Days Payable has ranged from 9.14 to 19.24. According to the industry distribution chart, P N Gadgil Jewellers ranks #932 out of 1108 companies in the Retail - Cyclical industry, placing it in the top 84.1%.
Is P N Gadgil Jewellers' Days Payable too high?
P N Gadgil Jewellers' current Days Payable of 25.09 is 75% above median its 10-year median of 14.33. Over the past 10 years, this metric has ranged from a low of 9.14 to a high of 19.24. The Retail - Cyclical industry median Days Payable is 50.75. P N Gadgil Jewellers' value of 25.09 is 50.6% below this industry median. Based on the distribution chart, P N Gadgil Jewellers ranks #932 out of 1108 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, P N Gadgil Jewellers has a GF Score™ of 45/100, reflecting its overall financial health beyond just this single metric.
How does P N Gadgil Jewellers' Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, P N Gadgil Jewellers ranks #932 out of 1108 companies for Days Payable. This places P N Gadgil Jewellers in the lower half of its industry. The industry median Days Payable is 50.75. P N Gadgil Jewellers' value of 25.09 is 50.6% below this benchmark. Historically, P N Gadgil Jewellers' own Days Payable has ranged from 9.14 to 19.24 over the past decade. While the company's 10-year median is 14.33 vs. the industry median of 50.75, P N Gadgil Jewellers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 50.75, based on 1,108 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. P N Gadgil Jewellers's current Days Payable of 25.09 is 50.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on P N Gadgil Jewellers and its competitors. For the Retail - Cyclical industry, the median Days Payable is 50.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. P N Gadgil Jewellers's current Days Payable is 25.09, which is 75% above median its own 10-year median of 14.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is P N Gadgil Jewellers stock overvalued right now?
P N Gadgil Jewellers (NSE:PNGJL) has a current Days Payable of 25.09. The current Days Payable is 25.09, which is 75% above median its 10-year median of 14.33 and 50.6% below the Retail - Cyclical industry median of 50.75. P N Gadgil Jewellers' overall GF Score™ is 45/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For P N Gadgil Jewellers (NSE:PNGJL), the current Days Payable is 25.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

P N Gadgil Jewellers Business Description

Other Exchanges 544256:India
Address Chitrashala Chowk Laxmi Road, PNG Vishwa, 359, Narayan Peth, Pune, MH, IND, 411 030
P N Gadgil Jewellers Ltd offers a wide range of precious metal/jewellery products including gold, silver, platinum and diamond jewellery, across various price points and designs which cover the needs of its customers and include collections that are specifically designed for special occasions, such as weddings, engagements, anniversaries and festivals, as well as everyday wear jewellery. The company's products are sold under its flagship brand, PNG, and various sub-brands, through multiple channels, including its approximately 33 retail stores and various online marketplaces, including the website.
45GF Score

Get the complete analysis for NSE:PNGJL

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹630.40
Price