Sammaan CapitalNSE:SAMMAANCAP +1.54%62 Days Payable is 0.27 as of Mar. 2026, which is 60% below its 10-year median of 0.67. GuruFocus rates NSE:SAMMAANCAP with a GF Score™ of 62/100 and a GF Value™ of ₹112.16 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 33 Banks companies, Sammaan Capital ranks worse than 96.97% on this metric.
The historical rank and industry rank for Sammaan Capital's Days Payable or its related term are showing as below:
NSE:SAMMAANCAP'
s Days Payable Range Over the Past 10 Years
Min: 0.29 Med: 0.67 Max: 1.22
Current: 0.83
During the past 13 years, Sammaan Capital's highest Days Payable was 1.22. The lowest was 0.29. And the median was 0.67.
NSE:SAMMAANCAP's Days Payable is ranked worse than 96.97% of 33
companies
in the Banks industry
Industry Median: 32.94
vs NSE:SAMMAANCAP: 0.83
Sammaan Capital's Days Payable
declined
from Mar. 2025 (0.87) to Mar. 2026 (0.27).
It may suggest that Sammaan Capitalaccelerated paying its suppliers.
Sammaan Capital Days Payable Related Terms
Sammaan Capital Days Payable Historical Data
* Premium members only.
The historical data trend for Sammaan Capital's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SAMMAANCAP vs RKT, FNMA, PFSI: Days Payable Comparison
For the Mortgage Finance subindustry, Sammaan Capital's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sammaan Capital Days Payable vs Banks Industry
For the Banks industry and Financial Services sector, Sammaan Capital's Days Payable distribution charts can be found below:
* The bar in red indicates where Sammaan Capital's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Sammaan Capital's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sammaan Capital (NSE:SAMMAANCAP) has a Days Payable of 0.27 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sammaan Capital and its competitors. This is 60% below median its historical median of 0.67. Over the past decade, Sammaan Capital's Days Payable has ranged from 0.29 to 1.22. According to the industry distribution chart, Sammaan Capital ranks #32 out of 33 companies in the Banks industry, placing it in the top 97%.
Is Sammaan Capital's Days Payable too high?
Sammaan Capital's current Days Payable of 0.27 is 60% below median its 10-year median of 0.67. Over the past 10 years, this metric has ranged from a low of 0.29 to a high of 1.22. The Banks industry median Days Payable is 32.94. Sammaan Capital's value of 0.27 is 99.2% below this industry median. Based on the distribution chart, Sammaan Capital ranks #32 out of 33 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sammaan Capital has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sammaan Capital's Days Payable compare to RKT and FNMA?
According to the Banks industry distribution chart, Sammaan Capital ranks #32 out of 33 companies for Days Payable. This places Sammaan Capital in the lower half of its industry. The industry median Days Payable is 32.94. Sammaan Capital's value of 0.27 is 99.2% below this benchmark. Historically, Sammaan Capital's own Days Payable has ranged from 0.29 to 1.22 over the past decade. While the company's 10-year median is 0.67 vs. the industry median of 32.94, Sammaan Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Banks company?
The median Days Payable among Banks companies is 32.94, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sammaan Capital's current Days Payable of 0.27 is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Sammaan Capital and its competitors. For the Banks industry, the median Days Payable is 32.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sammaan Capital's current Days Payable is 0.27, which is 60% below median its own 10-year median of 0.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sammaan Capital stock overvalued right now?
Based on GuruFocus' analysis, Sammaan Capital (NSE:SAMMAANCAP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹112.16, compared to a current price of ₹176.29 — trading 57.2% above its estimated fair value. The current Days Payable is 0.27, which is 60% below median its 10-year median of 0.67 and 99.2% below the Banks industry median of 32.94. Sammaan Capital's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Sammaan Capital (NSE:SAMMAANCAP), the current Days Payable is 0.27 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sammaan Capital (NSE:SAMMAANCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Sammaan Capital stock appears to be overvalued.
The current stock price of ₹176.29 is trading 57.2% above its estimated GF Value™ of ₹112.16.
GuruFocus considers Sammaan Capital to be Significantly Overvalued.
Key valuation signals for NSE:SAMMAANCAP:
Days Payable: 0.27 (60% below median its 10-year median of 0.67)
GF Value™: ₹112.16 vs. price of ₹176.29 (57.2% above fair value)
Industry Position: 99.2% below the Banks median (#32 of 33)
No single metric tells the full story. See the NSE:SAMMAANCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sammaan Capital Ltd is a mortgage-focused non-banking financial company in India. The company is engaged in providing finance and lending to individuals, co-operative societies, associations, companies, builders, developers, contractors, tenants, and others. The lending services cover construction, building, repair, remodeling, purchase of houses, apartments, flats, and bungalows. All of the company's activities are conducted within India.
62GF Score
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