Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Sammaan Capital's Debt-to-EBITDA or its related term are showing as below:
NSE:SAMMAANCAP'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -15.57 Med: 15.1 Max: 17.1
Current: -15.57
During the past 13 years, the highest Debt-to-EBITDA Ratio of Sammaan Capital was 17.10. The lowest was -15.57. And the median was 15.10.
NSE:SAMMAANCAP's Debt-to-EBITDA is ranked worse than 100% of 33
companies
in the Banks industry
Industry Median: 9.18
vs NSE:SAMMAANCAP: -15.57
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Sammaan Capital Debt-to-EBITDA Related Terms
Sammaan Capital Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Sammaan Capital's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SAMMAANCAP vs RKT, FNMA, PFSI: Debt-to-EBITDA Comparison
For the Mortgage Finance subindustry, Sammaan Capital's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sammaan Capital Debt-to-EBITDA vs Banks Industry
For the Banks industry and Financial Services sector, Sammaan Capital's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Sammaan Capital's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Sammaan Capital (NSE:SAMMAANCAP) has a Debt-to-EBITDA of -1.43 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sammaan Capital. According to the industry distribution chart, Sammaan Capital ranks #999999 out of 33 companies in the Banks industry.
Is Sammaan Capital's Debt-to-EBITDA too high?
Sammaan Capital's current Debt-to-EBITDA is -1.43. Based on the distribution chart, Sammaan Capital ranks #999999 out of 33 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Sammaan Capital has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sammaan Capital's Debt-to-EBITDA compare to RKT and FNMA?
According to the Banks industry distribution chart, Sammaan Capital ranks #999999 out of 33 companies for Debt-to-EBITDA. This places Sammaan Capital in the lower half of its industry. The industry median Debt-to-EBITDA is 9.18. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Banks company?
The median Debt-to-EBITDA among Banks companies is 9.18, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Sammaan Capital. For the Banks industry, the median Debt-to-EBITDA is 9.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sammaan Capital's current Debt-to-EBITDA is -1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sammaan Capital stock overvalued right now?
Based on GuruFocus' analysis, Sammaan Capital (NSE:SAMMAANCAP) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹108.93, compared to a current price of ₹161.08 — trading 47.9% above its estimated fair value. The current Debt-to-EBITDA is -1.43. Sammaan Capital's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Sammaan Capital (NSE:SAMMAANCAP), the current Debt-to-EBITDA is -1.43 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sammaan Capital (NSE:SAMMAANCAP) Overvalued in 2026?
Based on GuruFocus' analysis, Sammaan Capital stock appears to be overvalued.
The current stock price of ₹161.08 is trading 47.9% above its estimated GF Value™ of ₹108.93.
GuruFocus considers Sammaan Capital to be Significantly Overvalued.
Key valuation signals for NSE:SAMMAANCAP:
Debt-to-EBITDA: -1.43
GF Value™: ₹108.93 vs. price of ₹161.08 (47.9% above fair value)
No single metric tells the full story. See the NSE:SAMMAANCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sammaan Capital Ltd is a mortgage-focused non-banking financial company in India. The company is engaged in providing finance and lending to individuals, co-operative societies, associations, companies, builders, developers, contractors, tenants, and others. The lending services cover construction, building, repair, remodeling, purchase of houses, apartments, flats, and bungalows. All of the company's activities are conducted within India.
62GF Score
Get the complete analysis for NSE:SAMMAANCAP
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSE:SAMMAANCAP has been successfully added to your 
