Silgo RetailNSE:SILGO -0.07%60 Days Payable is 14.02 as of Sep. 2025, which is 47% above its 10-year median of 9.52. GuruFocus rates NSE:SILGO with a GF Score™ of 60/100 and a GF Value™ of ₹28.70 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,099 Retail - Cyclical companies, Silgo Retail ranks worse than 81.89% on this metric.
The historical rank and industry rank for Silgo Retail's Days Payable or its related term are showing as below:
NSE:SILGO'
s Days Payable Range Over the Past 10 Years
Min: 4.04 Med: 9.52 Max: 74.38
Current: 22.73
During the past 10 years, Silgo Retail's highest Days Payable was 74.38. The lowest was 4.04. And the median was 9.52.
NSE:SILGO's Days Payable is ranked worse than 81.89% of 1099
companies
in the Retail - Cyclical industry
Industry Median: 51.88
vs NSE:SILGO: 22.73
Silgo Retail's Days Payable
declined
from Sep. 2024 (106.50) to Sep. 2025 (14.02).
It may suggest that Silgo Retailaccelerated paying its suppliers.
Silgo Retail Days Payable Related Terms
Silgo Retail Days Payable Historical Data
* Premium members only.
The historical data trend for Silgo Retail's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Luxury Goods subindustry, Silgo Retail's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Silgo Retail Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Silgo Retail's Days Payable distribution charts can be found below:
* The bar in red indicates where Silgo Retail's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Silgo Retail's Days Payable for the fiscal year that ended in Mar. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Silgo Retail (NSE:SILGO) has a Days Payable of 14.02 as of Sep. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Silgo Retail and its competitors. This is 47% above median its historical median of 9.52. Over the past decade, Silgo Retail's Days Payable has ranged from 4.04 to 74.38. According to the industry distribution chart, Silgo Retail ranks #900 out of 1099 companies in the Retail - Cyclical industry, placing it in the top 81.9%.
Is Silgo Retail's Days Payable too high?
Silgo Retail's current Days Payable of 14.02 is 47% above median its 10-year median of 9.52. Over the past 10 years, this metric has ranged from a low of 4.04 to a high of 74.38. The Retail - Cyclical industry median Days Payable is 51.88. Silgo Retail's value of 14.02 is 73% below this industry median. Based on the distribution chart, Silgo Retail ranks #900 out of 1099 companies in the Retail - Cyclical industry, which is in the bottom quartile relative to peers. Overall, Silgo Retail has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Silgo Retail's Days Payable compare to TPR?
According to the Retail - Cyclical industry distribution chart, Silgo Retail ranks #900 out of 1099 companies for Days Payable. This places Silgo Retail in the lower half of its industry. The industry median Days Payable is 51.88. Silgo Retail's value of 14.02 is 73% below this benchmark. Historically, Silgo Retail's own Days Payable has ranged from 4.04 to 74.38 over the past decade. While the company's 10-year median is 9.52 vs. the industry median of 51.88, Silgo Retail has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.88, based on 1,099 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Silgo Retail's current Days Payable of 14.02 is 73% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Silgo Retail and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Silgo Retail's current Days Payable is 14.02, which is 47% above median its own 10-year median of 9.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Silgo Retail stock overvalued right now?
Based on GuruFocus' analysis, Silgo Retail (NSE:SILGO) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹28.70, compared to a current price of ₹74.80 — trading 160.6% above its estimated fair value. The current Days Payable is 14.02, which is 47% above median its 10-year median of 9.52 and 73% below the Retail - Cyclical industry median of 51.88. Silgo Retail's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Silgo Retail (NSE:SILGO), the current Days Payable is 14.02 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Silgo Retail (NSE:SILGO) Overvalued in 2026?
Based on GuruFocus' analysis, Silgo Retail stock appears to be overvalued.
The current stock price of ₹74.80 is trading 160.6% above its estimated GF Value™ of ₹28.70.
GuruFocus considers Silgo Retail to be Significantly Overvalued.
Key valuation signals for NSE:SILGO:
Days Payable: 14.02 (47% above median its 10-year median of 9.52)
GF Value™: ₹28.70 vs. price of ₹74.80 (160.6% above fair value)
Industry Position: 73% below the Retail - Cyclical median (#900 of 1099)
No single metric tells the full story. See the NSE:SILGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Silgo Retail Ltd is an Indian company specializing in the trade, manufacturing, and selling of silver jewelry and precious stones. The company's product portfolio includes a wide variety of hallmarked silver jewelry, ensuring quality and authenticity. Its offerings encompass various items such as rings, earrings, pendants, bracelets, necklaces, and bangles. With a focus on craftsmanship and certified products, Silgo Retail Ltd aims to cater to domestic and international markets, positioning itself as a key player in silver jewelry.
60GF Score
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