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Silgo RetailNSE:SILGO -0.12%53 Return-on-Tangible-Equity is 5.00% as of Sep. 2025, which is 50% below its 10-year median of 10.06. GuruFocus rates NSE:SILGO with a GF Score™ of 53/100 and a GF Value™ of ₹28.65 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,062 Retail - Cyclical companies, Silgo Retail ranks worse than 54.33% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Silgo Retail's annualized net income for the quarter that ended in Sep. 2025 was ₹56.5 Mil. Silgo Retail's average shareholder tangible equity for the quarter that ended in Sep. 2025 was ₹1,130.2 Mil. Therefore, Silgo Retail's annualized Return-on-Tangible-Equity for the quarter that ended in Sep. 2025 was 5.00%.
The historical rank and industry rank for Silgo Retail's Return-on-Tangible-Equity or its related term are showing as below:
NSE:SILGO'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 6.96 Med: 10.06 Max: 180.15
Current: 6.96
During the past 10 years, Silgo Retail's highest Return-on-Tangible-Equity was 180.15%. The lowest was 6.96%. And the median was 10.06%.
NSE:SILGO's Return-on-Tangible-Equity is ranked worse than 54.33% of 1062
companies
in the Retail - Cyclical industry
Industry Median: 8.455
vs NSE:SILGO: 6.96
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Silgo Retail Return-on-Tangible-Equity Related Terms
Silgo Retail Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Silgo Retail's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:SILGO vs TPR: Return-on-Tangible-Equity Comparison
For the Luxury Goods subindustry, Silgo Retail's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Silgo Retail Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Silgo Retail's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Silgo Retail's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Sep. 2025) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 5.00% mean?
Silgo Retail (NSE:SILGO) has a Return-on-Tangible-Equity of 5.00% as of Sep. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Silgo Retail and its competitors. This is 50% below median its historical median of 10.06. Over the past decade, Silgo Retail's Return-on-Tangible-Equity has ranged from 6.96 to 180.15. According to the industry distribution chart, Silgo Retail ranks #577 out of 1062 companies in the Retail - Cyclical industry, placing it in the top 54.3%.
Is Silgo Retail's Return-on-Tangible-Equity too high?
Silgo Retail's current Return-on-Tangible-Equity of 5.00% is 50% below median its 10-year median of 10.06. Over the past 10 years, this metric has ranged from a low of 6.96 to a high of 180.15. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.46. Silgo Retail's value of 5.00% is 40.9% below this industry median. Based on the distribution chart, Silgo Retail ranks #577 out of 1062 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Silgo Retail has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Silgo Retail's Return-on-Tangible-Equity compare to TPR?
According to the Retail - Cyclical industry distribution chart, Silgo Retail ranks #577 out of 1062 companies for Return-on-Tangible-Equity. This places Silgo Retail in the lower half of its industry. The industry median Return-on-Tangible-Equity is 8.46. Silgo Retail's value of 5.00% is 40.9% below this benchmark. Historically, Silgo Retail's own Return-on-Tangible-Equity has ranged from 6.96 to 180.15 over the past decade. While the company's 10-year median is 10.06 vs. the industry median of 8.46, Silgo Retail has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.46, based on 1,062 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Silgo Retail's current Return-on-Tangible-Equity of 5.00% is 40.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Silgo Retail and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Silgo Retail's current Return-on-Tangible-Equity is 5.00%, which is 50% below median its own 10-year median of 10.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Silgo Retail stock overvalued right now?
Based on GuruFocus' analysis, Silgo Retail (NSE:SILGO) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹28.65, compared to a current price of ₹74.68 — trading 160.7% above its estimated fair value. The current Return-on-Tangible-Equity is 5.00%, which is 50% below median its 10-year median of 10.06 and 40.9% below the Retail - Cyclical industry median of 8.46. Silgo Retail's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Silgo Retail (NSE:SILGO), the current Return-on-Tangible-Equity is 5.00% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Silgo Retail (NSE:SILGO) Overvalued in 2026?
Based on GuruFocus' analysis, Silgo Retail stock appears to be overvalued.
The current stock price of ₹74.68 is trading 160.7% above its estimated GF Value™ of ₹28.65.
GuruFocus considers Silgo Retail to be Significantly Overvalued.
Key valuation signals for NSE:SILGO:
Return-on-Tangible-Equity: 5.00% (50% below median its 10-year median of 10.06)
GF Value™: ₹28.65 vs. price of ₹74.68 (160.7% above fair value)
Industry Position: 40.9% below the Retail - Cyclical median (#577 of 1062)
No single metric tells the full story. See the NSE:SILGO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Silgo Retail Ltd is an Indian company specializing in the trade, manufacturing, and selling of silver jewelry and precious stones. The company's product portfolio includes a wide variety of hallmarked silver jewelry, ensuring quality and authenticity. Its offerings encompass various items such as rings, earrings, pendants, bracelets, necklaces, and bangles. With a focus on craftsmanship and certified products, Silgo Retail Ltd aims to cater to domestic and international markets, positioning itself as a key player in silver jewelry.
53GF Score
Get the complete analysis for NSE:SILGO
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