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Toivo Group OyjOHEL:TOIVO -1.52%84 Days Payable is 55.98 as of Jun. 2026, which is 78% below its 10-year median of 257.92. GuruFocus rates OHEL:TOIVO with a GF Score™ of 84/100 and a GF Value™ of €1.65 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,572 Real Estate companies, Toivo Group Oyj ranks better than 54.26% on this metric.
The historical rank and industry rank for Toivo Group Oyj's Days Payable or its related term are showing as below:
OHEL:TOIVO'
s Days Payable Range Over the Past 10 Years
Min: 107.59 Med: 257.92 Max: 2296.56
Current: 107.59
During the past 8 years, Toivo Group Oyj's highest Days Payable was 2296.56. The lowest was 107.59. And the median was 257.92.
OHEL:TOIVO's Days Payable is ranked better than 54.26% of 1572
companies
in the Real Estate industry
Industry Median: 93.995
vs OHEL:TOIVO: 107.59
Toivo Group Oyj's Days Payable
declined
from Jun. 2025 (186.95) to Jun. 2026 (55.98).
It may suggest that Toivo Group Oyjaccelerated paying its suppliers.
The historical data trend for Toivo Group Oyj's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toivo Group Oyj Days Payable Competitor Comparison
For the Real Estate - Diversified subindustry, Toivo Group Oyj's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Toivo Group Oyj Days Payable vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Toivo Group Oyj's Days Payable distribution charts can be found below:
* The bar in red indicates where Toivo Group Oyj's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Toivo Group Oyj's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Toivo Group Oyj (OHEL:TOIVO) has a Days Payable of 55.98 as of Jun. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Toivo Group Oyj and its competitors. This is 78% below median its historical median of 257.92. Over the past decade, Toivo Group Oyj's Days Payable has ranged from 107.59 to 2,296.56. According to the industry distribution chart, Toivo Group Oyj ranks #719 out of 1572 companies in the Real Estate industry, placing it in the top 45.7%.
Is Toivo Group Oyj's Days Payable too high?
Toivo Group Oyj's current Days Payable of 55.98 is 78% below median its 10-year median of 257.92. Over the past 10 years, this metric has ranged from a low of 107.59 to a high of 2,296.56. The Real Estate industry median Days Payable is 94.00. Toivo Group Oyj's value of 55.98 is 40.4% below this industry median. Based on the distribution chart, Toivo Group Oyj ranks #719 out of 1572 companies in the Real Estate industry, which is above the industry midpoint. Overall, Toivo Group Oyj has a GF Score™ of 84/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Toivo Group Oyj's Days Payable compare to competitors?
According to the Real Estate industry distribution chart, Toivo Group Oyj ranks #719 out of 1572 companies for Days Payable. This puts Toivo Group Oyj in the upper half of its industry. The industry median Days Payable is 94.00. Toivo Group Oyj's value of 55.98 is 40.4% below this benchmark. Historically, Toivo Group Oyj's own Days Payable has ranged from 107.59 to 2,296.56 over the past decade. While the company's 10-year median is 257.92 vs. the industry median of 94.00, Toivo Group Oyj has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Real Estate company?
The median Days Payable among Real Estate companies is 94.00, based on 1,572 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Toivo Group Oyj's current Days Payable of 55.98 is 40.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Toivo Group Oyj and its competitors. For the Real Estate industry, the median Days Payable is 94.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Toivo Group Oyj's current Days Payable is 55.98, which is 78% below median its own 10-year median of 257.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toivo Group Oyj stock overvalued right now?
Based on GuruFocus' analysis, Toivo Group Oyj (OHEL:TOIVO) is currently considered Possible Value Trap. The stock's GF Value™ is €1.65, compared to a current price of €0.91 — trading 45.1% below its estimated fair value. The current Days Payable is 55.98, which is 78% below median its 10-year median of 257.92 and 40.4% below the Real Estate industry median of 94.00. Toivo Group Oyj's overall GF Score™ is 84/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Toivo Group Oyj (OHEL:TOIVO), the current Days Payable is 55.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Toivo Group Oyj (OHEL:TOIVO) Overvalued in 2026?
Based on GuruFocus' analysis, Toivo Group Oyj stock appears to be undervalued.
The current stock price of €0.91 is trading 45.1% below its estimated GF Value™ of €1.65.
GuruFocus considers Toivo Group Oyj to be Possible Value Trap.
Key valuation signals for OHEL:TOIVO:
Days Payable: 55.98 (78% below median its 10-year median of 257.92)
GF Value™: €1.65 vs. price of €0.91 (45.1% below fair value)
Industry Position: 40.4% below the Real Estate median (#719 of 1572)
No single metric tells the full story. See the OHEL:TOIVO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Toivo Group Oyj specializes in construction, real estate development, and property ownership. It develops, builds, owns, and sells apartments, plots, community properties, and business premises. The company generates maximum revenue from project management contracting, and the rest through sales of properties, lease income, real estate development services, and other sales. The firm generates all of its revenue in Finland.
84GF Score
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