Toivo Group Oyj (OHEL:TOIVO) Moat Score: 0/10 (As of Aug. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OHEL:TOIVO Toivo Group Oyj OHEL:TOIVO
84 GF Score
Price €0.91
GF Value €1.65
Valuation Possible Value Trap
! 5 Warning Signs
View Full Analysis

What is Toivo Group Oyj Moat Score?

Toivo Group Oyj has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Toivo Group Oyj has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Toivo Group Oyj might have No Moat - No discernible moat.

Toivo Group Oyj  (OHEL:TOIVO) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Toivo Group Oyj Moat Score Related Terms

OHEL:TOIVO
84GF Score
Toivo Group Oyj OHEL:TOIVO
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Toivo Group Oyj (OHEL:TOIVO) Overvalued in 2026?

Based on GuruFocus' analysis, Toivo Group Oyj stock appears to be undervalued. The current stock price of €0.91 is trading 45.1% below its estimated GF Value™ of €1.65. GuruFocus considers Toivo Group Oyj to be Possible Value Trap.

Key valuation signals for OHEL:TOIVO:

  • Moat Score: 0
  • GF Value™: €1.65 vs. price of €0.91 (45.1% below fair value)
  • GF Score™: 84/100 with 5 warning signs

No single metric tells the full story. See the OHEL:TOIVO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Toivo Group Oyj Business Description

Address Gransinmaki 6, Espoo, FIN, 02650
Toivo Group Oyj specializes in construction, real estate development, and property ownership. It develops, builds, owns, and sells apartments, plots, community properties, and business premises. The company generates maximum revenue from project management contracting, and the rest through sales of properties, lease income, real estate development services, and other sales. The firm generates all of its revenue in Finland.
84GF Score

Get the complete analysis for OHEL:TOIVO

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.91
Price
€1.65
GF Value