PulteGroupPHM +1.33%93 Days Payable is 23.55 as of Mar. 2026, which is 22% above its 10-year median of 19.24. GuruFocus rates PHM with a GF Score™ of 93/100 and a GF Value™ of $118.14 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 89 Homebuilding & Construction companies, PulteGroup ranks worse than 75.28% on this metric.
PulteGroup's average Accounts Payable for the
three
months ended in Mar. 2026 was $667 Mil. PulteGroup's Cost of Goods Sold for the
three
months ended in Mar. 2026 was $2,586 Mil.
Hence, PulteGroup's Days Payable for the
three
months ended in Mar. 2026 was 23.55.
The historical rank and industry rank for PulteGroup's Days Payable or its related term are showing as below:
PHM'
s Days Payable Range Over the Past 10 Years
Min: 17.42 Med: 19.24 Max: 23.36
Current: 20.21
During the past 13 years, PulteGroup's highest Days Payable was 23.36. The lowest was 17.42. And the median was 19.24.
PHM's Days Payable is ranked worse than 75.28% of 89
companies
in the Homebuilding & Construction industry
Industry Median: 38.03
vs PHM: 20.21
PulteGroup's Days Payable
increased
from Mar. 2025 (20.95) to Mar. 2026 (23.55).
It may suggest that PulteGroupdelayed paying its suppliers.
PulteGroup Days Payable Related Terms
PulteGroup Days Payable Historical Data
* Premium members only.
The historical data trend for PulteGroup's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Residential Construction subindustry, PulteGroup's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PulteGroup Days Payable vs Homebuilding & Construction Industry
For the Homebuilding & Construction industry and Consumer Cyclical sector, PulteGroup's Days Payable distribution charts can be found below:
* The bar in red indicates where PulteGroup's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
PulteGroup's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PulteGroup (PHM) has a Days Payable of 23.55 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PulteGroup and its competitors. This is 22% above median its historical median of 19.24. Over the past decade, PulteGroup's Days Payable has ranged from 17.42 to 23.36. According to the industry distribution chart, PulteGroup ranks #67 out of 89 companies in the Homebuilding & Construction industry, placing it in the top 75.3%.
Is PulteGroup's Days Payable too high?
PulteGroup's current Days Payable of 23.55 is 22% above median its 10-year median of 19.24. Over the past 10 years, this metric has ranged from a low of 17.42 to a high of 23.36. The Homebuilding & Construction industry median Days Payable is 38.03. PulteGroup's value of 23.55 is 38.1% below this industry median. Based on the distribution chart, PulteGroup ranks #67 out of 89 companies in the Homebuilding & Construction industry, which is in the bottom quartile relative to peers. Overall, PulteGroup has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PulteGroup's Days Payable compare to LEN and NVR?
According to the Homebuilding & Construction industry distribution chart, PulteGroup ranks #67 out of 89 companies for Days Payable. This places PulteGroup in the lower half of its industry. The industry median Days Payable is 38.03. PulteGroup's value of 23.55 is 38.1% below this benchmark. Historically, PulteGroup's own Days Payable has ranged from 17.42 to 23.36 over the past decade. While the company's 10-year median is 19.24 vs. the industry median of 38.03, PulteGroup has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Homebuilding & Construction company?
The median Days Payable among Homebuilding & Construction companies is 38.03, based on 89 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PulteGroup's current Days Payable of 23.55 is 38.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on PulteGroup and its competitors. For the Homebuilding & Construction industry, the median Days Payable is 38.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PulteGroup's current Days Payable is 23.55, which is 22% above median its own 10-year median of 19.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PulteGroup stock overvalued right now?
Based on GuruFocus' analysis, PulteGroup (PHM) is currently considered Modestly Overvalued. The stock's GF Value™ is $118.14, compared to a current price of $137.61 — trading 16.5% above its estimated fair value. The current Days Payable is 23.55, which is 22% above median its 10-year median of 19.24 and 38.1% below the Homebuilding & Construction industry median of 38.03. PulteGroup's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For PulteGroup (PHM), the current Days Payable is 23.55 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PulteGroup (PHM) Overvalued in 2026?
Based on GuruFocus' analysis, PulteGroup stock appears to be overvalued.
The current stock price of $137.61 is trading 16.5% above its estimated GF Value™ of $118.14.
GuruFocus considers PulteGroup to be Modestly Overvalued.
Key valuation signals for PHM:
Days Payable: 23.55 (22% above median its 10-year median of 19.24)
GF Value™: $118.14 vs. price of $137.61 (16.5% above fair value)
Industry Position: 38.1% below the Homebuilding & Construction median (#67 of 89)
No single metric tells the full story. See the PHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PulteGroup Inc is a homebuilder in the United States. The company mainly builds single-family detached homes and offers products to entry-level, move-up, and active-adult buyers. It also offers homebuyers mortgage financing, title, and insurance agency services through its financial services segment.
93GF Score
Get the complete analysis for PHM
Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PHM has been successfully added to your 
