PHM (PulteGroup) FCF Margin %: 3.94% (As of Mar. 2026) — 58% Below Median


PHM PulteGroup Inc PHM
93 GF Score
Price $135.71
GF Value $118.14
Valuation Modestly Overvalued
! 6 Warning Signs
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What is PulteGroup FCF Margin %?

PulteGroup PHM +7.24% 93 FCF Margin % is 3.94% as of Mar. 2026, which is 58% below its 10-year median of 9.34. GuruFocus rates PHM with a GF Score™ of 93/100 and a GF Value™ of $118.14 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 91 Homebuilding & Construction companies, PulteGroup ranks better than 79.12% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. PulteGroup's Free Cash Flow for the three months ended in Mar. 2026 was $134 Mil. PulteGroup's Revenue for the three months ended in Mar. 2026 was $3,409 Mil. Therefore, PulteGroup's FCF Margin % for the quarter that ended in Mar. 2026 was 3.94%.

As of today, PulteGroup's current FCF Yield % is 6.88%.

The historical rank and industry rank for PulteGroup's FCF Margin % or its related term are showing as below:

PHM' s FCF Margin % Range Over the Past 10 Years
Min: 0.38   Med: 9.34   Max: 15.64
Current: 10.57


During the past 13 years, the highest FCF Margin % of PulteGroup was 15.64%. The lowest was 0.38%. And the median was 9.34%.

PHM's FCF Margin % is ranked better than
79.12% of 91 companies
in the Homebuilding & Construction industry
Industry Median: 2.52 vs PHM: 10.57


PulteGroup FCF Margin % Related Terms


PulteGroup FCF Margin % Historical Data

* Premium members only.

The historical data trend for PulteGroup's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PulteGroup FCF Margin % Chart

PulteGroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.78 3.47 13.10 8.70 10.10

PulteGroup Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.69 5.74 14.78 16.05 3.94

PHM vs LEN, NVR, TOL: FCF Margin % Comparison

For the Residential Construction subindustry, PulteGroup's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PulteGroup FCF Margin % vs Homebuilding & Construction Industry

For the Homebuilding & Construction industry and Consumer Cyclical sector, PulteGroup's FCF Margin % distribution charts can be found below:

* The bar in red indicates where PulteGroup's FCF Margin % falls into.


PHM
93GF Score
PulteGroup Inc PHM
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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PulteGroup FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

PulteGroup's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=1748.533/17311.953
=10.10 %

PulteGroup's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=134.355/3408.572
=3.94 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 3.94% mean?
PulteGroup (PHM) has a FCF Margin % of 3.94% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PulteGroup and its competitors. This is 58% below median its historical median of 9.34. Over the past decade, PulteGroup's FCF Margin % has ranged from 0.38 to 15.64. According to the industry distribution chart, PulteGroup ranks #19 out of 91 companies in the Homebuilding & Construction industry, placing it in the top 20.9%.
Is PulteGroup's FCF Margin % too high?
PulteGroup's current FCF Margin % of 3.94% is 58% below median its 10-year median of 9.34. Over the past 10 years, this metric has ranged from a low of 0.38 to a high of 15.64. The Homebuilding & Construction industry median FCF Margin % is 2.52. PulteGroup's value of 3.94% is 56.3% above this industry median. Based on the distribution chart, PulteGroup ranks #19 out of 91 companies in the Homebuilding & Construction industry, which is in the top quartile — a strong position relative to peers. Overall, PulteGroup has a GF Score™ of 93/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PulteGroup's FCF Margin % compare to LEN and NVR?
According to the Homebuilding & Construction industry distribution chart, PulteGroup ranks #19 out of 91 companies for FCF Margin %. This places PulteGroup in the top 21% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.52. PulteGroup's value of 3.94% is 56.3% above this benchmark. Historically, PulteGroup's own FCF Margin % has ranged from 0.38 to 15.64 over the past decade. While the company's 10-year median is 9.34 vs. the industry median of 2.52, PulteGroup has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Homebuilding & Construction company?
The median FCF Margin % among Homebuilding & Construction companies is 2.52, based on 91 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PulteGroup's current FCF Margin % of 3.94% is 56.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on PulteGroup and its competitors. For the Homebuilding & Construction industry, the median FCF Margin % is 2.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PulteGroup's current FCF Margin % is 3.94%, which is 58% below median its own 10-year median of 9.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PulteGroup stock overvalued right now?
Based on GuruFocus' analysis, PulteGroup (PHM) is currently considered Modestly Overvalued. The stock's GF Value™ is $118.14, compared to a current price of $135.71 — trading 14.9% above its estimated fair value. The current FCF Margin % is 3.94%, which is 58% below median its 10-year median of 9.34 and 56.3% above the Homebuilding & Construction industry median of 2.52. PulteGroup's overall GF Score™ is 93/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For PulteGroup (PHM), the current FCF Margin % is 3.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PulteGroup (PHM) Overvalued in 2026?

Based on GuruFocus' analysis, PulteGroup stock appears to be overvalued. The current stock price of $135.71 is trading 14.9% above its estimated GF Value™ of $118.14. GuruFocus considers PulteGroup to be Modestly Overvalued.

Key valuation signals for PHM:

  • FCF Margin %: 3.94% (58% below median its 10-year median of 9.34)
  • GF Value™: $118.14 vs. price of $135.71 (14.9% above fair value)
  • GF Score™: 93/100 with 6 warning signs
  • Industry Position: 56.3% above the Homebuilding & Construction median (#19 of 91)

No single metric tells the full story. See the PHM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PulteGroup Business Description

Address 3350 Peachtree Road NE, Suite 1500, Atlanta, GA, USA, 30326
PulteGroup Inc is a homebuilder in the United States. The company mainly builds single-family detached homes and offers products to entry-level, move-up, and active-adult buyers. It also offers homebuyers mortgage financing, title, and insurance agency services through its financial services segment.
93GF Score

Get the complete analysis for PHM

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$135.71
Price
$118.14
GF Value