Upson InternationalPHS:UPSON 49 Days Payable is 46.01 as of Mar. 2026, which is 32% below its 10-year median of 67.84. GuruFocus rates PHS:UPSON with a GF Score™ of 49/100 and a GF Value™ of ₱0.97 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,102 Retail - Cyclical companies, Upson International ranks worse than 52.9% on this metric.
The historical rank and industry rank for Upson International's Days Payable or its related term are showing as below:
PHS:UPSON'
s Days Payable Range Over the Past 10 Years
Min: 40.3 Med: 67.84 Max: 81.05
Current: 48.5
During the past 7 years, Upson International's highest Days Payable was 81.05. The lowest was 40.30. And the median was 67.84.
PHS:UPSON's Days Payable is ranked worse than 52.9% of 1102
companies
in the Retail - Cyclical industry
Industry Median: 51.215
vs PHS:UPSON: 48.50
Upson International's Days Payable
increased
from Mar. 2025 (43.27) to Mar. 2026 (46.01).
It may suggest that Upson Internationaldelayed paying its suppliers.
Upson International Days Payable Related Terms
Upson International Days Payable Historical Data
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The historical data trend for Upson International's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PHS:UPSON vs CASY, WSM, ULTA: Days Payable Comparison
For the Specialty Retail subindustry, Upson International's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Upson International Days Payable vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Upson International's Days Payable distribution charts can be found below:
* The bar in red indicates where Upson International's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Upson International's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Upson International (PHS:UPSON) has a Days Payable of 46.01 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Upson International and its competitors. This is 32% below median its historical median of 67.84. Over the past decade, Upson International's Days Payable has ranged from 40.30 to 81.05. According to the industry distribution chart, Upson International ranks #583 out of 1102 companies in the Retail - Cyclical industry, placing it in the top 52.9%.
Is Upson International's Days Payable too high?
Upson International's current Days Payable of 46.01 is 32% below median its 10-year median of 67.84. Over the past 10 years, this metric has ranged from a low of 40.30 to a high of 81.05. The Retail - Cyclical industry median Days Payable is 51.22. Upson International's value of 46.01 is 10.2% below this industry median. Based on the distribution chart, Upson International ranks #583 out of 1102 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Upson International has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upson International's Days Payable compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Upson International ranks #583 out of 1102 companies for Days Payable. This places Upson International in the lower half of its industry. The industry median Days Payable is 51.22. Upson International's value of 46.01 is 10.2% below this benchmark. Historically, Upson International's own Days Payable has ranged from 40.30 to 81.05 over the past decade. While the company's 10-year median is 67.84 vs. the industry median of 51.22, Upson International has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 51.22, based on 1,102 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Upson International's current Days Payable of 46.01 is 10.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Upson International and its competitors. For the Retail - Cyclical industry, the median Days Payable is 51.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Upson International's current Days Payable is 46.01, which is 32% below median its own 10-year median of 67.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upson International stock overvalued right now?
Based on GuruFocus' analysis, Upson International (PHS:UPSON) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.97, compared to a current price of ₱0.70 — trading 27.8% below its estimated fair value. The current Days Payable is 46.01, which is 32% below median its 10-year median of 67.84 and 10.2% below the Retail - Cyclical industry median of 51.22. Upson International's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Upson International (PHS:UPSON), the current Days Payable is 46.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Upson International (PHS:UPSON) Overvalued in 2026?
Based on GuruFocus' analysis, Upson International stock appears to be undervalued.
The current stock price of ₱0.70 is trading 27.8% below its estimated GF Value™ of ₱0.97.
GuruFocus considers Upson International to be Modestly Undervalued.
Key valuation signals for PHS:UPSON:
Days Payable: 46.01 (32% below median its 10-year median of 67.84)
GF Value™: ₱0.97 vs. price of ₱0.70 (27.8% below fair value)
Industry Position: 10.2% below the Retail - Cyclical median (#583 of 1102)
No single metric tells the full story. See the PHS:UPSON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Upson International Corp is engaged in the business of buying, selling, distributing, marketing, at wholesale and retail all kinds of goods, commodities, wares and merchandise such as but not limited to computer hardware equipment, telecommunications and other similar products. The company operates in two segments 1) Retail of information and communications technology (ICT) products. and 2) Retail of water filtration and purification devices. Key revenue is generated from ICT Products. The Group operates and generates revenue principally in the Philippines.
49GF Score
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