Upson International (PHS:UPSON) LT-Debt-to-Total-Asset: 0.02 (As of Mar. 2026)

What is Upson International LT-Debt-to-Total-Asset?

Upson International PHS:UPSON 49 LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus rates PHS:UPSON with a GF Score™ of 49/100 and a GF Value™ of ₱0.97 (Modestly Undervalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Upson International's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.02.

Upson International's long-term debt to total assets ratio increased from Mar. 2025 (0.01) to Mar. 2026 (0.02). It may suggest that Upson International is progressively becoming more dependent on debt to grow their business.

Upson International (PHS:UPSON) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Upson International LT-Debt-to-Total-Asset Related Terms

Upson International LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Upson International's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upson International LT-Debt-to-Total-Asset Chart

Upson International Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.01

0.02

0.01

Upson International Quarterly Data
	Dec19	Dec20	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.01	0.01	0.01	0.01	0.02

49GF Score

Upson International Corp PHS:UPSON

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Upson International LT-Debt-to-Total-Asset Calculation

Upson International's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	84.486	/	8122.706
	=	0.01

Upson International's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	163.451	/	8375.604
	=	0.02

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.02 mean?

Upson International (PHS:UPSON) has a LT-Debt-to-Total-Asset of 0.02 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Upson International and its competitors.

Is Upson International's LT-Debt-to-Total-Asset too high?

Upson International's current LT-Debt-to-Total-Asset is 0.02. Overall, Upson International has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Upson International's LT-Debt-to-Total-Asset compare to CASY and WSM?

Upson International's LT-Debt-to-Total-Asset of 0.02 can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Retail - Cyclical company?

A good LT-Debt-to-Total-Asset depends on the Retail - Cyclical industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Upson International and its competitors. Upson International's current LT-Debt-to-Total-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Upson International stock overvalued right now?

Based on GuruFocus' analysis, Upson International (PHS:UPSON) is currently considered Modestly Undervalued. The stock's GF Value™ is ₱0.97, compared to a current price of ₱0.70 — trading 27.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.02. Upson International's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Upson International (PHS:UPSON), the current LT-Debt-to-Total-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upson International (PHS:UPSON) Overvalued in 2026?

Based on GuruFocus' analysis, Upson International stock appears to be undervalued. The current stock price of ₱0.70 is trading 27.8% below its estimated GF Value™ of ₱0.97. GuruFocus considers Upson International to be Modestly Undervalued.

Key valuation signals for PHS:UPSON:

LT-Debt-to-Total-Asset: 0.02
GF Value™: ₱0.97 vs. price of ₱0.70 (27.8% below fair value)
GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the PHS:UPSON stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upson International Business Description

Industry Consumer Cyclical Retail - Cyclical

Comparable Companies PHS:HOME PHS:MRSGI PHS:ALLDY PHS:SSI TSX:ATD CASY WSM DKS ULTA BBY TSCO SHSE:601888 ADX:ADNOCDIST TPE:3045 FIVE GME MUSA XSWX:AVOL TSE:8136 TSX:CTC.A

Address 9th Avenue corner 34th Street, Unit 2308, 23rd Floor, Capital House Tower 1, Bonifacio Global City, Taguig, PHL, 1635

Website https://www.upson.com.ph

Upson International Corp is engaged in the business of buying, selling, distributing, marketing, at wholesale and retail all kinds of goods, commodities, wares and merchandise such as but not limited to computer hardware equipment, telecommunications and other similar products. The company operates in two segments 1) Retail of information and communications technology (ICT) products. and 2) Retail of water filtration and purification devices. Key revenue is generated from ICT Products. The Group operates and generates revenue principally in the Philippines.

49GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱0.70

Price

₱0.97

GF Value

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