O'Pay Electronic Payment Co (ROCO:6878) Days Payable: 38.81 (As of Dec. 2025) — 367% Above Median

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ROCO:6878 O'Pay Electronic Payment Co Ltd ROCO:6878
40 GF Score
Price NT$19.00
GF Value NT$13.23
Valuation Significantly Overvalued
! 6 Warning Signs
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What is O'Pay Electronic Payment Co Days Payable?

O'Pay Electronic Payment Co ROCO:6878 +65.94% 40 Days Payable is 38.81 as of Dec. 2025, which is 367% above its 10-year median of 8.31. GuruFocus rates ROCO:6878 with a GF Score™ of 40/100 and a GF Value™ of NT$13.23 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 2,608 Software companies, O'Pay Electronic Payment Co ranks worse than 61.89% on this metric.

O'Pay Electronic Payment Co's average Accounts Payable for the six months ended in Dec. 2025 was NT$2.83 Mil. O'Pay Electronic Payment Co's Cost of Goods Sold for the six months ended in Dec. 2025 was NT$13.31 Mil. Hence, O'Pay Electronic Payment Co's Days Payable for the six months ended in Dec. 2025 was 38.81.

The historical rank and industry rank for O'Pay Electronic Payment Co's Days Payable or its related term are showing as below:

ROCO:6878' s Days Payable Range Over the Past 10 Years
Min: 5.07   Med: 8.31   Max: 37.1
Current: 37.1

During the past 8 years, O'Pay Electronic Payment Co's highest Days Payable was 37.10. The lowest was 5.07. And the median was 8.31.

ROCO:6878's Days Payable is ranked worse than
61.89% of 2608 companies
in the Software industry
Industry Median: 52.785 vs ROCO:6878: 37.10

O'Pay Electronic Payment Co's Days Payable increased from Dec. 2024 (33.21) to Dec. 2025 (38.81). It may suggest that O'Pay Electronic Payment Co delayed paying its suppliers.


O'Pay Electronic Payment Co Days Payable Historical Data

* Premium members only.

The historical data trend for O'Pay Electronic Payment Co's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

O'Pay Electronic Payment Co Days Payable Chart

O'Pay Electronic Payment Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial 5.07 8.15 33.35 33.59 36.71

O'Pay Electronic Payment Co Semi-Annual Data
Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.74 32.76 33.21 35.73 38.81

ROCO:6878 vs MSFT, ORCL, PLTR: Days Payable Comparison

For the Software - Infrastructure subindustry, O'Pay Electronic Payment Co's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


O'Pay Electronic Payment Co Days Payable vs Software Industry

For the Software industry and Technology sector, O'Pay Electronic Payment Co's Days Payable distribution charts can be found below:

* The bar in red indicates where O'Pay Electronic Payment Co's Days Payable falls into.


ROCO:6878
40GF Score
O'Pay Electronic Payment Co Ltd ROCO:6878
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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O'Pay Electronic Payment Co Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

O'Pay Electronic Payment Co's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (2.315 + 2.946) / 2 ) / 26.154*365
=2.6305 / 26.154*365
=36.71

O'Pay Electronic Payment Co's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (2.715 + 2.946) / 2 ) / 13.309*365 / 2
=2.8305 / 13.309*365 / 2
=38.81

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 38.81 mean?
O'Pay Electronic Payment Co (ROCO:6878) has a Days Payable of 38.81 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on O'Pay Electronic Payment Co and its competitors. This is 367% above median its historical median of 8.31. Over the past decade, O'Pay Electronic Payment Co's Days Payable has ranged from 5.07 to 37.10. According to the industry distribution chart, O'Pay Electronic Payment Co ranks #1614 out of 2608 companies in the Software industry, placing it in the top 61.9%.
Is O'Pay Electronic Payment Co's Days Payable too high?
O'Pay Electronic Payment Co's current Days Payable of 38.81 is 367% above median its 10-year median of 8.31. Over the past 10 years, this metric has ranged from a low of 5.07 to a high of 37.10. The Software industry median Days Payable is 52.79. O'Pay Electronic Payment Co's value of 38.81 is 26.5% below this industry median. Based on the distribution chart, O'Pay Electronic Payment Co ranks #1614 out of 2608 companies in the Software industry, which is below the industry midpoint. Overall, O'Pay Electronic Payment Co has a GF Score™ of 40/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does O'Pay Electronic Payment Co's Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, O'Pay Electronic Payment Co ranks #1614 out of 2608 companies for Days Payable. This places O'Pay Electronic Payment Co in the lower half of its industry. The industry median Days Payable is 52.79. O'Pay Electronic Payment Co's value of 38.81 is 26.5% below this benchmark. Historically, O'Pay Electronic Payment Co's own Days Payable has ranged from 5.07 to 37.10 over the past decade. While the company's 10-year median is 8.31 vs. the industry median of 52.79, O'Pay Electronic Payment Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.79, based on 2,608 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. O'Pay Electronic Payment Co's current Days Payable of 38.81 is 26.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on O'Pay Electronic Payment Co and its competitors. For the Software industry, the median Days Payable is 52.79 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. O'Pay Electronic Payment Co's current Days Payable is 38.81, which is 367% above median its own 10-year median of 8.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is O'Pay Electronic Payment Co stock overvalued right now?
Based on GuruFocus' analysis, O'Pay Electronic Payment Co (ROCO:6878) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$13.23, compared to a current price of NT$19.00 — trading 43.6% above its estimated fair value. The current Days Payable is 38.81, which is 367% above median its 10-year median of 8.31 and 26.5% below the Software industry median of 52.79. O'Pay Electronic Payment Co's overall GF Score™ is 40/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For O'Pay Electronic Payment Co (ROCO:6878), the current Days Payable is 38.81 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is O'Pay Electronic Payment Co (ROCO:6878) Overvalued in 2026?

Based on GuruFocus' analysis, O'Pay Electronic Payment Co stock appears to be overvalued. The current stock price of NT$19.00 is trading 43.6% above its estimated GF Value™ of NT$13.23. GuruFocus considers O'Pay Electronic Payment Co to be Significantly Overvalued.

Key valuation signals for ROCO:6878:

  • Days Payable: 38.81 (367% above median its 10-year median of 8.31)
  • GF Value™: NT$13.23 vs. price of NT$19.00 (43.6% above fair value)
  • GF Score™: 40/100 with 6 warning signs
  • Industry Position: 26.5% below the Software median (#1614 of 2608)

No single metric tells the full story. See the ROCO:6878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


O'Pay Electronic Payment Co Business Description

Address Building D, No. 19-2, Sanchong Road, 5th Floor, Nangang District, Taipei, TWN, 115
O'Pay Electronic Payment Co Ltd is an open electronic payment platform that has been engaged in the cash flow payment industry. Its business content includes providing customers with payment agency services for inward or outward remittance of cross-border network actual transaction prices and providing payment services.
40GF Score

Get the complete analysis for ROCO:6878

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$19.00
Price
NT$13.23
GF Value