O'Pay Electronic Payment Co (ROCO:6878) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ROCO:6878 O'Pay Electronic Payment Co Ltd ROCO:6878
40 GF Score
Price NT$29.05
GF Value NT$13.23
Valuation Significantly Overvalued
! 6 Warning Signs
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What is O'Pay Electronic Payment Co Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ROCO:6878
40GF Score
O'Pay Electronic Payment Co Ltd ROCO:6878
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is O'Pay Electronic Payment Co (ROCO:6878) Overvalued in 2026?

Based on GuruFocus' analysis, O'Pay Electronic Payment Co stock appears to be overvalued. The current stock price of NT$29.05 is trading 119.6% above its estimated GF Value™ of NT$13.23. GuruFocus considers O'Pay Electronic Payment Co to be Significantly Overvalued.

Key valuation signals for ROCO:6878:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: NT$13.23 vs. price of NT$29.05 (119.6% above fair value)
  • GF Score™: 40/100 with 6 warning signs

No single metric tells the full story. See the ROCO:6878 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


O'Pay Electronic Payment Co Business Description

Address Building D, No. 19-2, Sanchong Road, 5th Floor, Nangang District, Taipei, TWN, 115
O'Pay Electronic Payment Co Ltd is an open electronic payment platform that has been engaged in the cash flow payment industry. Its business content includes providing customers with payment agency services for inward or outward remittance of cross-border network actual transaction prices and providing payment services.
40GF Score

Get the complete analysis for ROCO:6878

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$29.05
Price
NT$13.23
GF Value