Zhongmin Baihui Retail Group (SGX:5SR) Days Payable: 158.70 (As of Dec. 2025) — Near Median

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SGX:5SR Zhongmin Baihui Retail Group Ltd SGX:5SR
34 GF Score
Price S$0.36
GF Value S$0.53
Valuation Possible Value Trap
! 8 Warning Signs
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What is Zhongmin Baihui Retail Group Days Payable?

Zhongmin Baihui Retail Group SGX:5SR 34 Days Payable is 158.70 as of Dec. 2025, which is 3% below its 10-year median of 163.96. GuruFocus rates SGX:5SR with a GF Score™ of 34/100 and a GF Value™ of S$0.53 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 1,108 Retail - Cyclical companies, Zhongmin Baihui Retail Group ranks better than 89.35% on this metric.

Zhongmin Baihui Retail Group's average Accounts Payable for the six months ended in Dec. 2025 was S$56.6 Mil. Zhongmin Baihui Retail Group's Cost of Goods Sold for the six months ended in Dec. 2025 was S$65.1 Mil. Hence, Zhongmin Baihui Retail Group's Days Payable for the six months ended in Dec. 2025 was 158.70.

The historical rank and industry rank for Zhongmin Baihui Retail Group's Days Payable or its related term are showing as below:

SGX:5SR' s Days Payable Range Over the Past 10 Years
Min: 102.04   Med: 163.96   Max: 185.62
Current: 167.6

During the past 13 years, Zhongmin Baihui Retail Group's highest Days Payable was 185.62. The lowest was 102.04. And the median was 163.96.

SGX:5SR's Days Payable is ranked better than
89.35% of 1108 companies
in the Retail - Cyclical industry
Industry Median: 50.72 vs SGX:5SR: 167.60

Zhongmin Baihui Retail Group's Days Payable declined from Dec. 2024 (163.53) to Dec. 2025 (158.70). It may suggest that Zhongmin Baihui Retail Group accelerated paying its suppliers.


Zhongmin Baihui Retail Group Days Payable Historical Data

* Premium members only.

The historical data trend for Zhongmin Baihui Retail Group's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhongmin Baihui Retail Group Days Payable Chart

Zhongmin Baihui Retail Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun23 Jun24 Jun25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 149.36 184.41 175.06 112.60 102.04

Zhongmin Baihui Retail Group Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 159.19 153.21 163.53 136.91 158.70

SGX:5SR vs DDS, M: Days Payable Comparison

For the Department Stores subindustry, Zhongmin Baihui Retail Group's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhongmin Baihui Retail Group Days Payable vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Zhongmin Baihui Retail Group's Days Payable distribution charts can be found below:

* The bar in red indicates where Zhongmin Baihui Retail Group's Days Payable falls into.


SGX:5SR
34GF Score
Zhongmin Baihui Retail Group Ltd SGX:5SR
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Zhongmin Baihui Retail Group Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Zhongmin Baihui Retail Group's Days Payable for the fiscal year that ended in Jun. 2025 is calculated as

Days Payable (A: Jun. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Jun. 2024 ) + Accounts Payable (A: Jun. 2025 )) / count ) / Cost of Goods Sold (A: Jun. 2025 )*Days in Period
=( (40.831 + 32.121) / 2 ) / 130.47*365
=36.476 / 130.47*365
=102.04

Zhongmin Baihui Retail Group's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (32.121 + 81.165) / 2 ) / 65.136*365 / 2
=56.643 / 65.136*365 / 2
=158.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 158.70 mean?
Zhongmin Baihui Retail Group (SGX:5SR) has a Days Payable of 158.70 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Zhongmin Baihui Retail Group and its competitors. This is near median its historical median of 163.96. Over the past decade, Zhongmin Baihui Retail Group's Days Payable has ranged from 102.04 to 185.62. According to the industry distribution chart, Zhongmin Baihui Retail Group ranks #118 out of 1108 companies in the Retail - Cyclical industry, placing it in the top 10.6%.
Is Zhongmin Baihui Retail Group's Days Payable too high?
Zhongmin Baihui Retail Group's current Days Payable of 158.70 is near median its 10-year median of 163.96. Over the past 10 years, this metric has ranged from a low of 102.04 to a high of 185.62. The Retail - Cyclical industry median Days Payable is 50.72. Zhongmin Baihui Retail Group's value of 158.70 is 212.9% above this industry median. Based on the distribution chart, Zhongmin Baihui Retail Group ranks #118 out of 1108 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Zhongmin Baihui Retail Group has a GF Score™ of 34/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Zhongmin Baihui Retail Group's Days Payable compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Zhongmin Baihui Retail Group ranks #118 out of 1108 companies for Days Payable. This places Zhongmin Baihui Retail Group in the top 11% of its industry — outperforming the majority of peers. The industry median Days Payable is 50.72. Zhongmin Baihui Retail Group's value of 158.70 is 212.9% above this benchmark. Historically, Zhongmin Baihui Retail Group's own Days Payable has ranged from 102.04 to 185.62 over the past decade. While the company's 10-year median is 163.96 vs. the industry median of 50.72, Zhongmin Baihui Retail Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Retail - Cyclical company?
The median Days Payable among Retail - Cyclical companies is 50.72, based on 1,108 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zhongmin Baihui Retail Group's current Days Payable of 158.70 is 212.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Zhongmin Baihui Retail Group and its competitors. For the Retail - Cyclical industry, the median Days Payable is 50.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhongmin Baihui Retail Group's current Days Payable is 158.70, which is near median its own 10-year median of 163.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhongmin Baihui Retail Group stock overvalued right now?
Based on GuruFocus' analysis, Zhongmin Baihui Retail Group (SGX:5SR) is currently considered Possible Value Trap. The stock's GF Value™ is S$0.53, compared to a current price of S$0.36 — trading 32.1% below its estimated fair value. The current Days Payable is 158.70, which is near median its 10-year median of 163.96 and 212.9% above the Retail - Cyclical industry median of 50.72. Zhongmin Baihui Retail Group's overall GF Score™ is 34/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Zhongmin Baihui Retail Group (SGX:5SR), the current Days Payable is 158.70 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhongmin Baihui Retail Group (SGX:5SR) Overvalued in 2026?

Based on GuruFocus' analysis, Zhongmin Baihui Retail Group stock appears to be undervalued. The current stock price of S$0.36 is trading 32.1% below its estimated GF Value™ of S$0.53. GuruFocus considers Zhongmin Baihui Retail Group to be Possible Value Trap.

Key valuation signals for SGX:5SR:

  • Days Payable: 158.70 (near median its 10-year median of 163.96)
  • GF Value™: S$0.53 vs. price of S$0.36 (32.1% below fair value)
  • GF Score™: 34/100 with 8 warning signs
  • Industry Position: 212.9% above the Retail - Cyclical median (#118 of 1108)

No single metric tells the full story. See the SGX:5SR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhongmin Baihui Retail Group Business Description

Address 81 Ubi Avenue 4, No. 03-31, UB.One, Singapore, SGP, 408830
Zhongmin Baihui Retail Group Ltd is engaged in the ownership, operation and management of department stores and supermarkets in Fujian Province, People's Republic of China. The company is involved in the operation and management of an outlet mall in Changsha, Hunan Province. The department stores offer a wide variety of clothes and accessories for men, women and children from domestic and international brands from concessionaires while the supermarkets are well stocked with a good variety of items, including fresh produce and live seafood. It derives the bulk of its revenue from sales of supermarket products and commissions from concessionaire sales.
34GF Score

Get the complete analysis for SGX:5SR

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.36
Price
S$0.53
GF Value